Should I invest in HDFC Mid Cap Fund?

We don't give personal investment advice. HDFC Mid Cap Fund - Growth Option - Direct Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.0%. 5-year CAGR: 20.53%.

HDFC

HDFC Mid Cap Fund - Growth Option - Direct Plan

Latest NAV

₹219.0770

As of

3 Jun 2026

3,301 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.36%	+0.15%	+0.21	9 / 34	Q2
1W	-1.55%	-1.85%	+0.30	10 / 34	Q2
2W	-0.06%	-0.16%	+0.10	14 / 34	Q2
1M	+0.52%	+0.51%	+0.02	14 / 34	Q2
3M	-0.23%	+4.16%	-4.39	32 / 33	Q4
6M	-2.75%	+0.22%	-2.97	28 / 33	Q4
YTD	-2.38%	+0.48%	-2.85	29 / 33	Q4
1Y	+5.53%	+6.03%	-0.50	19 / 32	Q3
2Y	+8.12%	+6.85%	+1.27	11 / 31	Q2
3Y	+22.07%	+20.47%	+1.60	12 / 31	Q2
4Y	+23.64%	+19.91%	+3.73	3 / 25	Q1
5Y	+20.53%	+17.75%	+2.78	6 / 24	Q1
7Y	+20.79%	+19.64%	+1.15	11 / 22	Q2
10Y	+18.68%	+16.84%	+1.83	5 / 19	Q2
Inception	+20.10%	+18.51%	+1.59	10 / 34	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.38%	+0.48%	-2.85	29 / 33
2025	+7.48%	+2.51%	+4.98	3 / 31
2024	+29.09%	+29.88%	-0.79	18 / 31
2023	+44.57%	+38.88%	+5.69	5 / 30
2022	+13.09%	+4.09%	+9.01	2 / 24
2021	+39.32%	+45.26%	-5.94	18 / 23
2020	+22.48%	+24.48%	-1.99	15 / 22
2019	+0.83%	+4.55%	-3.73	14 / 21
2018	-10.17%	-10.32%	+0.16	8 / 20
2017	+42.56%	+41.26%	+1.31	10 / 20
2016	+11.66%	+4.21%	+7.45	1 / 19

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+24.94%

152 windows

min -32.7% · max 102.6%

88% positive

3-Year rolling

+21.05%

128 windows

min -8.5% · max 41.7%

95% positive

5-Year rolling

+19.45%

103 windows

min 0.9% · max 34.3%

100% positive

7-Year rolling

+18.12%

79 windows

min 12.8% · max 22.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.53%

3-year · annualised

Sharpe ratio

1.01

vs risk-free 6.5%

Sortino ratio

1.64

Downside-only deviation

Max drawdown

-16.76%

Dec 2024 → Mar 2025

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA GROWTH MID CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹184.7203	3 Jun 2026
SBI MIDCAP FUND - DIRECT PLAN - GROWTH	SBI	₹261.4456	3 Jun 2026
ICICI Prudential MidCap Fund - Direct Plan - Growth	ICICI Prudential	₹374.7000	3 Jun 2026
Invesco India Midcap Fund - Direct Plan - Growth Option	Invesco	₹220.3000	3 Jun 2026
BANDHAN MIDCAP FUND - GROWTH - DIRECT PLAN	Bandhan	₹18.8500	3 Jun 2026
quant Mid Cap Fund - Growth Option - Direct Plan	Quant	₹245.6593	3 Jun 2026
Aditya Birla Sun Life Midcap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹896.8300	3 Jun 2026
Motilal Oswal Midcap Fund-Direct Plan-Growth Option	Motilal Oswal	₹104.1164	3 Jun 2026
Franklin India Mid Cap Fund - Direct - Growth	Franklin India	₹3,000.7955	3 Jun 2026
Mirae Asset Midcap Fund- Direct Growth Option	Mirae Asset	₹40.9750	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹219.0770
2 Jun 2026	₹219.6730
1 Jun 2026	₹218.8820
29 May 2026	₹221.3220
27 May 2026	₹223.5850
26 May 2026	₹223.1350
25 May 2026	₹222.3810
22 May 2026	₹220.3590
21 May 2026	₹220.5340
20 May 2026	₹220.3910

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Mid Cap Fund - Growth Option - Direct Plan is ₹219.0770. It's a Mid Cap Fund from HDFC, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Mid Cap Fund - Growth Option - Direct Plan has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Mid Cap Fund - Growth Option - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Mid Cap Fund - Growth Option - Direct Plan has delivered a absolute return of 5.53% — -0.5 pp behind the Mid Cap Fund category average of 6.03%. The fund ranks #19 of 32 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HDFC Mid Cap Fund - Growth Option - Direct Plan has delivered a CAGR of 22.07% — +1.6 pp ahead of the Mid Cap Fund category average of 20.47%. The fund ranks #12 of 31 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HDFC Mid Cap Fund - Growth Option - Direct Plan has delivered a CAGR of 20.53% — +2.78 pp ahead of the Mid Cap Fund category average of 17.75%. The fund ranks #6 of 24 in its category — the top (Q1) quartile.

₹1 lakh invested in HDFC Mid Cap Fund - Growth Option - Direct Plan exactly 10 years ago would be worth approximately ₹554,115 today — a multiplier of 5.54×, based on the 10-year CAGR of 18.68%. The category average over the same window would have grown ₹1 lakh to ₹474,182.

A ₹10,000 monthly SIP in HDFC Mid Cap Fund - Growth Option - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹955,558 today. That's an XIRR (money-weighted annualised return) of 18.66%.

A ₹10,000 monthly SIP for 10 years in HDFC Mid Cap Fund - Growth Option - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹3,361,386 (multiplier 2.80×). XIRR: 19.54%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Mid Cap Fund - Growth Option - Direct Plan ranks #6 out of 24 funds in the Mid Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 17.75%; this fund delivered 20.53%.

The worst peak-to-trough decline HDFC Mid Cap Fund - Growth Option - Direct Plan has experienced over the last 5-year window is 16.96% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Mid Cap Fund - Growth Option - Direct Plan averaged 19.45% (best 34.34%, worst 0.85%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.94 — reasonable risk-adjusted performance.

In calendar year 2025, HDFC Mid Cap Fund - Growth Option - Direct Plan returned 7.48% — beating the Mid Cap Fund category average of 2.51% by 4.98 pp. It ranked #3 of 31 in its category that year.

HDFC Mid Cap Fund - Growth Option - Direct Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Mid Cap Fund - Growth Option - Direct Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.0%. 5-year CAGR: 20.53%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.