Should I invest in BANDHAN Flexi Cap Fund?

We don't give personal investment advice. BANDHAN Flexi Cap Fund-Direct Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.6%. 5-year CAGR: 11.99%.

Bandhan

BANDHAN Flexi Cap Fund-Direct Plan-Growth

Latest NAV

₹232.8250

As of

17 Jul 2026

3,340 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.61%	+0.10%	+0.51	5 / 104	Q1
1W	+0.07%	-0.02%	+0.09	49 / 103	Q2
2W	+0.20%	+0.10%	+0.11	51 / 102	Q2
1M	+1.22%	+1.52%	-0.29	63 / 101	Q3
3M	+2.61%	+5.34%	-2.73	63 / 100	Q3
6M	-0.09%	+9.00%	-9.09	74 / 99	Q3
YTD	-1.73%	+4.61%	-6.34	77 / 99	Q4
1Y	+1.43%	+18.02%	-16.59	72 / 90	Q4
2Y	+2.53%	+9.96%	-7.44	67 / 84	Q4
3Y	+13.13%	+13.26%	-0.14	40 / 76	Q3
4Y	+14.37%	+15.27%	-0.90	26 / 41	Q3
5Y	+11.99%	+14.07%	-2.09	22 / 34	Q3
7Y	+14.02%	+15.95%	-1.93	18 / 23	Q4
10Y	+11.65%	+14.34%	-2.70	16 / 18	Q4
Inception	+13.76%	+11.59%	+2.16	43 / 104	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.73%	+0.72%	-2.45	32 / 44
2025	+9.60%	+3.69%	+5.91	7 / 39
2024	+15.92%	+20.93%	-5.01	31 / 40
2023	+25.03%	+29.96%	-4.94	28 / 34
2022	-0.68%	+1.56%	-2.24	23 / 34
2021	+32.93%	+25.89%	+7.04	20 / 52
2020	+10.51%	+15.92%	-5.40	42 / 58
2019	+8.42%	+7.18%	+1.24	32 / 69
2018	-8.09%	-5.07%	-3.02	26 / 34
2017	+37.91%	+36.55%	+1.36	14 / 31
2016	-2.28%	+3.36%	-5.65	31 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.37%

153 windows

min -21.2% · max 74.6%

83% positive

3-Year rolling

+14.27%

129 windows

min -4.6% · max 32.1%

94% positive

5-Year rolling

+13.29%

105 windows

min 0.2% · max 24.9%

100% positive

7-Year rolling

+12.43%

80 windows

min 8.8% · max 16.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.70%

3-year · annualised

Sharpe ratio

0.56

vs risk-free 6.5%

Sortino ratio

0.94

Downside-only deviation

Max drawdown

-16.90%

Sep 2024 → Apr 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,248.7410	17 Jul 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.9459	17 Jul 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹121.4251	17 Jul 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹21.1200	17 Jul 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹20.6200	17 Jul 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹122.1976	17 Jul 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,165.0600	17 Jul 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹67.6885	17 Jul 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,808.6718	17 Jul 2026
Mirae Asset Flexi Cap Fund - Direct Plan - Growth	Mirae Asset	₹16.9950	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹232.8250
16 Jul 2026	₹231.4030
15 Jul 2026	₹231.8170
14 Jul 2026	₹231.1930
13 Jul 2026	₹232.7920
10 Jul 2026	₹232.6630
9 Jul 2026	₹230.5200
8 Jul 2026	₹229.1790
7 Jul 2026	₹233.6410
6 Jul 2026	₹233.2680

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BANDHAN Flexi Cap Fund-Direct Plan-Growth is ₹232.8250. It's a Flexi Cap Fund from Bandhan, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

BANDHAN Flexi Cap Fund-Direct Plan-Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN Flexi Cap Fund-Direct Plan-Growth is managed by Bandhan. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Flexi Cap Fund-Direct Plan-Growth has delivered a absolute return of 1.43% — -16.59 pp behind the Flexi Cap Fund category average of 18.02%. The fund ranks #72 of 90 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, BANDHAN Flexi Cap Fund-Direct Plan-Growth has delivered a CAGR of 13.13% — -0.14 pp behind the Flexi Cap Fund category average of 13.26%. The fund ranks #40 of 76 in its category — the third (Q3) quartile.

Over the trailing 5-year window, BANDHAN Flexi Cap Fund-Direct Plan-Growth has delivered a CAGR of 11.99% — -2.09 pp behind the Flexi Cap Fund category average of 14.07%. The fund ranks #22 of 34 in its category — the third (Q3) quartile.

₹1 lakh invested in BANDHAN Flexi Cap Fund-Direct Plan-Growth exactly 10 years ago would be worth approximately ₹300,880 today — a multiplier of 3.01×, based on the 10-year CAGR of 11.64%. The category average over the same window would have grown ₹1 lakh to ₹382,055.

A ₹10,000 monthly SIP in BANDHAN Flexi Cap Fund-Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹793,380 today. That's an XIRR (money-weighted annualised return) of 11.11%.

A ₹10,000 monthly SIP for 10 years in BANDHAN Flexi Cap Fund-Direct Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹2,293,896 (multiplier 1.91×). XIRR: 12.44%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANDHAN Flexi Cap Fund-Direct Plan-Growth ranks #22 out of 34 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.07%; this fund delivered 11.99%.

The worst peak-to-trough decline BANDHAN Flexi Cap Fund-Direct Plan-Growth has experienced over the last 5-year window is 20.58% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Flexi Cap Fund-Direct Plan-Growth averaged 13.29% (best 24.88%, worst 0.25%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.41 — weak risk-adjusted performance.

In calendar year 2025, BANDHAN Flexi Cap Fund-Direct Plan-Growth returned 9.60% — beating the Flexi Cap Fund category average of 3.69% by 5.91 pp. It ranked #7 of 39 in its category that year.

BANDHAN Flexi Cap Fund-Direct Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANDHAN Flexi Cap Fund-Direct Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.6%. 5-year CAGR: 11.99%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.