Should I invest in Nippon India Flexi Cap Fund?

We don't give personal investment advice. Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. 5-year CAGR: 12.21%.

Nippon India

Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option

Latest NAV

₹17.9459

As of

17 Jul 2026

1,209 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.27%	+0.10%	+0.17	23 / 104	Q1
1W	-0.13%	-0.02%	-0.11	68 / 103	Q3
2W	+0.26%	+0.10%	+0.16	45 / 102	Q2
1M	+1.86%	+1.52%	+0.34	43 / 101	Q2
3M	+3.22%	+5.34%	-2.11	59 / 100	Q3
6M	+1.60%	+9.00%	-7.40	68 / 99	Q3
YTD	-0.40%	+4.61%	-5.01	65 / 99	Q3
1Y	+1.62%	+18.02%	-16.41	70 / 90	Q4
2Y	+0.59%	+9.96%	-9.37	77 / 84	Q4
3Y	+13.11%	+13.26%	-0.16	41 / 76	Q3
4Y	+15.08%	+15.27%	-0.19	21 / 41	Q3
5Y	+12.21%	+14.07%	-1.87	20 / 34	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+12.43%	+11.59%	+0.83	53 / 104	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.40%	+0.72%	-1.12	24 / 44
2025	+3.52%	+3.69%	-0.17	24 / 39
2024	+16.96%	+20.93%	-3.97	28 / 40
2023	+33.99%	+29.96%	+4.02	7 / 34
2022	+0.74%	+1.56%	-0.82	19 / 34
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.25%

48 windows

min -4.0% · max 45.0%

88% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+17.21%

24 windows

min 13.1% · max 21.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.09%

3-year · annualised

Sharpe ratio

0.49

vs risk-free 6.5%

Sortino ratio

0.81

Downside-only deviation

Max drawdown

-19.80%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,248.7410	17 Jul 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹121.4251	17 Jul 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹21.1200	17 Jul 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹20.6200	17 Jul 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹232.8250	17 Jul 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹122.1976	17 Jul 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,165.0600	17 Jul 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹67.6885	17 Jul 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,808.6718	17 Jul 2026
Mirae Asset Flexi Cap Fund - Direct Plan - Growth	Mirae Asset	₹16.9950	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹17.9459
16 Jul 2026	₹17.8979
15 Jul 2026	₹17.9038
14 Jul 2026	₹17.8198
13 Jul 2026	₹17.9612
10 Jul 2026	₹17.9696
9 Jul 2026	₹17.7754
8 Jul 2026	₹17.6193
7 Jul 2026	₹17.9588
6 Jul 2026	₹18.0185

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option is ₹17.9459. It's a Flexi Cap Fund from Nippon India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option has NAV history starting from 18 Aug 2021, a track record of about 4 years 11 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option is managed by Nippon India. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option has delivered a absolute return of 1.62% — -16.41 pp behind the Flexi Cap Fund category average of 18.02%. The fund ranks #70 of 90 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option has delivered a CAGR of 13.11% — -0.16 pp behind the Flexi Cap Fund category average of 13.26%. The fund ranks #41 of 76 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option has delivered a CAGR of 12.21% — -1.87 pp behind the Flexi Cap Fund category average of 14.07%. The fund ranks #20 of 34 in its category — the third (Q3) quartile.

₹1 lakh invested in Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option exactly 5 years ago would be worth approximately ₹177,857 today — a multiplier of 1.78×, based on the 5-year CAGR of 12.21%. The category average over the same window would have grown ₹1 lakh to ₹193,154.

A ₹10,000 monthly SIP in Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹400,382 today. That's an XIRR (money-weighted annualised return) of 7.03%.

Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹400,382 — XIRR 7.03%.

On a 5-year basis, Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option ranks #20 out of 34 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.07%; this fund delivered 12.21%.

The worst peak-to-trough decline Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option has experienced over the last 3-year window is 19.80% — its NAV fell from a high on 23 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option averaged 17.21% (best 21.71%, worst 13.11%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.49 — weak risk-adjusted performance.

In calendar year 2025, Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option returned 3.52% — lagging the Flexi Cap Fund category average of 3.69% by 0.17 pp. It ranked #24 of 39 in its category that year.

Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. 5-year CAGR: 12.21%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.