Should I invest in HDFC Flexi Cap Fund?

We don't give personal investment advice. HDFC Flexi Cap Fund - Growth Option - Direct Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 13.3%. 5-year CAGR: 17.58%.

HDFC

HDFC Flexi Cap Fund - Growth Option - Direct Plan

Latest NAV

₹2,115.5350

As of

3 Jun 2026

3,301 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	+0.11%	-0.06	43 / 104	Q2
1W	-1.89%	-0.67%	-1.22	91 / 103	Q4
2W	-0.47%	+0.04%	-0.51	77 / 102	Q4
1M	-1.47%	+0.32%	-1.78	80 / 101	Q4
3M	-5.22%	+3.68%	-8.90	99 / 100	Q4
6M	-6.84%	+6.18%	-13.02	92 / 99	Q4
YTD	-7.08%	+2.47%	-9.55	91 / 99	Q4
1Y	-0.29%	+17.47%	-17.76	69 / 89	Q4
2Y	+6.06%	+10.45%	-4.39	52 / 84	Q3
3Y	+17.83%	+13.44%	+4.38	15 / 74	Q1
4Y	+18.63%	+14.31%	+4.31	7 / 38	Q1
5Y	+17.58%	+14.05%	+3.53	7 / 32	Q1
7Y	+16.26%	+14.35%	+1.90	4 / 23	Q1
10Y	+16.50%	+14.35%	+2.15	4 / 18	Q1
Inception	+15.76%	+11.11%	+4.65	24 / 104	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.08%	-4.10%	-2.99	38 / 44
2025	+11.78%	+3.69%	+8.09	1 / 39
2024	+24.25%	+20.93%	+3.32	13 / 40
2023	+30.75%	+29.96%	+0.79	15 / 34
2022	+19.09%	+1.56%	+17.53	1 / 34
2021	+36.17%	+25.89%	+10.28	12 / 52
2020	+6.61%	+15.92%	-9.30	49 / 58
2019	+6.68%	+7.18%	-0.50	42 / 69
2018	-2.16%	-5.07%	+2.91	9 / 34
2017	+37.17%	+36.55%	+0.62	16 / 31
2016	+7.34%	+3.36%	+3.97	6 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.26%

152 windows

min -35.3% · max 88.8%

82% positive

3-Year rolling

+17.09%

128 windows

min -7.0% · max 37.4%

95% positive

5-Year rolling

+16.53%

103 windows

min -1.0% · max 32.5%

99% positive

7-Year rolling

+15.36%

79 windows

min 8.0% · max 20.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.79%

3-year · annualised

Sharpe ratio

0.91

vs risk-free 6.5%

Sortino ratio

1.52

Downside-only deviation

Max drawdown

-13.32%

Jan 2026 → Mar 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹117.4238	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹19.8000	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹19.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹222.6510	3 Jun 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹118.9418	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,064.0200	3 Jun 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹63.2311	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,722.7007	3 Jun 2026
Mirae Asset Flexi Cap Fund - Direct Plan - Growth	Mirae Asset	₹16.2220	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹2,115.5350
2 Jun 2026	₹2,117.9270
1 Jun 2026	₹2,116.9620
29 May 2026	₹2,132.0880
27 May 2026	₹2,159.8390
26 May 2026	₹2,158.7620
25 May 2026	₹2,166.8210
22 May 2026	₹2,139.1060
21 May 2026	₹2,132.4350
20 May 2026	₹2,128.6690

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Flexi Cap Fund - Growth Option - Direct Plan is ₹2,115.5350. It's a Flexi Cap Fund from HDFC, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Flexi Cap Fund - Growth Option - Direct Plan has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Flexi Cap Fund - Growth Option - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Flexi Cap Fund - Growth Option - Direct Plan has delivered a absolute return of -0.29% — -17.76 pp behind the Flexi Cap Fund category average of 17.47%. The fund ranks #69 of 89 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Flexi Cap Fund - Growth Option - Direct Plan has delivered a CAGR of 17.83% — +4.38 pp ahead of the Flexi Cap Fund category average of 13.44%. The fund ranks #15 of 74 in its category — the top (Q1) quartile.

Over the trailing 5-year window, HDFC Flexi Cap Fund - Growth Option - Direct Plan has delivered a CAGR of 17.58% — +3.53 pp ahead of the Flexi Cap Fund category average of 14.05%. The fund ranks #7 of 32 in its category — the top (Q1) quartile.

₹1 lakh invested in HDFC Flexi Cap Fund - Growth Option - Direct Plan exactly 10 years ago would be worth approximately ₹460,425 today — a multiplier of 4.60×, based on the 10-year CAGR of 16.50%. The category average over the same window would have grown ₹1 lakh to ₹382,239.

A ₹10,000 monthly SIP in HDFC Flexi Cap Fund - Growth Option - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹872,480 today. That's an XIRR (money-weighted annualised return) of 14.95%.

A ₹10,000 monthly SIP for 10 years in HDFC Flexi Cap Fund - Growth Option - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹2,917,526 (multiplier 2.43×). XIRR: 16.92%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Flexi Cap Fund - Growth Option - Direct Plan ranks #7 out of 32 funds in the Flexi Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 14.05%; this fund delivered 17.58%.

The worst peak-to-trough decline HDFC Flexi Cap Fund - Growth Option - Direct Plan has experienced over the last 5-year window is 13.32% — its NAV fell from a high on 06 Jan 2026 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Flexi Cap Fund - Growth Option - Direct Plan averaged 16.53% (best 32.51%, worst -1.02%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.84 — reasonable risk-adjusted performance.

In calendar year 2025, HDFC Flexi Cap Fund - Growth Option - Direct Plan returned 11.78% — beating the Flexi Cap Fund category average of 3.69% by 8.09 pp. It ranked #1 of 39 in its category that year.

HDFC Flexi Cap Fund - Growth Option - Direct Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Flexi Cap Fund - Growth Option - Direct Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 13.3%. 5-year CAGR: 17.58%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.