Should I invest in Samco Flexi Cap Fund?

We don't give personal investment advice. Samco Flexi Cap Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Samco

Samco Flexi Cap Fund - Direct Plan - Growth Option

Latest NAV

₹10.3100

As of

17 Jul 2026

1,089 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.67%	+0.10%	-0.78	103 / 104	Q4
1W	-1.62%	-0.02%	-1.60	100 / 103	Q4
2W	-2.09%	+0.10%	-2.18	94 / 102	Q4
1M	-2.55%	+1.52%	-4.07	97 / 101	Q4
3M	+0.88%	+5.34%	-4.46	81 / 100	Q4
6M	-0.77%	+9.00%	-9.77	77 / 99	Q4
YTD	-2.00%	+4.61%	-6.60	78 / 99	Q4
1Y	-9.00%	+18.02%	-27.03	89 / 90	Q4
2Y	-11.39%	+9.96%	-21.35	84 / 84	Q4
3Y	-1.23%	+13.26%	-14.49	76 / 76	Q4
4Y	+3.95%	+15.27%	-11.32	41 / 41	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.74%	+11.59%	-10.86	100 / 104	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.00%	+0.72%	-2.71	33 / 44
2025	-18.02%	+3.69%	-21.71	39 / 39
2024	+6.26%	+20.93%	-14.68	38 / 40
2023	+26.48%	+29.96%	-3.49	23 / 34
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.34%

42 windows

min -20.5% · max 33.0%

52% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+3.47%

18 windows

min -1.2% · max 10.2%

89% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.23%

3-year · annualised

Sharpe ratio

-0.34

vs risk-free 6.5%

Sortino ratio

-0.44

Downside-only deviation

Max drawdown

-30.16%

Dec 2024 → Apr 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,248.7410	17 Jul 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.9459	17 Jul 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹121.4251	17 Jul 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹21.1200	17 Jul 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹20.6200	17 Jul 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹232.8250	17 Jul 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹122.1976	17 Jul 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,165.0600	17 Jul 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹67.6885	17 Jul 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,808.6718	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.3100
16 Jul 2026	₹10.3800
15 Jul 2026	₹10.4200
14 Jul 2026	₹10.3500
13 Jul 2026	₹10.4400
10 Jul 2026	₹10.4800
9 Jul 2026	₹10.3600
8 Jul 2026	₹10.2500
7 Jul 2026	₹10.4100
6 Jul 2026	₹10.5400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Samco Flexi Cap Fund - Direct Plan - Growth Option is ₹10.3100. It's a Flexi Cap Fund from Samco, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Samco Flexi Cap Fund - Direct Plan - Growth Option has NAV history starting from 09 Feb 2022, a track record of about 4 years 5 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Samco Flexi Cap Fund - Direct Plan - Growth Option is managed by Samco. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Samco Flexi Cap Fund - Direct Plan - Growth Option has delivered a absolute return of -9.00% — -27.03 pp behind the Flexi Cap Fund category average of 18.02%. The fund ranks #89 of 90 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Samco Flexi Cap Fund - Direct Plan - Growth Option has delivered a CAGR of -1.23% — -14.49 pp behind the Flexi Cap Fund category average of 13.26%. The fund ranks #76 of 76 in its category — the bottom (Q4) quartile.

Samco Flexi Cap Fund - Direct Plan - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Samco Flexi Cap Fund - Direct Plan - Growth Option exactly 3 years ago would be worth approximately ₹96,355 today — a multiplier of 0.96×, based on the 3-year CAGR of -1.23%. The category average over the same window would have grown ₹1 lakh to ₹145,305.

A ₹10,000 monthly SIP in Samco Flexi Cap Fund - Direct Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹330,747 today. That's an XIRR (money-weighted annualised return) of -5.43%.

Samco Flexi Cap Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹330,747 — XIRR -5.43%.

On a 3-year basis, Samco Flexi Cap Fund - Direct Plan - Growth Option ranks #76 out of 76 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.26%; this fund delivered -1.23%.

The worst peak-to-trough decline Samco Flexi Cap Fund - Direct Plan - Growth Option has experienced over the last 3-year window is 30.16% — its NAV fell from a high on 11 Dec 2024 to a low on 07 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Samco Flexi Cap Fund - Direct Plan - Growth Option averaged 3.47% (best 10.17%, worst -1.23%). 89% of rolling windows ended positive. The 3-year Sharpe ratio is -0.34 — negative risk-adjusted performance.

In calendar year 2025, Samco Flexi Cap Fund - Direct Plan - Growth Option returned -18.02% — lagging the Flexi Cap Fund category average of 3.69% by 21.71 pp. It ranked #39 of 39 in its category that year.

Samco Flexi Cap Fund - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Samco Flexi Cap Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.