Should I invest in Aditya Birla Sun Life Digital India Fund?

We don't give personal investment advice. Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.6%. 5-year CAGR: 8.74%.

Aditya Birla Sun Life

Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan

Latest NAV

₹172.4300

As of

2 Jun 2026

3,297 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+2.73%	+0.27%	+2.46	2 / 258	Q1
1W	+3.90%	-1.34%	+5.24	3 / 258	Q1
2W	+3.81%	+0.04%	+3.78	15 / 259	Q1
1M	+6.33%	-0.39%	+6.71	10 / 259	Q1
3M	+6.85%	+2.19%	+4.66	58 / 257	Q1
6M	-14.23%	-1.09%	-13.13	240 / 247	Q4
YTD	-14.03%	-1.30%	-12.73	240 / 247	Q4
1Y	-8.62%	+5.02%	-13.64	222 / 230	Q4
2Y	+2.03%	+5.50%	-3.47	128 / 182	Q3
3Y	+8.14%	+16.94%	-8.80	135 / 139	Q4
4Y	+7.87%	+16.57%	-8.70	115 / 119	Q4
5Y	+8.74%	+13.73%	-4.98	103 / 109	Q4
7Y	+17.59%	+16.42%	+1.17	38 / 91	Q2
10Y	+16.19%	+15.07%	+1.11	26 / 76	Q2
Inception	+18.26%	+10.45%	+7.81	46 / 259	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-14.03%	-0.94%	-13.10	238 / 244
2025	-4.51%	+4.41%	-8.91	180 / 208
2024	+19.30%	+23.18%	-3.88	100 / 155
2023	+36.79%	+33.51%	+3.27	47 / 127
2022	-20.61%	+4.32%	-24.94	112 / 116
2021	+71.59%	+34.43%	+37.16	4 / 104
2020	+59.93%	+21.19%	+38.74	10 / 94
2019	+10.22%	+9.30%	+0.92	33 / 85
2018	+17.22%	-5.36%	+22.58	4 / 77
2017	+23.18%	+35.61%	-12.43	60 / 76
2016	-2.81%	+4.98%	-7.79	62 / 76

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.93%

152 windows

min -21.8% · max 131.6%

78% positive

3-Year rolling

+19.65%

127 windows

min 3.7% · max 45.1%

100% positive

5-Year rolling

+21.32%

103 windows

min 4.3% · max 34.8%

100% positive

7-Year rolling

+21.03%

79 windows

min 12.4% · max 27.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.26%

3-year · annualised

Sharpe ratio

0.17

vs risk-free 6.5%

Sortino ratio

0.24

Downside-only deviation

Max drawdown

-30.64%

Dec 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹172.4300
1 Jun 2026	₹167.8500
29 May 2026	₹165.5700
27 May 2026	₹165.8300
26 May 2026	₹165.9500
25 May 2026	₹165.6800
22 May 2026	₹164.2000
21 May 2026	₹164.2100
20 May 2026	₹165.1900
19 May 2026	₹166.1000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan is ₹172.4300. It's a Sectoral/Thematic Fund from Aditya Birla Sun Life, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan has delivered a absolute return of -8.62% — -13.64 pp behind the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #222 of 230 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan has delivered a CAGR of 8.14% — -8.8 pp behind the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #135 of 139 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan has delivered a CAGR of 8.74% — -4.98 pp behind the Sectoral/Thematic Fund category average of 13.73%. The fund ranks #103 of 109 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan exactly 10 years ago would be worth approximately ₹448,338 today — a multiplier of 4.48×, based on the 10-year CAGR of 16.19%. The category average over the same window would have grown ₹1 lakh to ₹407,181.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹661,859 today. That's an XIRR (money-weighted annualised return) of 3.87%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹2,741,146 (multiplier 2.28×). XIRR: 15.76%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan ranks #103 out of 109 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.73%; this fund delivered 8.74%.

The worst peak-to-trough decline Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan has experienced over the last 5-year window is 30.64% — its NAV fell from a high on 13 Dec 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan averaged 21.32% (best 34.80%, worst 4.34%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.20 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan returned -4.51% — lagging the Sectoral/Thematic Fund category average of 4.41% by 8.91 pp. It ranked #180 of 208 in its category that year.

Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.6%. 5-year CAGR: 8.74%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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