Tata

TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option

Latest NAV

₹1,000.0000

As of

19 Jul 2026

2,256 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.01%	-0.01	86 / 93	Q4
1W	+0.00%	+0.03%	-0.03	79 / 93	Q4
2W	+0.00%	+0.07%	-0.07	80 / 93	Q4
1M	0.00%	+0.09%	-0.09	72 / 92	Q4
3M	0.00%	+0.28%	-0.28	75 / 92	Q4
6M	+0.00%	+0.56%	-0.56	71 / 92	Q4
YTD	0.00%	+0.66%	-0.66	76 / 87	Q4
1Y	+0.00%	+1.00%	-1.00	76 / 86	Q4
2Y	+0.00%	+0.89%	-0.89	61 / 84	Q3
3Y	+0.00%	+0.94%	-0.94	53 / 80	Q3
4Y	+0.00%	+0.96%	-0.96	65 / 74	Q4
5Y	+0.00%	+0.89%	-0.89	60 / 67	Q4
7Y	+0.00%	+0.80%	-0.80	32 / 43	Q3
10Y	—	—	—	—	—
Inception	+0.00%	+1.01%	-1.01	85 / 93	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	0.00%	+0.70%	-0.70	69 / 76
2025	0.00%	+0.92%	-0.92	43 / 74
2024	+0.00%	+1.04%	-1.04	55 / 76
2023	+0.00%	+1.18%	-1.18	35 / 70
2022	+0.00%	+0.85%	-0.85	68 / 76
2021	+0.00%	+0.35%	-0.35	61 / 73
2020	+0.00%	+0.23%	-0.23	33 / 62
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.00%

78 windows

min 0.0% · max 0.0%

22% positive

3-Year rolling

+0.00%

53 windows

min 0.0% · max 0.0%

38% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.00%

29 windows

min 0.0% · max 0.0%

45% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.00%

5 windows

min 0.0% · max 0.0%

40% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.00%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Mar 2024 → Apr 2024

% positive months

33.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Overnight Fund

Scheme	Fund house	NAV	As of
HDFC Overnight Fund - Daily IDCW Option - Direct Plan	HDFC	₹1,042.6600	19 Jul 2026
NIPPON INDIA OVERNIGHT FUND - DIRECT Plan - DAILY IDCW Option	Nippon India	₹100.0050	19 Jul 2026
SBI Overnight Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,380.3311	19 Jul 2026
ICICI Prudential Overnight Fund - Direct Plan - Daily IDCW	ICICI Prudential	₹1,000.0050	19 Jul 2026
Invesco India Overnight Fund - Direct Plan - Daily IDCW (Reinvestment)	Invesco	₹1,000.5303	19 Jul 2026
BANDHAN Overnight Fund - Direct Plan - Daily IDCW	Bandhan	₹1,000.0098	19 Jul 2026
quant Overnight Fund - IDCW Option - Direct Plan	Quant	₹12.5009	19 Jul 2026
ADITYA BIRLA SUN LIFE OVERNIGHT FUND- Direct - Monthly Payout of IDCW	Aditya Birla Sun Life	₹1,002.8608	19 Jul 2026
Franklin India Overnight Fund - Direct Daily Dividend Plan - Daily - IDCW	Franklin India	₹1,000.0007	19 Jul 2026
Mirae Asset Overnight Fund Direct Daily IDCW	Mirae Asset	₹1,000.0244	19 Jul 2026

Recent NAVs

Date	NAV
19 Jul 2026	₹1,000.0000
17 Jul 2026	₹1,000.0000
16 Jul 2026	₹1,000.0000
15 Jul 2026	₹1,000.0000
14 Jul 2026	₹1,000.0000
13 Jul 2026	₹1,000.0000
12 Jul 2026	₹1,000.0000
10 Jul 2026	₹1,000.0000
9 Jul 2026	₹1,000.0000
8 Jul 2026	₹1,000.0000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 19 Jul 2026, the NAV of TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option is ₹1,000.0000. It's a Overnight Fund from Tata, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option has NAV history starting from 28 Mar 2019, a track record of about 7 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option is managed by Tata. It's classified by AMFI under the 'Overnight Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option has delivered a absolute return of 0.00% — -1 pp behind the Overnight Fund category average of 1.00%. The fund ranks #76 of 86 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option has delivered a CAGR of 0.00% — -0.94 pp behind the Overnight Fund category average of 0.94%. The fund ranks #53 of 80 in its category — the third (Q3) quartile.

Over the trailing 5-year window, TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option has delivered a CAGR of 0.00% — -0.89 pp behind the Overnight Fund category average of 0.89%. The fund ranks #60 of 67 in its category — the bottom (Q4) quartile.

₹1 lakh invested in TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option exactly 5 years ago would be worth approximately ₹100,000 today — a multiplier of 1.00×, based on the 5-year CAGR of 0.00%. The category average over the same window would have grown ₹1 lakh to ₹104,545.

A ₹10,000 monthly SIP in TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option over the last 5 years — total invested ₹600,000 — would be worth ₹600,000 today. That's an XIRR (money-weighted annualised return) of 0.00%.

TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹840,000 — XIRR 0.00%.

On a 5-year basis, TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option ranks #60 out of 67 funds in the Overnight Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.89%; this fund delivered 0.00%.

The worst peak-to-trough decline TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option has experienced over the last 5-year window is 0.00% — its NAV fell from a high on 28 Mar 2024 to a low on 23 Apr 2024. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option averaged 0.00% (best 0.00%, worst 0.00%). 45% of rolling windows ended positive.

In calendar year 2025, TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option returned -0.00% — lagging the Overnight Fund category average of 0.92% by 0.92 pp. It ranked #43 of 74 in its category that year.

TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 0.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

TATA Overnight Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Overnight Fund

Recent NAVs

Frequently asked questions

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