Should I invest in Aditya Birla Sun Life PSU Equity Fund?

We don't give personal investment advice. Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.8%. 5-year CAGR: 24.50%.

Aditya Birla Sun Life

Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth

Latest NAV

₹39.6400

As of

3 Jun 2026

1,583 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.03%	+0.27%	-0.30	179 / 258	Q3
1W	-2.47%	-1.34%	-1.13	212 / 258	Q4
2W	-0.48%	+0.04%	-0.51	169 / 259	Q3
1M	-3.64%	-0.39%	-3.25	247 / 259	Q4
3M	-4.08%	+2.19%	-6.27	219 / 257	Q4
6M	+5.06%	-1.09%	+6.15	59 / 247	Q1
YTD	+3.03%	-1.30%	+4.33	76 / 247	Q2
1Y	+9.21%	+5.02%	+4.19	61 / 230	Q2
2Y	-0.64%	+5.50%	-6.14	162 / 182	Q4
3Y	+27.81%	+16.94%	+10.87	5 / 139	Q1
4Y	+27.27%	+16.57%	+10.70	6 / 119	Q1
5Y	+24.50%	+13.73%	+10.77	2 / 109	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+23.75%	+10.45%	+13.30	11 / 259	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.03%	-0.94%	+3.96	75 / 244
2025	+11.21%	+4.41%	+6.81	49 / 208
2024	+14.57%	+23.18%	-8.60	122 / 155
2023	+61.32%	+33.51%	+27.81	1 / 127
2022	+30.52%	+4.32%	+26.20	1 / 116
2021	+38.38%	+34.43%	+3.95	38 / 104
2020	-0.50%	+21.19%	-21.69	87 / 94

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+33.71%

67 windows

min -12.8% · max 100.0%

85% positive

3-Year rolling

+34.18%

42 windows

min 21.9% · max 47.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+30.60%

18 windows

min 24.5% · max 35.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

22.40%

3-year · annualised

Sharpe ratio

0.93

vs risk-free 6.5%

Sortino ratio

1.88

Downside-only deviation

Max drawdown

-26.83%

Aug 2024 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹39.6400
2 Jun 2026	₹39.4800
1 Jun 2026	₹39.4900
29 May 2026	₹39.8800
27 May 2026	₹40.6400
26 May 2026	₹40.4800
25 May 2026	₹40.5500
22 May 2026	₹39.8300
21 May 2026	₹39.8500
20 May 2026	₹39.8100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth is ₹39.6400. It's a Sectoral/Thematic Fund from Aditya Birla Sun Life, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth has NAV history starting from 01 Jan 2020, a track record of about 6 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth has delivered a absolute return of 9.21% — +4.19 pp ahead of the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #61 of 230 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth has delivered a CAGR of 27.81% — +10.87 pp ahead of the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #5 of 139 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth has delivered a CAGR of 24.50% — +10.77 pp ahead of the Sectoral/Thematic Fund category average of 13.73%. The fund ranks #2 of 109 in its category — the top (Q1) quartile.

₹1 lakh invested in Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth exactly 5 years ago would be worth approximately ₹299,091 today — a multiplier of 2.99×, based on the 5-year CAGR of 24.50%. The category average over the same window would have grown ₹1 lakh to ₹190,234.

A ₹10,000 monthly SIP in Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹1,058,503 today. That's an XIRR (money-weighted annualised return) of 22.88%.

Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹1,058,503 — XIRR 22.88%.

On a 5-year basis, Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth ranks #2 out of 109 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 13.73%; this fund delivered 24.50%.

The worst peak-to-trough decline Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth has experienced over the last 5-year window is 26.83% — its NAV fell from a high on 01 Aug 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth averaged 30.60% (best 35.35%, worst 24.50%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.87 — reasonable risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth returned 11.21% — beating the Sectoral/Thematic Fund category average of 4.41% by 6.81 pp. It ranked #49 of 208 in its category that year.

Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.8%. 5-year CAGR: 24.50%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.