Should I invest in SBI Small Cap Fund?

We don't give personal investment advice. SBI Small Cap Fund - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.4%. 5-year CAGR: 14.50%.

SBI

SBI Small Cap Fund - Direct Plan - Growth

Latest NAV

₹194.0810

As of

3 Jun 2026

3,093 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.42%	+0.48%	-0.06	23 / 36	Q3
1W	-0.56%	-0.81%	+0.25	11 / 36	Q2
2W	+1.89%	+1.36%	+0.53	12 / 36	Q2
1M	-1.19%	+0.94%	-2.12	34 / 36	Q4
3M	+6.51%	+9.95%	-3.43	26 / 34	Q4
6M	-0.67%	+3.30%	-3.97	29 / 33	Q4
YTD	-0.26%	+4.13%	-4.39	28 / 33	Q4
1Y	+0.06%	+5.56%	-5.50	28 / 32	Q4
2Y	+1.65%	+6.66%	-5.02	27 / 29	Q4
3Y	+13.35%	+18.72%	-5.37	24 / 25	Q4
4Y	+14.67%	+19.54%	-4.87	22 / 22	Q4
5Y	+14.50%	+18.15%	-3.65	21 / 22	Q4
7Y	+19.13%	+21.75%	-2.62	15 / 18	Q4
10Y	+19.02%	+18.26%	+0.76	5 / 13	Q2
Inception	+23.93%	+17.38%	+6.55	5 / 36	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.26%	+4.13%	-4.39	28 / 33
2025	-5.02%	-4.11%	-0.91	21 / 30
2024	+25.15%	+27.89%	-2.74	18 / 28
2023	+26.27%	+43.05%	-16.78	23 / 24
2022	+9.29%	+2.92%	+6.37	3 / 22
2021	+47.56%	+63.14%	-15.58	20 / 21
2020	+34.99%	+32.77%	+2.22	6 / 18
2019	+7.42%	+0.57%	+6.85	3 / 16
2018	-18.69%	-16.20%	-2.49	8 / 13
2017	+79.17%	+49.31%	+29.86	1 / 13
2016	+1.73%	+6.15%	-4.42	11 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+26.22%

141 windows

min -22.5% · max 124.9%

82% positive

3-Year rolling

+22.49%

117 windows

min -0.7% · max 43.6%

99% positive

5-Year rolling

+21.60%

92 windows

min 7.7% · max 31.8%

100% positive

7-Year rolling

+21.72%

68 windows

min 16.0% · max 29.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.82%

3-year · annualised

Sharpe ratio

0.47

vs risk-free 6.5%

Sortino ratio

0.73

Downside-only deviation

Max drawdown

-22.42%

Oct 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
HDFC Small Cap Fund - Growth Option - Direct Plan	HDFC	₹151.9870	3 Jun 2026
Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹193.7635	3 Jun 2026
ICICI Prudential Smallcap Fund - Direct Plan - Growth	ICICI Prudential	₹96.4400	3 Jun 2026
Invesco India Smallcap Fund - Direct Plan - Growth	Invesco	₹48.1600	3 Jun 2026
BANDHAN SMALL CAP FUND - DIRECT PLAN GROWTH	Bandhan	₹52.6160	3 Jun 2026
quant Small Cap Fund - Growth Option - Direct Plan	Quant	₹293.2340	3 Jun 2026
QUANTUM SMALL CAP FUND - DIRECT PLAN GROWTH OPTION	Quantum	₹13.3000	3 Jun 2026
Aditya Birla Sun Life Small Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹104.2448	3 Jun 2026
Motilal Oswal Small Cap Fund - Direct - Growth	Motilal Oswal	₹15.5856	3 Jun 2026
Franklin India Small Cap Fund - Direct - Growth	Franklin India	₹193.2269	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹194.0810
2 Jun 2026	₹193.1295
1 Jun 2026	₹192.3195
31 May 2026	₹193.6836
29 May 2026	₹193.6848
27 May 2026	₹195.0501
26 May 2026	₹194.2258
25 May 2026	₹193.5599
22 May 2026	₹192.1227
21 May 2026	₹191.7575

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI Small Cap Fund - Direct Plan - Growth is ₹194.0810. It's a Small Cap Fund from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI Small Cap Fund - Direct Plan - Growth has NAV history starting from 18 Nov 2013, a track record of about 12 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI Small Cap Fund - Direct Plan - Growth is managed by SBI. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Small Cap Fund - Direct Plan - Growth has delivered a absolute return of 0.06% — -5.5 pp behind the Small Cap Fund category average of 5.56%. The fund ranks #28 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, SBI Small Cap Fund - Direct Plan - Growth has delivered a CAGR of 13.35% — -5.37 pp behind the Small Cap Fund category average of 18.72%. The fund ranks #24 of 25 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, SBI Small Cap Fund - Direct Plan - Growth has delivered a CAGR of 14.50% — -3.65 pp behind the Small Cap Fund category average of 18.15%. The fund ranks #21 of 22 in its category — the bottom (Q4) quartile.

₹1 lakh invested in SBI Small Cap Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹570,287 today — a multiplier of 5.70×, based on the 10-year CAGR of 19.02%. The category average over the same window would have grown ₹1 lakh to ₹535,049.

A ₹10,000 monthly SIP in SBI Small Cap Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹788,345 today. That's an XIRR (money-weighted annualised return) of 10.85%.

A ₹10,000 monthly SIP for 10 years in SBI Small Cap Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,998,034 (multiplier 2.50×). XIRR: 17.43%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI Small Cap Fund - Direct Plan - Growth ranks #21 out of 22 funds in the Small Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 18.15%; this fund delivered 14.50%.

The worst peak-to-trough decline SBI Small Cap Fund - Direct Plan - Growth has experienced over the last 5-year window is 22.42% — its NAV fell from a high on 15 Oct 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Small Cap Fund - Direct Plan - Growth averaged 21.60% (best 31.79%, worst 7.70%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.55 — reasonable risk-adjusted performance.

In calendar year 2025, SBI Small Cap Fund - Direct Plan - Growth returned -5.02% — lagging the Small Cap Fund category average of -4.11% by 0.91 pp. It ranked #21 of 30 in its category that year.

SBI Small Cap Fund - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI Small Cap Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.4%. 5-year CAGR: 14.50%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.