Should I invest in Tata Small Cap Fund?

We don't give personal investment advice. Tata Small Cap Fund-Direct Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.9%. 5-year CAGR: 16.69%.

Tata

Tata Small Cap Fund-Direct Plan-Growth

Latest NAV

₹40.5700

As of

3 Jun 2026

1,860 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.40%	+0.48%	-0.07	25 / 36	Q3
1W	+0.49%	-0.81%	+1.30	5 / 36	Q1
2W	+2.01%	+1.36%	+0.66	11 / 36	Q2
1M	+1.13%	+0.94%	+0.19	13 / 36	Q2
3M	+6.50%	+9.95%	-3.45	27 / 34	Q4
6M	-3.94%	+3.30%	-7.24	32 / 33	Q4
YTD	-2.69%	+4.13%	-6.81	32 / 33	Q4
1Y	-8.15%	+5.56%	-13.71	32 / 32	Q4
2Y	+0.70%	+6.66%	-5.97	29 / 29	Q4
3Y	+12.69%	+18.72%	-6.03	25 / 25	Q4
4Y	+16.61%	+19.54%	-2.93	17 / 22	Q4
5Y	+16.69%	+18.15%	-1.46	17 / 22	Q4
7Y	+20.73%	+21.75%	-1.02	12 / 18	Q3
10Y	—	—	—	—	—
Inception	+20.29%	+17.38%	+2.91	14 / 36	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.69%	+4.13%	-6.81	32 / 33
2025	-11.96%	-4.11%	-7.84	29 / 30
2024	+32.61%	+27.89%	+4.72	6 / 28
2023	+35.55%	+43.05%	-7.50	20 / 24
2022	+10.29%	+2.92%	+7.37	2 / 22
2021	+72.46%	+63.14%	+9.32	4 / 21
2020	+24.88%	+32.77%	-7.89	13 / 18
2019	+4.03%	+0.57%	+3.46	7 / 16
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+27.39%

80 windows

min -25.8% · max 110.5%

83% positive

3-Year rolling

+29.27%

56 windows

min 11.9% · max 49.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+29.81%

32 windows

min 16.7% · max 36.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+20.98%

7 windows

min 18.9% · max 22.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.07%

3-year · annualised

Sharpe ratio

0.40

vs risk-free 6.5%

Sortino ratio

0.63

Downside-only deviation

Max drawdown

-30.90%

Oct 2024 → Mar 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
HDFC Small Cap Fund - Growth Option - Direct Plan	HDFC	₹151.9870	3 Jun 2026
Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹193.7635	3 Jun 2026
SBI Small Cap Fund - Direct Plan - Growth	SBI	₹194.0810	3 Jun 2026
ICICI Prudential Smallcap Fund - Direct Plan - Growth	ICICI Prudential	₹96.4400	3 Jun 2026
Invesco India Smallcap Fund - Direct Plan - Growth	Invesco	₹48.1600	3 Jun 2026
BANDHAN SMALL CAP FUND - DIRECT PLAN GROWTH	Bandhan	₹52.6160	3 Jun 2026
quant Small Cap Fund - Growth Option - Direct Plan	Quant	₹293.2340	3 Jun 2026
QUANTUM SMALL CAP FUND - DIRECT PLAN GROWTH OPTION	Quantum	₹13.3000	3 Jun 2026
Aditya Birla Sun Life Small Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹104.2448	3 Jun 2026
Motilal Oswal Small Cap Fund - Direct - Growth	Motilal Oswal	₹15.5856	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹40.5700
2 Jun 2026	₹40.4438
1 Jun 2026	₹40.2821
29 May 2026	₹40.2815
27 May 2026	₹40.4206
26 May 2026	₹40.2461
25 May 2026	₹40.3195
22 May 2026	₹39.7637
21 May 2026	₹39.7570
20 May 2026	₹39.5552

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Tata Small Cap Fund-Direct Plan-Growth is ₹40.5700. It's a Small Cap Fund from Tata, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Small Cap Fund-Direct Plan-Growth has NAV history starting from 13 Nov 2018, a track record of about 7 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Small Cap Fund-Direct Plan-Growth is managed by Tata. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Small Cap Fund-Direct Plan-Growth has delivered a absolute return of -8.15% — -13.71 pp behind the Small Cap Fund category average of 5.56%. The fund ranks #32 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Small Cap Fund-Direct Plan-Growth has delivered a CAGR of 12.69% — -6.03 pp behind the Small Cap Fund category average of 18.72%. The fund ranks #25 of 25 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Tata Small Cap Fund-Direct Plan-Growth has delivered a CAGR of 16.69% — -1.46 pp behind the Small Cap Fund category average of 18.15%. The fund ranks #17 of 22 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Tata Small Cap Fund-Direct Plan-Growth exactly 5 years ago would be worth approximately ₹216,364 today — a multiplier of 2.16×, based on the 5-year CAGR of 16.69%. The category average over the same window would have grown ₹1 lakh to ₹230,221.

A ₹10,000 monthly SIP in Tata Small Cap Fund-Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹794,492 today. That's an XIRR (money-weighted annualised return) of 11.17%.

Tata Small Cap Fund-Direct Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,671,677 — XIRR 19.30%.

On a 5-year basis, Tata Small Cap Fund-Direct Plan-Growth ranks #17 out of 22 funds in the Small Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 18.15%; this fund delivered 16.69%.

The worst peak-to-trough decline Tata Small Cap Fund-Direct Plan-Growth has experienced over the last 5-year window is 30.90% — its NAV fell from a high on 16 Oct 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Small Cap Fund-Direct Plan-Growth averaged 29.81% (best 36.85%, worst 16.69%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.63 — reasonable risk-adjusted performance.

In calendar year 2025, Tata Small Cap Fund-Direct Plan-Growth returned -11.96% — lagging the Small Cap Fund category average of -4.11% by 7.84 pp. It ranked #29 of 30 in its category that year.

Tata Small Cap Fund-Direct Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Small Cap Fund-Direct Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.9%. 5-year CAGR: 16.69%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata Small Cap Fund-Direct Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Small Cap Fund

Recent NAVs

Frequently asked questions

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