Should I invest in Samco Overnight Fund?

We don't give personal investment advice. Samco Overnight Fund - Regular Plan - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Samco

Samco Overnight Fund - Regular Plan - Growth Option

Latest NAV

₹1,231.0036

As of

3 Jun 2026

1,088 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.01%	0.00	30 / 30	Q4
1W	+0.09%	+0.10%	-0.01	29 / 30	Q4
2W	+0.19%	+0.20%	-0.01	30 / 30	Q4
1M	+0.39%	+0.42%	-0.03	30 / 30	Q4
3M	+1.16%	+1.26%	-0.10	30 / 30	Q4
6M	+2.33%	+2.52%	-0.19	30 / 30	Q4
YTD	+1.93%	+2.09%	-0.16	30 / 30	Q4
1Y	+4.88%	+5.21%	-0.34	29 / 30	Q4
2Y	+5.46%	+5.81%	-0.35	29 / 29	Q4
3Y	+5.80%	+6.10%	-0.31	28 / 28	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.84%	+5.25%	+0.59	7 / 30	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.93%	+2.09%	-0.16	30 / 30
2025	+5.34%	+5.68%	-0.34	29 / 29
2024	+6.28%	+6.60%	-0.31	29 / 29
2023	+6.36%	+6.58%	-0.22	25 / 27
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.99%

33 windows

min 4.9% · max 6.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+5.93%

8 windows

min 5.8% · max 6.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.21%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Peak to trough

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Overnight Fund

Scheme	Fund house	NAV	As of
Nippon India Overnight Fund - Regular Plan - Growth Option	Nippon India	₹144.9885	3 Jun 2026
Invesco India Overnight Fund - Regular Plan - Growth	Invesco	₹1,368.0391	3 Jun 2026
BANDHAN Overnight Fund - Regular Plan - Growth	Bandhan	₹1,437.8524	3 Jun 2026
quant Overnight Fund - Growth Option - Regular Plan	Quant	₹12.3724	3 Jun 2026
Mirae Asset Overnight Fund Regular Plan Growth	Mirae Asset	₹1,385.2964	3 Jun 2026
Kotak Overnight Fund -Regular plan-Growth Option	Kotak	₹1,440.1845	3 Jun 2026
Edelweiss Overnight Fund - Regular Plan - Growth	Edelweiss	₹1,400.3932	3 Jun 2026
DSP Overnight Fund - Regular Plan - Growth	DSP	₹1,447.0685	3 Jun 2026
HSBC Overnight Fund - Regular Growth	HSBC	₹1,410.0197	3 Jun 2026
Baroda BNP Paribas Overnight Fund - Regular Plan - Growth	Baroda BNP Paribas	₹1,420.7829	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,231.0036
2 Jun 2026	₹1,230.8522
1 Jun 2026	₹1,230.7005
31 May 2026	₹1,230.5405
29 May 2026	₹1,230.1933
28 May 2026	₹1,230.0219
26 May 2026	₹1,229.6895
25 May 2026	₹1,229.5285
24 May 2026	₹1,229.3727
22 May 2026	₹1,229.0459

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Samco Overnight Fund - Regular Plan - Growth Option is ₹1,231.0036. It's a Overnight Fund from Samco, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Samco Overnight Fund - Regular Plan - Growth Option has NAV history starting from 13 Oct 2022, a track record of about 3 years 7 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Samco Overnight Fund - Regular Plan - Growth Option is managed by Samco. It's classified by AMFI under the 'Overnight Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Samco Overnight Fund - Regular Plan - Growth Option has delivered a absolute return of 4.88% — -0.34 pp behind the Overnight Fund category average of 5.21%. The fund ranks #29 of 30 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Samco Overnight Fund - Regular Plan - Growth Option has delivered a CAGR of 5.80% — -0.31 pp behind the Overnight Fund category average of 6.10%. The fund ranks #28 of 28 in its category — the bottom (Q4) quartile.

Samco Overnight Fund - Regular Plan - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Samco Overnight Fund - Regular Plan - Growth Option exactly 3 years ago would be worth approximately ₹118,412 today — a multiplier of 1.18×, based on the 3-year CAGR of 5.80%. The category average over the same window would have grown ₹1 lakh to ₹119,446.

A ₹10,000 monthly SIP in Samco Overnight Fund - Regular Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹391,045 today. That's an XIRR (money-weighted annualised return) of 5.44%.

Samco Overnight Fund - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹391,045 — XIRR 5.44%.

On a 3-year basis, Samco Overnight Fund - Regular Plan - Growth Option ranks #28 out of 28 funds in the Overnight Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.10%; this fund delivered 5.80%.

The worst peak-to-trough decline Samco Overnight Fund - Regular Plan - Growth Option has experienced over the last 3-year window is 0.00%. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Samco Overnight Fund - Regular Plan - Growth Option averaged 5.93% (best 6.06%, worst 5.80%). 100% of rolling windows ended positive.

In calendar year 2025, Samco Overnight Fund - Regular Plan - Growth Option returned 5.34% — lagging the Overnight Fund category average of 5.68% by 0.34 pp. It ranked #29 of 29 in its category that year.

Samco Overnight Fund - Regular Plan - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Samco Overnight Fund - Regular Plan - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.