Should I invest in Motilal Oswal Midcap Fund?

We don't give personal investment advice. Motilal Oswal Midcap Fund-Direct Plan-Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.9%. 5-year CAGR: 23.10%.

Motilal Oswal

Motilal Oswal Midcap Fund-Direct Plan-Growth Option

Latest NAV

₹114.4178

As of

17 Jul 2026

3,045 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.12%	-0.23%	+0.35	3 / 34	Q1
1W	+0.69%	-0.54%	+1.22	2 / 34	Q1
2W	+3.81%	+0.58%	+3.23	1 / 34	Q1
1M	+5.02%	+1.91%	+3.12	1 / 34	Q1
3M	+7.04%	+6.18%	+0.86	10 / 34	Q2
6M	+2.09%	+7.27%	-5.18	32 / 33	Q4
YTD	+0.44%	+5.24%	-4.79	32 / 33	Q4
1Y	-3.38%	+6.21%	-9.59	33 / 33	Q4
2Y	+1.36%	+4.78%	-3.42	27 / 31	Q4
3Y	+19.98%	+19.66%	+0.32	15 / 31	Q2
4Y	+23.08%	+20.58%	+2.50	8 / 27	Q2
5Y	+23.10%	+17.15%	+5.95	1 / 24	Q1
7Y	+24.18%	+21.56%	+2.62	4 / 22	Q1
10Y	+18.01%	+16.77%	+1.25	8 / 19	Q2
Inception	+21.71%	+19.25%	+2.47	7 / 34	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.44%	+5.24%	-4.79	32 / 33
2025	-11.57%	+2.51%	-14.08	31 / 31
2024	+59.23%	+29.88%	+29.35	1 / 31
2023	+42.52%	+38.88%	+3.64	9 / 30
2022	+11.98%	+4.09%	+7.89	3 / 24
2021	+56.41%	+45.26%	+11.15	2 / 23
2020	+10.73%	+24.48%	-13.75	21 / 22
2019	+10.61%	+4.55%	+6.06	2 / 21
2018	-11.04%	-10.32%	-0.72	12 / 20
2017	+30.80%	+41.26%	-10.45	19 / 20
2016	+5.62%	+4.21%	+1.42	8 / 19

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+22.50%

139 windows

min -23.8% · max 95.1%

82% positive

3-Year rolling

+20.73%

115 windows

min -8.0% · max 40.8%

94% positive

5-Year rolling

+19.62%

91 windows

min 0.5% · max 40.1%

100% positive

7-Year rolling

+19.26%

66 windows

min 12.5% · max 26.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.50%

3-year · annualised

Sharpe ratio

0.70

vs risk-free 6.5%

Sortino ratio

1.19

Downside-only deviation

Max drawdown

-28.86%

Dec 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Mid Cap Fund - Growth Option - Direct Plan	HDFC	₹229.2790	17 Jul 2026
NIPPON INDIA GROWTH MID CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹191.8428	17 Jul 2026
SBI MIDCAP FUND - DIRECT PLAN - GROWTH	SBI	₹274.8819	17 Jul 2026
ICICI Prudential MidCap Fund - Direct Plan - Growth	ICICI Prudential	₹379.8000	17 Jul 2026
Invesco India Midcap Fund - Direct Plan - Growth Option	Invesco	₹240.7600	17 Jul 2026
BANDHAN MIDCAP FUND - GROWTH - DIRECT PLAN	Bandhan	₹19.7200	17 Jul 2026
quant Mid Cap Fund - Growth Option - Direct Plan	Quant	₹254.1999	17 Jul 2026
Aditya Birla Sun Life Midcap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹943.0600	17 Jul 2026
Franklin India Mid Cap Fund - Direct - Growth	Franklin India	₹3,195.9391	17 Jul 2026
Mirae Asset Midcap Fund- Direct Growth Option	Mirae Asset	₹43.6690	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹114.4178
16 Jul 2026	₹114.2800
15 Jul 2026	₹115.1042
14 Jul 2026	₹114.1460
13 Jul 2026	₹114.5375
10 Jul 2026	₹113.6371
9 Jul 2026	₹111.2113
8 Jul 2026	₹107.9814
7 Jul 2026	₹109.7658
6 Jul 2026	₹110.5037

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal Midcap Fund-Direct Plan-Growth Option is ₹114.4178. It's a Mid Cap Fund from Motilal Oswal, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Midcap Fund-Direct Plan-Growth Option has NAV history starting from 25 Feb 2014, a track record of about 12 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Midcap Fund-Direct Plan-Growth Option is managed by Motilal Oswal. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Midcap Fund-Direct Plan-Growth Option has delivered a absolute return of -3.38% — -9.59 pp behind the Mid Cap Fund category average of 6.21%. The fund ranks #33 of 33 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Midcap Fund-Direct Plan-Growth Option has delivered a CAGR of 19.98% — +0.32 pp ahead of the Mid Cap Fund category average of 19.66%. The fund ranks #15 of 31 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Motilal Oswal Midcap Fund-Direct Plan-Growth Option has delivered a CAGR of 23.10% — +5.95 pp ahead of the Mid Cap Fund category average of 17.15%. The fund ranks #1 of 24 in its category — the top (Q1) quartile.

₹1 lakh invested in Motilal Oswal Midcap Fund-Direct Plan-Growth Option exactly 10 years ago would be worth approximately ₹524,027 today — a multiplier of 5.24×, based on the 10-year CAGR of 18.01%. The category average over the same window would have grown ₹1 lakh to ₹471,159.

A ₹10,000 monthly SIP in Motilal Oswal Midcap Fund-Direct Plan-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹948,887 today. That's an XIRR (money-weighted annualised return) of 18.38%.

A ₹10,000 monthly SIP for 10 years in Motilal Oswal Midcap Fund-Direct Plan-Growth Option = ₹1,200,000 invested. It would currently be worth ₹3,542,161 (multiplier 2.95×). XIRR: 20.52%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Motilal Oswal Midcap Fund-Direct Plan-Growth Option ranks #1 out of 24 funds in the Mid Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 17.15%; this fund delivered 23.10%.

The worst peak-to-trough decline Motilal Oswal Midcap Fund-Direct Plan-Growth Option has experienced over the last 5-year window is 28.86% — its NAV fell from a high on 16 Dec 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Midcap Fund-Direct Plan-Growth Option averaged 19.62% (best 40.05%, worst 0.49%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.85 — reasonable risk-adjusted performance.

In calendar year 2025, Motilal Oswal Midcap Fund-Direct Plan-Growth Option returned -11.57% — lagging the Mid Cap Fund category average of 2.51% by 14.08 pp. It ranked #31 of 31 in its category that year.

Motilal Oswal Midcap Fund-Direct Plan-Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Motilal Oswal Midcap Fund-Direct Plan-Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.9%. 5-year CAGR: 23.10%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.