Should I invest in Motilal Oswal Liquid Fund - Regular Growth?

We don't give personal investment advice. Motilal Oswal Liquid Fund - Regular Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 5.61%.

Motilal Oswal

Motilal Oswal Liquid Fund - Regular Growth

Latest NAV

₹14.5235

As of

3 Jun 2026

2,108 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.01%	0.00	17 / 19	Q4
1W	+0.14%	+0.13%	+0.01	6 / 19	Q2
2W	+0.23%	+0.23%	0.00	12 / 19	Q3
1M	+0.43%	+0.46%	-0.03	18 / 19	Q4
3M	+1.48%	+1.58%	-0.11	16 / 19	Q4
6M	+2.88%	+3.02%	-0.14	16 / 19	Q4
YTD	+2.41%	+2.55%	-0.14	16 / 19	Q4
1Y	+5.69%	+5.97%	-0.28	14 / 16	Q4
2Y	+6.20%	+6.52%	-0.32	14 / 14	Q4
3Y	+6.39%	+6.69%	-0.29	14 / 14	Q4
4Y	+6.24%	+6.54%	-0.30	13 / 13	Q4
5Y	+5.61%	+5.89%	-0.28	13 / 13	Q4
7Y	+5.07%	+5.39%	-0.32	12 / 12	Q4
10Y	—	—	—	—	—
Inception	+5.13%	+5.62%	-0.49	16 / 19	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.41%	+2.55%	-0.14	16 / 19
2025	+6.01%	+6.31%	-0.30	15 / 15
2024	+6.87%	+7.15%	-0.28	14 / 14
2023	+6.51%	+6.81%	-0.30	13 / 13
2022	+4.45%	+4.69%	-0.24	13 / 13
2021	+2.92%	+3.13%	-0.21	11 / 12
2020	+3.35%	+3.74%	-0.39	11 / 12
2019	+5.47%	+6.25%	-0.78	10 / 10
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.04%

79 windows

min 2.8% · max 6.9%

100% positive

3-Year rolling

+4.97%

55 windows

min 3.5% · max 6.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+4.97%

31 windows

min 4.5% · max 5.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+5.07%

6 windows

min 5.1% · max 5.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.19%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Peak to trough

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
Quantum Liquid Fund - Regular Plan Growth Option	Quantum	₹36.8042	3 Jun 2026
Parag Parikh Liquid Fund- Regular Plan- Growth	Parag Parikh	₹1,529.5150	3 Jun 2026
Edelweiss Liquid Fund - Regular Plan - Growth Option	Edelweiss	₹3,529.5132	3 Jun 2026
HSBC Liquid Fund - Regular Growth	HSBC	₹2,750.0725	3 Jun 2026
Axis Liquid Fund - Regular Plan - Growth Option	Axis	₹3,073.4001	3 Jun 2026
360 ONE LIQUID FUND REGULAR PLAN GROWTH	360 ONE	₹2,120.4571	3 Jun 2026
Abakkus Liquid Fund - Regular Plan - Growth		₹102.6116	3 Jun 2026
Bajaj Finserv Liquid Fund - Regular Plan - Growth	Bajaj Finserv	₹1,210.8028	3 Jun 2026
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund) - Regular Plan - Growth Option	Groww	₹2,668.4084	3 Jun 2026
ITI Liquid Fund - Regular Plan - Growth Option	ITI	₹1,434.8055	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹14.5235
2 Jun 2026	₹14.5217
1 Jun 2026	₹14.5199
31 May 2026	₹14.5164
29 May 2026	₹14.5116
28 May 2026	₹14.5069
26 May 2026	₹14.5015
25 May 2026	₹14.4999
24 May 2026	₹14.4983
21 May 2026	₹14.4916

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Motilal Oswal Liquid Fund - Regular Growth is ₹14.5235. It's a Liquid Fund from Motilal Oswal, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Liquid Fund - Regular Growth has NAV history starting from 20 Dec 2018, a track record of about 7 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Liquid Fund - Regular Growth is managed by Motilal Oswal. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Liquid Fund - Regular Growth has delivered a absolute return of 5.69% — -0.28 pp behind the Liquid Fund category average of 5.97%. The fund ranks #14 of 16 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Liquid Fund - Regular Growth has delivered a CAGR of 6.39% — -0.29 pp behind the Liquid Fund category average of 6.69%. The fund ranks #14 of 14 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Motilal Oswal Liquid Fund - Regular Growth has delivered a CAGR of 5.61% — -0.28 pp behind the Liquid Fund category average of 5.89%. The fund ranks #13 of 13 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Motilal Oswal Liquid Fund - Regular Growth exactly 5 years ago would be worth approximately ₹131,380 today — a multiplier of 1.31×, based on the 5-year CAGR of 5.61%. The category average over the same window would have grown ₹1 lakh to ₹133,137.

A ₹10,000 monthly SIP in Motilal Oswal Liquid Fund - Regular Growth over the last 5 years — total invested ₹600,000 — would be worth ₹700,323 today. That's an XIRR (money-weighted annualised return) of 6.12%.

Motilal Oswal Liquid Fund - Regular Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,026,316 — XIRR 5.63%.

On a 5-year basis, Motilal Oswal Liquid Fund - Regular Growth ranks #13 out of 13 funds in the Liquid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.89%; this fund delivered 5.61%.

The worst peak-to-trough decline Motilal Oswal Liquid Fund - Regular Growth has experienced over the last 5-year window is 0.05% — its NAV fell from a high on 03 May 2022 to a low on 05 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Liquid Fund - Regular Growth averaged 4.97% (best 5.61%, worst 4.51%). 100% of rolling windows ended positive.

In calendar year 2025, Motilal Oswal Liquid Fund - Regular Growth returned 6.01% — lagging the Liquid Fund category average of 6.31% by 0.30 pp. It ranked #15 of 15 in its category that year.

Motilal Oswal Liquid Fund - Regular Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Motilal Oswal Liquid Fund - Regular Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 5.61%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Motilal Oswal Liquid Fund - Regular Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Liquid Fund

Recent NAVs

Frequently asked questions

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