Risk explorer
Biggest 3-year drawdowns
The deepest peak-to-trough NAV declines in the last three years across every Indian mutual fund. Use this as a "stomach test" before committing money to a fund — knowing the worst you've already had to live through is the cleanest way to calibrate your risk tolerance.
What "max drawdown" means
Max drawdown is the largest decline from a peak to a subsequent trough in the fund's NAV over the lookback window — here, the trailing three years. A -25% drawdown means the fund lost a quarter of its value at some point between peak and trough; the investor either rode it out, or sold at the bottom and locked in the loss.
Drawdowns are the most honest risk metric — they describe what actually happened, not what statistical models predict. A fund with +18% CAGR and -45% max drawdown is mathematically equivalent in long-run terms to one with +14% CAGR and -25% drawdown, but the experience of holding them is wildly different.
How to use this page
- Cross-reference with the biggest SIP wealth creators. Many overlap — high return comes with high drawdown.
- Compare a fund's drawdown to its consistency score. Funds with high consistency have shallow drawdowns by construction.
- Before investing, ask yourself: if this fund repeats this drawdown next year, would I sell? If yes, look at a less volatile category.