Should I invest in SBI Flexicap Fund?

We don't give personal investment advice. SBI Flexicap Fund - DIRECT PLAN - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.6%. 5-year CAGR: 9.87%.

SBI

SBI Flexicap Fund - DIRECT PLAN - Growth Option

Latest NAV

₹117.4238

As of

2 Jun 2026

3,302 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.20%	+0.11%	-0.31	97 / 104	Q4
1W	-1.67%	-0.67%	-1.00	77 / 103	Q3
2W	-0.03%	+0.04%	-0.07	55 / 102	Q3
1M	-1.37%	+0.32%	-1.68	79 / 101	Q4
3M	-3.70%	+3.68%	-7.37	95 / 100	Q4
6M	-6.99%	+6.18%	-13.16	93 / 99	Q4
YTD	-7.67%	+2.47%	-10.14	93 / 99	Q4
1Y	-0.32%	+17.47%	-17.79	70 / 89	Q4
2Y	+1.77%	+10.45%	-8.68	77 / 84	Q4
3Y	+9.97%	+13.44%	-3.47	58 / 74	Q4
4Y	+10.92%	+14.31%	-3.39	28 / 38	Q3
5Y	+9.87%	+14.05%	-4.17	29 / 32	Q4
7Y	+11.81%	+14.35%	-2.55	19 / 23	Q4
10Y	+12.71%	+14.35%	-1.64	14 / 18	Q4
Inception	+14.55%	+11.11%	+3.44	33 / 104	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.67%	-4.10%	-3.58	40 / 44
2025	+5.68%	+3.69%	+1.99	16 / 39
2024	+15.04%	+20.93%	-5.89	35 / 40
2023	+23.48%	+29.96%	-6.48	31 / 34
2022	+1.60%	+1.56%	+0.04	16 / 34
2021	+31.38%	+25.89%	+5.50	21 / 52
2020	+14.58%	+15.92%	-1.34	25 / 58
2019	+11.72%	+7.18%	+4.54	20 / 69
2018	-4.09%	-5.07%	+0.98	16 / 34
2017	+37.23%	+36.55%	+0.68	15 / 31
2016	+6.20%	+3.36%	+2.84	8 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.20%

152 windows

min -26.8% · max 77.8%

84% positive

3-Year rolling

+15.78%

127 windows

min -3.7% · max 32.4%

98% positive

5-Year rolling

+15.32%

103 windows

min 2.4% · max 24.2%

100% positive

7-Year rolling

+14.68%

79 windows

min 11.6% · max 19.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.20%

3-year · annualised

Sharpe ratio

0.31

vs risk-free 6.5%

Sortino ratio

0.44

Downside-only deviation

Max drawdown

-16.03%

Sep 2024 → Mar 2025

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,115.5350	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.0211	3 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹19.8000	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹19.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹222.6510	3 Jun 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹118.9418	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,064.0200	3 Jun 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹63.2311	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,722.7007	3 Jun 2026
Mirae Asset Flexi Cap Fund - Direct Plan - Growth	Mirae Asset	₹16.2220	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹117.4238
1 Jun 2026	₹117.6545
31 May 2026	₹118.5483
27 May 2026	₹119.8761
26 May 2026	₹119.4203
25 May 2026	₹119.4556
22 May 2026	₹118.2469
21 May 2026	₹117.9487
20 May 2026	₹117.8103
19 May 2026	₹117.4605

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of SBI Flexicap Fund - DIRECT PLAN - Growth Option is ₹117.4238. It's a Flexi Cap Fund from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI Flexicap Fund - DIRECT PLAN - Growth Option has NAV history starting from 07 Jan 2013, a track record of about 13 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI Flexicap Fund - DIRECT PLAN - Growth Option is managed by SBI. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Flexicap Fund - DIRECT PLAN - Growth Option has delivered a absolute return of -0.32% — -17.79 pp behind the Flexi Cap Fund category average of 17.47%. The fund ranks #70 of 89 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, SBI Flexicap Fund - DIRECT PLAN - Growth Option has delivered a CAGR of 9.97% — -3.47 pp behind the Flexi Cap Fund category average of 13.44%. The fund ranks #58 of 74 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, SBI Flexicap Fund - DIRECT PLAN - Growth Option has delivered a CAGR of 9.87% — -4.17 pp behind the Flexi Cap Fund category average of 14.05%. The fund ranks #29 of 32 in its category — the bottom (Q4) quartile.

₹1 lakh invested in SBI Flexicap Fund - DIRECT PLAN - Growth Option exactly 10 years ago would be worth approximately ₹330,912 today — a multiplier of 3.31×, based on the 10-year CAGR of 12.71%. The category average over the same window would have grown ₹1 lakh to ₹382,239.

A ₹10,000 monthly SIP in SBI Flexicap Fund - DIRECT PLAN - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹728,144 today. That's an XIRR (money-weighted annualised return) of 7.67%.

A ₹10,000 monthly SIP for 10 years in SBI Flexicap Fund - DIRECT PLAN - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,208,731 (multiplier 1.84×). XIRR: 11.73%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI Flexicap Fund - DIRECT PLAN - Growth Option ranks #29 out of 32 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.05%; this fund delivered 9.87%.

The worst peak-to-trough decline SBI Flexicap Fund - DIRECT PLAN - Growth Option has experienced over the last 5-year window is 16.60% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Flexicap Fund - DIRECT PLAN - Growth Option averaged 15.32% (best 24.20%, worst 2.43%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.31 — weak risk-adjusted performance.

In calendar year 2025, SBI Flexicap Fund - DIRECT PLAN - Growth Option returned 5.68% — beating the Flexi Cap Fund category average of 3.69% by 1.99 pp. It ranked #16 of 39 in its category that year.

SBI Flexicap Fund - DIRECT PLAN - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI Flexicap Fund - DIRECT PLAN - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.6%. 5-year CAGR: 9.87%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.