Should I invest in Tata Digital India Fund?

We don't give personal investment advice. Tata Digital India Fund-Direct Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 33.3%. 5-year CAGR: 9.46%.

Tata

Tata Digital India Fund-Direct Plan-Growth

Latest NAV

₹46.3632

As of

3 Jun 2026

2,567 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+2.71%	+0.27%	+2.44	3 / 258	Q1
1W	+3.97%	-1.34%	+5.30	2 / 258	Q1
2W	+4.32%	+0.04%	+4.29	13 / 259	Q1
1M	+4.57%	-0.39%	+4.96	19 / 259	Q1
3M	+3.73%	+2.19%	+1.53	95 / 257	Q2
6M	-15.51%	-1.09%	-14.42	244 / 247	Q4
YTD	-16.37%	-1.30%	-15.07	245 / 247	Q4
1Y	-12.04%	+5.02%	-17.05	227 / 230	Q4
2Y	+1.30%	+5.50%	-4.20	143 / 182	Q4
3Y	+8.80%	+16.94%	-8.14	131 / 139	Q4
4Y	+7.55%	+16.57%	-9.02	116 / 119	Q4
5Y	+9.46%	+13.73%	-4.27	97 / 109	Q4
7Y	+16.92%	+16.42%	+0.49	43 / 91	Q2
10Y	+16.24%	+15.07%	+1.17	24 / 76	Q2
Inception	+16.21%	+10.45%	+5.76	75 / 259	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-16.37%	-0.94%	-15.44	243 / 244
2025	-8.81%	+4.41%	-13.22	202 / 208
2024	+31.87%	+23.18%	+8.69	28 / 155
2023	+33.79%	+33.51%	+0.28	58 / 127
2022	-22.00%	+4.32%	-26.32	114 / 116
2021	+76.34%	+34.43%	+41.91	2 / 104
2020	+56.16%	+21.19%	+34.96	13 / 94
2019	+9.02%	+9.30%	-0.28	35 / 85
2018	+27.73%	-5.36%	+33.08	1 / 77
2017	+21.45%	+35.61%	-14.16	62 / 76
2016	-4.32%	+4.98%	-9.30	69 / 76

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+23.39%

115 windows

min -22.5% · max 117.0%

71% positive

3-Year rolling

+22.78%

91 windows

min 4.6% · max 44.7%

100% positive

5-Year rolling

+25.36%

67 windows

min 9.4% · max 36.6%

100% positive

7-Year rolling

+22.67%

42 windows

min 16.1% · max 29.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.96%

3-year · annualised

Sharpe ratio

0.20

vs risk-free 6.5%

Sortino ratio

0.29

Downside-only deviation

Max drawdown

-33.27%

Dec 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹46.3632
2 Jun 2026	₹47.9443
1 Jun 2026	₹46.6801
29 May 2026	₹46.1559
27 May 2026	₹46.2051
26 May 2026	₹46.1148
25 May 2026	₹46.1699
22 May 2026	₹45.8414
21 May 2026	₹45.8085
20 May 2026	₹45.9207

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Tata Digital India Fund-Direct Plan-Growth is ₹46.3632. It's a Sectoral/Thematic Fund from Tata, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Digital India Fund-Direct Plan-Growth has NAV history starting from 29 Dec 2015, a track record of about 10 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Digital India Fund-Direct Plan-Growth is managed by Tata. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Digital India Fund-Direct Plan-Growth has delivered a absolute return of -12.04% — -17.05 pp behind the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #227 of 230 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Digital India Fund-Direct Plan-Growth has delivered a CAGR of 8.80% — -8.14 pp behind the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #131 of 139 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Tata Digital India Fund-Direct Plan-Growth has delivered a CAGR of 9.46% — -4.27 pp behind the Sectoral/Thematic Fund category average of 13.73%. The fund ranks #97 of 109 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Tata Digital India Fund-Direct Plan-Growth exactly 10 years ago would be worth approximately ₹450,492 today — a multiplier of 4.50×, based on the 10-year CAGR of 16.24%. The category average over the same window would have grown ₹1 lakh to ₹407,181.

A ₹10,000 monthly SIP in Tata Digital India Fund-Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹656,253 today. That's an XIRR (money-weighted annualised return) of 3.54%.

A ₹10,000 monthly SIP for 10 years in Tata Digital India Fund-Direct Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹2,783,718 (multiplier 2.32×). XIRR: 16.05%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Digital India Fund-Direct Plan-Growth ranks #97 out of 109 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.73%; this fund delivered 9.46%.

The worst peak-to-trough decline Tata Digital India Fund-Direct Plan-Growth has experienced over the last 5-year window is 33.27% — its NAV fell from a high on 13 Dec 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Digital India Fund-Direct Plan-Growth averaged 25.36% (best 36.64%, worst 9.37%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.23 — weak risk-adjusted performance.

In calendar year 2025, Tata Digital India Fund-Direct Plan-Growth returned -8.81% — lagging the Sectoral/Thematic Fund category average of 4.41% by 13.22 pp. It ranked #202 of 208 in its category that year.

Tata Digital India Fund-Direct Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Digital India Fund-Direct Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 33.3%. 5-year CAGR: 9.46%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata Digital India Fund-Direct Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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