Should I invest in Invesco India ELSS Tax Saver Fund?

We don't give personal investment advice. Invesco India ELSS Tax Saver Fund - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.5%. 5-year CAGR: 11.37%.

Invesco

Invesco India ELSS Tax Saver Fund - Direct Plan - Growth

Latest NAV

₹148.3100

As of

17 Jul 2026

3,331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.34%	+0.16%	+0.17	24 / 59	Q2
1W	-0.30%	+0.01%	-0.31	44 / 59	Q3
2W	+0.30%	+0.41%	-0.12	31 / 59	Q3
1M	+3.15%	+1.60%	+1.55	7 / 59	Q1
3M	+6.05%	+3.41%	+2.64	15 / 59	Q2
6M	+2.06%	+3.24%	-1.18	25 / 59	Q2
YTD	-0.26%	+2.42%	-2.69	31 / 59	Q3
1Y	-2.45%	+6.87%	-9.31	48 / 59	Q4
2Y	+0.92%	+4.51%	-3.58	39 / 58	Q3
3Y	+13.30%	+14.16%	-0.85	35 / 58	Q3
4Y	+15.60%	+15.94%	-0.34	28 / 51	Q3
5Y	+11.37%	+14.21%	-2.84	42 / 47	Q4
7Y	+15.48%	+17.19%	-1.71	31 / 45	Q3
10Y	+14.24%	+14.50%	-0.26	12 / 27	Q2
Inception	+16.03%	+14.54%	+1.49	19 / 59	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.26%	-0.01%	-0.25	26 / 53
2025	-2.57%	+3.70%	-6.28	47 / 53
2024	+26.58%	+20.13%	+6.45	9 / 53
2023	+31.75%	+30.82%	+0.93	20 / 51
2022	-6.45%	+3.78%	-10.23	46 / 47
2021	+33.98%	+39.32%	-5.34	31 / 50
2020	+20.55%	+18.42%	+2.13	14 / 50
2019	+10.53%	+6.48%	+4.04	18 / 47
2018	+1.06%	-7.38%	+8.44	4 / 37
2017	+36.48%	+38.27%	-1.79	19 / 31
2016	+4.91%	+5.54%	-0.63	12 / 27

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.18%

153 windows

min -16.7% · max 74.1%

83% positive

3-Year rolling

+16.85%

129 windows

min 1.3% · max 31.9%

100% positive

5-Year rolling

+16.31%

105 windows

min 4.6% · max 27.3%

100% positive

7-Year rolling

+15.68%

80 windows

min 12.2% · max 20.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.64%

3-year · annualised

Sharpe ratio

0.47

vs risk-free 6.5%

Sortino ratio

0.75

Downside-only deviation

Max drawdown

-20.55%

Dec 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC ELSS Tax saver - Growth Option - Direct Plan	HDFC	₹1,497.0580	17 Jul 2026
Nippon India ELSS Tax Saver Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹144.8728	17 Jul 2026
SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH	SBI	₹479.1199	17 Jul 2026
ICICI Prudential ELSS Tax Saver Fund - Direct Plan - Growth	ICICI Prudential	₹1,043.9300	17 Jul 2026
BANDHAN ELSS Tax Saver Fund - Direct Plan - Growth	Bandhan	₹179.3500	17 Jul 2026
quant ELSS Tax Saver Fund - Growth Option - Direct Plan	Quant	₹460.9956	17 Jul 2026
Aditya Birla Sun Life ELSS Tax Saver Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹69.9900	17 Jul 2026
Motilal Oswal ELSS Tax Saver Fund - Direct Plan - Growth Option	Motilal Oswal	₹63.7427	17 Jul 2026
Franklin India ELSS Tax Saver Fund - Direct - Growth	Franklin India	₹1,617.9351	17 Jul 2026
Mirae Asset ELSS Tax Saver Fund - Direct Plan - Growth	Mirae Asset	₹57.7910	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹148.3100
16 Jul 2026	₹147.8100
15 Jul 2026	₹148.3000
14 Jul 2026	₹147.6200
13 Jul 2026	₹148.5700
10 Jul 2026	₹148.7600
9 Jul 2026	₹147.1400
8 Jul 2026	₹145.5600
7 Jul 2026	₹148.6800
6 Jul 2026	₹148.6800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Invesco India ELSS Tax Saver Fund - Direct Plan - Growth is ₹148.3100. It's a ELSS from Invesco, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Invesco India ELSS Tax Saver Fund - Direct Plan - Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Invesco India ELSS Tax Saver Fund - Direct Plan - Growth is managed by Invesco. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India ELSS Tax Saver Fund - Direct Plan - Growth has delivered a absolute return of -2.45% — -9.31 pp behind the ELSS category average of 6.87%. The fund ranks #48 of 59 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Invesco India ELSS Tax Saver Fund - Direct Plan - Growth has delivered a CAGR of 13.30% — -0.85 pp behind the ELSS category average of 14.16%. The fund ranks #35 of 58 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Invesco India ELSS Tax Saver Fund - Direct Plan - Growth has delivered a CAGR of 11.37% — -2.84 pp behind the ELSS category average of 14.21%. The fund ranks #42 of 47 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Invesco India ELSS Tax Saver Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹378,727 today — a multiplier of 3.79×, based on the 10-year CAGR of 14.24%. The category average over the same window would have grown ₹1 lakh to ₹387,351.

A ₹10,000 monthly SIP in Invesco India ELSS Tax Saver Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹795,739 today. That's an XIRR (money-weighted annualised return) of 11.23%.

A ₹10,000 monthly SIP for 10 years in Invesco India ELSS Tax Saver Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,491,241 (multiplier 2.08×). XIRR: 13.98%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India ELSS Tax Saver Fund - Direct Plan - Growth ranks #42 out of 47 funds in the ELSS category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.21%; this fund delivered 11.37%.

The worst peak-to-trough decline Invesco India ELSS Tax Saver Fund - Direct Plan - Growth has experienced over the last 5-year window is 22.50% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India ELSS Tax Saver Fund - Direct Plan - Growth averaged 16.31% (best 27.34%, worst 4.63%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.34 — weak risk-adjusted performance.

In calendar year 2025, Invesco India ELSS Tax Saver Fund - Direct Plan - Growth returned -2.57% — lagging the ELSS category average of 3.70% by 6.28 pp. It ranked #47 of 53 in its category that year.

Invesco India ELSS Tax Saver Fund - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Invesco India ELSS Tax Saver Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.5%. 5-year CAGR: 11.37%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Invesco India ELSS Tax Saver Fund - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in ELSS

Recent NAVs

Frequently asked questions

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