Should I invest in Samco ELSS Tax Saver Fund?

We don't give personal investment advice. Samco ELSS Tax Saver Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Samco

Samco ELSS Tax Saver Fund - Direct Plan - Growth Option

Latest NAV

₹12.9600

As of

3 Jun 2026

841 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.70%	+0.24%	+0.45	5 / 59	Q1
1W	-0.23%	-1.27%	+1.04	11 / 59	Q1
2W	+1.09%	+0.30%	+0.79	13 / 59	Q1
1M	+0.93%	-0.87%	+1.80	7 / 59	Q1
3M	+2.36%	+0.83%	+1.52	18 / 59	Q2
6M	-2.62%	-2.14%	-0.48	20 / 59	Q2
YTD	-2.03%	-1.56%	-0.47	19 / 59	Q2
1Y	-5.86%	+5.96%	-11.82	56 / 59	Q4
2Y	-4.98%	+5.58%	-10.56	58 / 58	Q4
3Y	+6.56%	+14.58%	-8.02	58 / 58	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.91%	+14.13%	-6.22	58 / 59	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.03%	-4.44%	+2.41	13 / 53
2025	-12.10%	+3.70%	-15.80	53 / 53
2024	+10.12%	+20.13%	-10.01	50 / 53
2023	+35.76%	+30.82%	+4.94	12 / 51
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.40%

30 windows

min -15.3% · max 38.7%

53% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.34%

6 windows

min 5.5% · max 9.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.76%

3-year · annualised

Sharpe ratio

0.09

vs risk-free 6.5%

Sortino ratio

0.12

Downside-only deviation

Max drawdown

-29.64%

Dec 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC ELSS Tax saver - Growth Option - Direct Plan	HDFC	₹1,421.3430	3 Jun 2026
Nippon India ELSS Tax Saver Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹140.6038	3 Jun 2026
SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH	SBI	₹458.2222	3 Jun 2026
ICICI Prudential ELSS Tax Saver Fund - Direct Plan - Growth	ICICI Prudential	₹990.7700	3 Jun 2026
Invesco India ELSS Tax Saver Fund - Direct Plan - Growth	Invesco	₹138.0800	3 Jun 2026
BANDHAN ELSS Tax Saver Fund - Direct Plan - Growth	Bandhan	₹173.1540	3 Jun 2026
quant ELSS Tax Saver Fund - Growth Option - Direct Plan	Quant	₹443.2149	3 Jun 2026
Aditya Birla Sun Life ELSS Tax Saver Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹66.4800	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - Direct Plan - Growth Option	Motilal Oswal	₹62.1822	3 Jun 2026
Franklin India ELSS Tax Saver Fund - Direct - Growth	Franklin India	₹1,537.4743	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹12.9600
2 Jun 2026	₹13.0200
1 Jun 2026	₹12.9300
29 May 2026	₹13.0900
27 May 2026	₹13.1900
26 May 2026	₹13.0500
25 May 2026	₹13.0200
22 May 2026	₹12.9200
21 May 2026	₹12.9500
20 May 2026	₹12.9300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Samco ELSS Tax Saver Fund - Direct Plan - Growth Option is ₹12.9600. It's a ELSS from Samco, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Samco ELSS Tax Saver Fund - Direct Plan - Growth Option has NAV history starting from 29 Dec 2022, a track record of about 3 years 5 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Samco ELSS Tax Saver Fund - Direct Plan - Growth Option is managed by Samco. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Samco ELSS Tax Saver Fund - Direct Plan - Growth Option has delivered a absolute return of -5.86% — -11.82 pp behind the ELSS category average of 5.96%. The fund ranks #56 of 59 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Samco ELSS Tax Saver Fund - Direct Plan - Growth Option has delivered a CAGR of 6.56% — -8.02 pp behind the ELSS category average of 14.58%. The fund ranks #58 of 58 in its category — the bottom (Q4) quartile.

Samco ELSS Tax Saver Fund - Direct Plan - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Samco ELSS Tax Saver Fund - Direct Plan - Growth Option exactly 3 years ago would be worth approximately ₹121,004 today — a multiplier of 1.21×, based on the 3-year CAGR of 6.56%. The category average over the same window would have grown ₹1 lakh to ₹150,421.

A ₹10,000 monthly SIP in Samco ELSS Tax Saver Fund - Direct Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹355,124 today. That's an XIRR (money-weighted annualised return) of -0.88%.

Samco ELSS Tax Saver Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹355,124 — XIRR -0.88%.

On a 3-year basis, Samco ELSS Tax Saver Fund - Direct Plan - Growth Option ranks #58 out of 58 funds in the ELSS category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.58%; this fund delivered 6.56%.

The worst peak-to-trough decline Samco ELSS Tax Saver Fund - Direct Plan - Growth Option has experienced over the last 3-year window is 29.64% — its NAV fell from a high on 11 Dec 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Samco ELSS Tax Saver Fund - Direct Plan - Growth Option averaged 7.34% (best 9.91%, worst 5.46%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.09 — weak risk-adjusted performance.

In calendar year 2025, Samco ELSS Tax Saver Fund - Direct Plan - Growth Option returned -12.10% — lagging the ELSS category average of 3.70% by 15.80 pp. It ranked #53 of 53 in its category that year.

Samco ELSS Tax Saver Fund - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Samco ELSS Tax Saver Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.