SBI
SBI Overnight Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.01% | +0.00% | +0.01 | 35 / 93 | Q2 |
| 1W | +0.10% | +0.02% | +0.08 | 22 / 93 | Q1 |
| 2W | +0.20% | +0.03% | +0.17 | 17 / 93 | Q1 |
| 1M | +0.42% | +0.08% | +0.34 | 17 / 92 | Q1 |
| 3M | +1.28% | +0.29% | +0.99 | 11 / 92 | Q1 |
| 6M | +2.55% | +0.57% | +1.98 | 12 / 88 | Q1 |
| YTD | +2.12% | +0.50% | +1.62 | 13 / 87 | Q1 |
| 1Y | +5.31% | +0.97% | +4.34 | 9 / 86 | Q1 |
| 2Y | +5.89% | +0.88% | +5.01 | 7 / 83 | Q1 |
| 3Y | +6.18% | +0.91% | +5.27 | 8 / 80 | Q1 |
| 4Y | +6.11% | +1.03% | +5.09 | 8 / 75 | Q1 |
| 5Y | +5.56% | +0.87% | +4.69 | 4 / 67 | Q1 |
| 7Y | +4.47% | +0.72% | +3.74 | 3 / 40 | Q1 |
| 10Y | +3.11% | +2.52% | +0.59 | 3 / 4 | Q3 |
| Inception | +2.31% | +1.00% | +1.30 | 17 / 93 | Q1 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | +2.12% | +0.51% | +1.61 | 12 / 76 |
| 2025 | +5.77% | +0.92% | +4.85 | 8 / 74 |
| 2024 | +6.66% | +1.04% | +5.63 | 8 / 76 |
| 2023 | +6.64% | +1.18% | +5.46 | 11 / 70 |
| 2022 | +4.66% | +0.85% | +3.82 | 6 / 76 |
| 2021 | +3.17% | +0.35% | +2.83 | 3 / 73 |
| 2020 | +2.25% | +0.23% | +2.01 | 4 / 62 |
| 2019 | +0.00% | +0.18% | -0.18 | 11 / 18 |
| 2018 | +0.00% | +0.75% | -0.75 | 4 / 4 |
| 2017 | +0.00% | -0.02% | +0.02 | 2 / 4 |
| 2016 | +0.00% | +1.05% | -1.05 | 3 / 4 |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Overnight Fund
Recent NAVs
| Date | NAV |
|---|---|
| 3 Jun 2026 | ₹1,371.4225 |
| 2 Jun 2026 | ₹1,371.2315 |
| 1 Jun 2026 | ₹1,371.0393 |
| 31 May 2026 | ₹1,370.8482 |
| 29 May 2026 | ₹1,370.4504 |
| 28 May 2026 | ₹1,370.2528 |
| 26 May 2026 | ₹1,369.8631 |
| 25 May 2026 | ₹1,369.6710 |
| 24 May 2026 | ₹1,369.4782 |
| 23 May 2026 | ₹1,369.2831 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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