Should I invest in Motilal Oswal Flexi cap Fund Direct Plan?

We don't give personal investment advice. Motilal Oswal Flexi cap Fund Direct Plan-Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.5%. 5-year CAGR: 12.52%.

Motilal Oswal

Motilal Oswal Flexi cap Fund Direct Plan-Growth Option

Latest NAV

₹63.2311

As of

3 Jun 2026

2,975 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.93%	+0.11%	+0.82	2 / 104	Q1
1W	+0.14%	-0.67%	+0.81	27 / 103	Q2
2W	+2.66%	+0.04%	+2.62	4 / 102	Q1
1M	+2.44%	+0.32%	+2.13	19 / 101	Q1
3M	+2.41%	+3.68%	-1.26	46 / 100	Q2
6M	-8.01%	+6.18%	-14.19	97 / 99	Q4
YTD	-5.45%	+2.47%	-7.92	80 / 99	Q4
1Y	-4.02%	+17.47%	-21.49	84 / 89	Q4
2Y	+5.77%	+10.45%	-4.68	55 / 84	Q3
3Y	+18.91%	+13.44%	+5.47	8 / 74	Q1
4Y	+17.53%	+14.31%	+3.22	8 / 38	Q1
5Y	+12.52%	+14.05%	-1.53	18 / 32	Q3
7Y	+12.23%	+14.35%	-2.13	18 / 23	Q4
10Y	+13.27%	+14.35%	-1.08	13 / 18	Q3
Inception	+16.55%	+11.11%	+5.44	12 / 104	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.45%	-4.10%	-1.35	27 / 44
2025	-5.43%	+3.69%	-9.12	37 / 39
2024	+47.20%	+20.93%	+26.27	1 / 40
2023	+31.41%	+29.96%	+1.44	14 / 34
2022	-2.14%	+1.56%	-3.70	26 / 34
2021	+15.52%	+25.89%	-10.37	40 / 52
2020	+11.43%	+15.92%	-4.48	37 / 58
2019	+8.40%	+7.18%	+1.22	33 / 69
2018	-6.40%	-5.07%	-1.33	22 / 34
2017	+43.22%	+36.55%	+6.67	6 / 31
2016	+7.79%	+3.36%	+4.43	4 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.98%

136 windows

min -28.8% · max 69.9%

74% positive

3-Year rolling

+14.57%

111 windows

min -6.4% · max 31.9%

96% positive

5-Year rolling

+12.86%

87 windows

min 2.0% · max 24.1%

100% positive

7-Year rolling

+12.89%

63 windows

min 8.5% · max 19.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.85%

3-year · annualised

Sharpe ratio

0.74

vs risk-free 6.5%

Sortino ratio

1.13

Downside-only deviation

Max drawdown

-21.55%

Dec 2024 → Mar 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,115.5350	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹117.4238	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹19.8000	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹19.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹222.6510	3 Jun 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹118.9418	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,064.0200	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,722.7007	3 Jun 2026
Mirae Asset Flexi Cap Fund - Direct Plan - Growth	Mirae Asset	₹16.2220	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹63.2311
2 Jun 2026	₹63.5109
1 Jun 2026	₹62.9285
29 May 2026	₹63.6173
27 May 2026	₹64.0264
26 May 2026	₹63.4240
25 May 2026	₹63.1605
22 May 2026	₹62.4143
21 May 2026	₹62.2395
20 May 2026	₹62.0396

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Motilal Oswal Flexi cap Fund Direct Plan-Growth Option is ₹63.2311. It's a Flexi Cap Fund from Motilal Oswal, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Flexi cap Fund Direct Plan-Growth Option has NAV history starting from 29 Apr 2014, a track record of about 12 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Flexi cap Fund Direct Plan-Growth Option is managed by Motilal Oswal. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Flexi cap Fund Direct Plan-Growth Option has delivered a absolute return of -4.02% — -21.49 pp behind the Flexi Cap Fund category average of 17.47%. The fund ranks #84 of 89 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Flexi cap Fund Direct Plan-Growth Option has delivered a CAGR of 18.91% — +5.47 pp ahead of the Flexi Cap Fund category average of 13.44%. The fund ranks #8 of 74 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Motilal Oswal Flexi cap Fund Direct Plan-Growth Option has delivered a CAGR of 12.52% — -1.53 pp behind the Flexi Cap Fund category average of 14.05%. The fund ranks #18 of 32 in its category — the third (Q3) quartile.

₹1 lakh invested in Motilal Oswal Flexi cap Fund Direct Plan-Growth Option exactly 10 years ago would be worth approximately ₹347,576 today — a multiplier of 3.48×, based on the 10-year CAGR of 13.27%. The category average over the same window would have grown ₹1 lakh to ₹382,239.

A ₹10,000 monthly SIP in Motilal Oswal Flexi cap Fund Direct Plan-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹829,601 today. That's an XIRR (money-weighted annualised return) of 12.91%.

A ₹10,000 monthly SIP for 10 years in Motilal Oswal Flexi cap Fund Direct Plan-Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,320,457 (multiplier 1.93×). XIRR: 12.65%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Motilal Oswal Flexi cap Fund Direct Plan-Growth Option ranks #18 out of 32 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.05%; this fund delivered 12.52%.

The worst peak-to-trough decline Motilal Oswal Flexi cap Fund Direct Plan-Growth Option has experienced over the last 5-year window is 21.55% — its NAV fell from a high on 16 Dec 2024 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Flexi cap Fund Direct Plan-Growth Option averaged 12.86% (best 24.12%, worst 1.97%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.42 — weak risk-adjusted performance.

In calendar year 2025, Motilal Oswal Flexi cap Fund Direct Plan-Growth Option returned -5.43% — lagging the Flexi Cap Fund category average of 3.69% by 9.12 pp. It ranked #37 of 39 in its category that year.

Motilal Oswal Flexi cap Fund Direct Plan-Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Motilal Oswal Flexi cap Fund Direct Plan-Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.5%. 5-year CAGR: 12.52%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.