Should I invest in Invesco India Liquid Fund?

We don't give personal investment advice. Invesco India Liquid Fund - Direct Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 6.24%.

Invesco

Invesco India Liquid Fund - Direct Plan - Growth

Latest NAV

₹3,862.1248

As of

19 Jul 2026

4,140 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.03%	+0.01	11 / 49	Q1
1W	+0.11%	+0.10%	+0.01	23 / 49	Q2
2W	+0.20%	+0.18%	+0.02	25 / 49	Q3
1M	+0.55%	+0.47%	+0.07	15 / 49	Q2
3M	+1.61%	+1.39%	+0.22	11 / 49	Q1
6M	+3.38%	+2.92%	+0.46	17 / 49	Q2
YTD	+3.63%	+3.07%	+0.56	14 / 49	Q2
1Y	+6.38%	+5.51%	+0.87	18 / 46	Q2
2Y	+6.77%	+5.81%	+0.96	20 / 43	Q2
3Y	+6.97%	+6.02%	+0.95	20 / 43	Q2
4Y	+6.87%	+5.95%	+0.92	22 / 42	Q3
5Y	+6.24%	+5.56%	+0.68	21 / 40	Q3
7Y	+5.66%	+5.65%	+0.01	22 / 33	Q3
10Y	+6.10%	+6.10%	+0.00	18 / 28	Q3
Inception	+6.82%	+5.69%	+1.13	15 / 49	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.63%	+3.41%	+0.22	14 / 44
2025	+6.55%	+6.04%	+0.51	23 / 40
2024	+7.41%	+6.80%	+0.62	18 / 39
2023	+7.04%	+6.47%	+0.57	26 / 38
2022	+4.88%	+4.08%	+0.81	23 / 42
2021	+3.32%	+2.92%	+0.40	25 / 40
2020	+4.14%	+3.90%	+0.24	21 / 37
2019	+6.51%	+6.20%	+0.31	23 / 35
2018	+7.48%	+6.88%	+0.60	17 / 33
2017	+6.74%	+6.29%	+0.45	12 / 33
2016	+7.69%	+7.68%	+0.01	12 / 25

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.75%

153 windows

min 3.2% · max 9.8%

100% positive

3-Year rolling

+6.51%

129 windows

min 4.0% · max 9.0%

100% positive

5-Year rolling

+6.27%

105 windows

min 5.2% · max 8.3%

100% positive

7-Year rolling

+6.22%

80 windows

min 5.6% · max 7.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.26%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.01%

Mar 2026 → Mar 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
HDFC Liquid Fund - Growth Option - Direct Plan	HDFC	₹5,525.3379	19 Jul 2026
Nippon India Liquid Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹6,890.0668	19 Jul 2026
SBI Liquid Fund - DIRECT PLAN -Growth	SBI	₹4,398.9037	19 Jul 2026
ICICI Prudential Liquid Fund - Direct Plan - Growth	ICICI Prudential	₹416.4095	19 Jul 2026
BANDHAN LIQUID Fund -Direct Plan-Growth	Bandhan	₹3,398.1655	19 Jul 2026
quant Liquid Fund - Growth Option - Direct Plan	Quant	₹45.0690	19 Jul 2026
Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹454.7213	19 Jul 2026
Motilal Oswal Liquid Fund - Direct Growth	Motilal Oswal	₹14.8208	19 Jul 2026
Franklin India Liquid Fund - Super Institutional - Direct - Growth	Franklin India	₹4,230.9429	19 Jul 2026
Mirae Asset Liquid Fund - Direct Plan - Growth	Mirae Asset	₹2,970.4275	19 Jul 2026

Recent NAVs

Date	NAV
19 Jul 2026	₹3,862.1248
17 Jul 2026	₹3,860.8282
16 Jul 2026	₹3,859.6790
15 Jul 2026	₹3,858.9095
14 Jul 2026	₹3,858.4654
13 Jul 2026	₹3,858.3966
12 Jul 2026	₹3,857.7997
10 Jul 2026	₹3,856.4979
9 Jul 2026	₹3,855.3473
8 Jul 2026	₹3,854.3958

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 19 Jul 2026, the NAV of Invesco India Liquid Fund - Direct Plan - Growth is ₹3,862.1248. It's a Liquid Fund from Invesco, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Invesco India Liquid Fund - Direct Plan - Growth has NAV history starting from 01 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Invesco India Liquid Fund - Direct Plan - Growth is managed by Invesco. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Liquid Fund - Direct Plan - Growth has delivered a absolute return of 6.38% — +0.87 pp ahead of the Liquid Fund category average of 5.51%. The fund ranks #18 of 46 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Invesco India Liquid Fund - Direct Plan - Growth has delivered a CAGR of 6.97% — +0.95 pp ahead of the Liquid Fund category average of 6.02%. The fund ranks #20 of 43 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Invesco India Liquid Fund - Direct Plan - Growth has delivered a CAGR of 6.24% — +0.68 pp ahead of the Liquid Fund category average of 5.56%. The fund ranks #21 of 40 in its category — the third (Q3) quartile.

₹1 lakh invested in Invesco India Liquid Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹180,812 today — a multiplier of 1.81×, based on the 10-year CAGR of 6.10%. The category average over the same window would have grown ₹1 lakh to ₹180,781.

A ₹10,000 monthly SIP in Invesco India Liquid Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹711,229 today. That's an XIRR (money-weighted annualised return) of 6.74%.

A ₹10,000 monthly SIP for 10 years in Invesco India Liquid Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹1,639,365 (multiplier 1.37×). XIRR: 6.08%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India Liquid Fund - Direct Plan - Growth ranks #21 out of 40 funds in the Liquid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 5.56%; this fund delivered 6.24%.

The worst peak-to-trough decline Invesco India Liquid Fund - Direct Plan - Growth has experienced over the last 5-year window is 0.03% — its NAV fell from a high on 03 May 2022 to a low on 05 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Liquid Fund - Direct Plan - Growth averaged 6.27% (best 8.28%, worst 5.18%). 100% of rolling windows ended positive.

In calendar year 2025, Invesco India Liquid Fund - Direct Plan - Growth returned 6.55% — beating the Liquid Fund category average of 6.04% by 0.51 pp. It ranked #23 of 40 in its category that year.

Invesco India Liquid Fund - Direct Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Invesco India Liquid Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 6.24%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Invesco India Liquid Fund - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Liquid Fund

Recent NAVs

Frequently asked questions

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