Should I invest in Kotak Infrastructure & Economic Reform Fund?

We don't give personal investment advice. Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.7%. 5-year CAGR: 21.59%.

Kotak

Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option

Latest NAV

₹80.1040

As of

3 Jun 2026

2,790 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.33%	+0.27%	+0.06	115 / 258	Q2
1W	-0.67%	-1.34%	+0.67	61 / 258	Q1
2W	+2.49%	+0.04%	+2.45	33 / 259	Q1
1M	-0.48%	-0.39%	-0.09	122 / 259	Q2
3M	+4.05%	+2.19%	+1.86	92 / 257	Q2
6M	+2.87%	-1.09%	+3.96	76 / 247	Q2
YTD	+2.42%	-1.30%	+3.72	80 / 247	Q2
1Y	+4.08%	+5.02%	-0.93	102 / 230	Q2
2Y	+1.05%	+5.50%	-4.45	146 / 182	Q4
3Y	+18.96%	+16.94%	+2.02	63 / 139	Q2
4Y	+21.69%	+16.57%	+5.12	24 / 119	Q1
5Y	+21.59%	+13.73%	+7.86	14 / 109	Q1
7Y	+19.39%	+16.42%	+2.97	24 / 91	Q2
10Y	+17.40%	+15.07%	+2.33	16 / 76	Q1
Inception	+15.38%	+10.45%	+4.93	86 / 259	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.42%	-0.94%	+3.35	79 / 244
2025	-2.72%	+4.41%	-7.13	166 / 208
2024	+33.95%	+23.18%	+10.78	26 / 155
2023	+38.39%	+33.51%	+4.88	40 / 127
2022	+17.25%	+4.32%	+12.93	16 / 116
2021	+58.59%	+34.43%	+24.16	9 / 104
2020	+4.02%	+21.19%	-17.18	75 / 94
2019	+4.76%	+9.30%	-4.54	58 / 85
2018	-18.33%	-5.36%	-12.97	68 / 77
2017	+46.55%	+35.61%	+10.94	16 / 76
2016	+10.64%	+4.98%	+5.65	19 / 76

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.42%

126 windows

min -33.0% · max 92.1%

74% positive

3-Year rolling

+18.28%

102 windows

min -11.0% · max 43.8%

89% positive

5-Year rolling

+18.24%

78 windows

min -2.0% · max 34.4%

99% positive

7-Year rolling

+17.64%

53 windows

min 11.9% · max 22.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.53%

3-year · annualised

Sharpe ratio

0.66

vs risk-free 6.5%

Sortino ratio

1.03

Downside-only deviation

Max drawdown

-27.73%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹80.1040
2 Jun 2026	₹79.9780
1 Jun 2026	₹79.7140
29 May 2026	₹80.6340
27 May 2026	₹81.4380
26 May 2026	₹80.5170
25 May 2026	₹80.2590
22 May 2026	₹79.0650
21 May 2026	₹78.8570
20 May 2026	₹78.4090

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option is ₹80.1040. It's a Sectoral/Thematic Fund from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option has NAV history starting from 02 Feb 2015, a track record of about 11 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option is managed by Kotak. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option has delivered a absolute return of 4.08% — -0.93 pp behind the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #102 of 230 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option has delivered a CAGR of 18.96% — +2.02 pp ahead of the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #63 of 139 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option has delivered a CAGR of 21.59% — +7.86 pp ahead of the Sectoral/Thematic Fund category average of 13.73%. The fund ranks #14 of 109 in its category — the top (Q1) quartile.

₹1 lakh invested in Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option exactly 10 years ago would be worth approximately ₹497,469 today — a multiplier of 4.97×, based on the 10-year CAGR of 17.40%. The category average over the same window would have grown ₹1 lakh to ₹407,181.

A ₹10,000 monthly SIP in Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹931,373 today. That's an XIRR (money-weighted annualised return) of 17.61%.

A ₹10,000 monthly SIP for 10 years in Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option = ₹1,200,000 invested. It would currently be worth ₹3,255,444 (multiplier 2.71×). XIRR: 18.95%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option ranks #14 out of 109 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 13.73%; this fund delivered 21.59%.

The worst peak-to-trough decline Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option has experienced over the last 5-year window is 27.73% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option averaged 18.24% (best 34.36%, worst -2.02%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.86 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option returned -2.72% — lagging the Sectoral/Thematic Fund category average of 4.41% by 7.13 pp. It ranked #166 of 208 in its category that year.

Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.7%. 5-year CAGR: 21.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.