Should I invest in Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW?

We don't give personal investment advice. Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.1%. 5-year CAGR: 0.00%.

Aditya Birla Sun Life

Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW

Latest NAV

₹100.1950

As of

3 Jun 2026

4,264 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	0.00%	+0.00	95 / 139	Q3
1W	+0.00%	+0.04%	-0.04	89 / 138	Q3
2W	+0.00%	+0.05%	-0.05	67 / 138	Q2
1M	+0.00%	+0.11%	-0.11	73 / 138	Q3
3M	+0.00%	+0.30%	-0.30	90 / 138	Q3
6M	+0.00%	+0.41%	-0.41	94 / 135	Q3
YTD	+0.00%	+0.39%	-0.39	75 / 135	Q3
1Y	+0.00%	+1.00%	-1.00	84 / 128	Q3
2Y	+0.00%	+1.19%	-1.19	81 / 127	Q3
3Y	+0.00%	+1.40%	-1.40	71 / 122	Q3
4Y	+0.00%	+1.28%	-1.28	75 / 114	Q3
5Y	+0.00%	+1.19%	-1.19	83 / 113	Q3
7Y	+0.00%	+0.84%	-0.84	65 / 107	Q3
10Y	+0.00%	+0.68%	-0.68	48 / 73	Q3
Inception	+0.00%	+1.24%	-1.24	116 / 139	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.00%	+0.25%	-0.25	62 / 120
2025	+0.00%	+1.10%	-1.10	55 / 115
2024	+0.00%	+1.42%	-1.42	64 / 118
2023	+0.00%	+1.63%	-1.63	62 / 112
2022	+0.00%	+1.11%	-1.11	87 / 116
2021	+0.00%	+0.45%	-0.45	59 / 107
2020	+0.00%	+0.35%	-0.35	48 / 110
2019	+0.00%	+1.19%	-1.19	35 / 99
2018	+0.00%	+1.03%	-1.03	54 / 91
2017	+0.00%	+1.12%	-1.12	34 / 87
2016	+0.00%	+1.02%	-1.02	37 / 73

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

0.00%

152 windows

min 0.0% · max 0.0%

4% positive

3-Year rolling

+0.00%

128 windows

min 0.0% · max 0.0%

7% positive

5-Year rolling

0.00%

103 windows

min 0.0% · max 0.0%

3% positive

7-Year rolling

+0.00%

79 windows

min 0.0% · max 0.0%

3% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.03%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.07%

Mar 2024 → Mar 2026

% positive months

2.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
HDFC Liquid Fund - IDCW Daily - Direct Plan	HDFC	₹1,019.8200	3 Jun 2026
NIPPON INDIA LIQUID FUND - DIRECT Plan - DAILY IDCW OPTION	Nippon India	₹1,528.7400	3 Jun 2026
SBI Liquid Fund - Direct Paln - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,423.4119	3 Jun 2026
ICICI Prudential Liquid Fund - Direct Plan - IDCW Others	ICICI Prudential	₹191.3611	3 Jun 2026
Invesco India Liquid Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment)	Invesco	₹1,083.5347	3 Jun 2026
BANDHAN LIQUID Fund -Direct Plan -Monthly IDCW	Bandhan	₹1,008.3799	3 Jun 2026
quant Liquid Fund - Monthly IDCW Option - Direct Plan	Quant	₹15.7591	3 Jun 2026
Aditya Birla Sun Life Liquid Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹144.1379	3 Jun 2026
Motilal Oswal Liquid Fund Direct - IDCW Quarterly Payout/Reinvestment	Motilal Oswal	₹10.2338	3 Jun 2026
Franklin India Liquid Fund - Super Institutional Plan - Direct - Daily - IDCW	Franklin India	₹1,002.8152	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹100.1950
2 Jun 2026	₹100.1950
1 Jun 2026	₹100.1950
31 May 2026	₹100.1950
29 May 2026	₹100.1950
28 May 2026	₹100.1950
26 May 2026	₹100.1950
25 May 2026	₹100.1950
24 May 2026	₹100.1950
22 May 2026	₹100.1950

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW is ₹100.1950. It's a Liquid Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW has delivered a absolute return of 0.00% — -1 pp behind the Liquid Fund category average of 1.00%. The fund ranks #84 of 128 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW has delivered a CAGR of 0.00% — -1.4 pp behind the Liquid Fund category average of 1.40%. The fund ranks #71 of 122 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW has delivered a CAGR of 0.00% — -1.19 pp behind the Liquid Fund category average of 1.19%. The fund ranks #83 of 113 in its category — the third (Q3) quartile.

₹1 lakh invested in Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW exactly 10 years ago would be worth approximately ₹100,000 today — a multiplier of 1.00×, based on the 10-year CAGR of 0.00%. The category average over the same window would have grown ₹1 lakh to ₹106,990.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹599,994 today. That's an XIRR (money-weighted annualised return) of -0.00%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW = ₹1,200,000 invested. It would currently be worth ₹1,199,979 (multiplier 1.00×). XIRR: -0.00%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW ranks #83 out of 113 funds in the Liquid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 1.19%; this fund delivered 0.00%.

The worst peak-to-trough decline Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW has experienced over the last 5-year window is 0.08% — its NAV fell from a high on 15 Aug 2022 to a low on 28 Mar 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW averaged -0.00% (best 0.00%, worst -0.01%). 3% of rolling windows ended positive.

In calendar year 2025, Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW returned 0.00% — lagging the Liquid Fund category average of 1.10% by 1.10 pp. It ranked #55 of 115 in its category that year.

Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.1%. 5-year CAGR: 0.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Liquid Fund

Recent NAVs

Frequently asked questions

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