Should I invest in SBI Small Cap Fund?

We don't give personal investment advice. SBI Small Cap Fund - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.4%. 5-year CAGR: 14.79%.

SBI

SBI Small Cap Fund - Direct Plan - Growth

Latest NAV

₹208.9152

As of

17 Jul 2026

3,124 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	-0.55%	+0.63	1 / 36	Q1
1W	+0.27%	-0.78%	+1.05	1 / 36	Q1
2W	+0.76%	+0.21%	+0.54	7 / 36	Q1
1M	+4.55%	+2.84%	+1.71	2 / 36	Q1
3M	+9.65%	+10.77%	-1.12	20 / 36	Q3
6M	+11.74%	+14.16%	-2.43	22 / 34	Q3
YTD	+7.89%	+10.96%	-3.07	26 / 33	Q4
1Y	+1.96%	+6.25%	-4.30	26 / 32	Q4
2Y	+1.04%	+4.89%	-3.85	24 / 29	Q4
3Y	+13.76%	+18.29%	-4.53	23 / 25	Q4
4Y	+16.88%	+21.13%	-4.24	18 / 22	Q4
5Y	+14.79%	+17.21%	-2.41	18 / 22	Q4
7Y	+21.51%	+24.32%	-2.81	15 / 18	Q4
10Y	+19.18%	+18.28%	+0.90	5 / 13	Q2
Inception	+24.44%	+19.38%	+5.06	5 / 36	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+7.89%	+10.96%	-3.07	26 / 33
2025	-5.02%	-4.11%	-0.91	21 / 30
2024	+25.15%	+27.89%	-2.74	18 / 28
2023	+26.27%	+43.05%	-16.78	23 / 24
2022	+9.29%	+2.92%	+6.37	3 / 22
2021	+47.56%	+63.14%	-15.58	20 / 21
2020	+34.99%	+32.77%	+2.22	6 / 18
2019	+7.42%	+0.57%	+6.85	3 / 16
2018	-18.69%	-16.20%	-2.49	8 / 13
2017	+79.17%	+49.31%	+29.86	1 / 13
2016	+1.73%	+6.15%	-4.42	11 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+26.45%

143 windows

min -21.5% · max 124.6%

83% positive

3-Year rolling

+22.54%

118 windows

min 0.4% · max 43.9%

100% positive

5-Year rolling

+21.68%

94 windows

min 8.2% · max 33.8%

100% positive

7-Year rolling

+21.84%

70 windows

min 15.8% · max 29.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.91%

3-year · annualised

Sharpe ratio

0.46

vs risk-free 6.5%

Sortino ratio

0.73

Downside-only deviation

Max drawdown

-22.42%

Oct 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
HDFC Small Cap Fund - Growth Option - Direct Plan	HDFC	₹160.5300	17 Jul 2026
Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹203.5938	17 Jul 2026
ICICI Prudential Smallcap Fund - Direct Plan - Growth	ICICI Prudential	₹100.5000	17 Jul 2026
Invesco India Smallcap Fund - Direct Plan - Growth	Invesco	₹52.7200	17 Jul 2026
BANDHAN SMALL CAP FUND - DIRECT PLAN GROWTH	Bandhan	₹55.5270	17 Jul 2026
quant Small Cap Fund - Growth Option - Direct Plan	Quant	₹313.4689	17 Jul 2026
QUANTUM SMALL CAP FUND - DIRECT PLAN GROWTH OPTION	Quantum	₹13.9100	17 Jul 2026
Aditya Birla Sun Life Small Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹109.4685	17 Jul 2026
Motilal Oswal Small Cap Fund - Direct - Growth	Motilal Oswal	₹16.8394	17 Jul 2026
Franklin India Small Cap Fund - Direct - Growth	Franklin India	₹203.8232	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹208.9152
16 Jul 2026	₹208.7624
15 Jul 2026	₹209.4506
14 Jul 2026	₹207.3738
13 Jul 2026	₹208.1546
10 Jul 2026	₹208.3518
9 Jul 2026	₹206.8141
8 Jul 2026	₹204.4035
7 Jul 2026	₹206.4025
6 Jul 2026	₹207.3912

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of SBI Small Cap Fund - Direct Plan - Growth is ₹208.9152. It's a Small Cap Fund from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI Small Cap Fund - Direct Plan - Growth has NAV history starting from 18 Nov 2013, a track record of about 12 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI Small Cap Fund - Direct Plan - Growth is managed by SBI. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Small Cap Fund - Direct Plan - Growth has delivered a absolute return of 1.96% — -4.3 pp behind the Small Cap Fund category average of 6.25%. The fund ranks #26 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, SBI Small Cap Fund - Direct Plan - Growth has delivered a CAGR of 13.76% — -4.53 pp behind the Small Cap Fund category average of 18.29%. The fund ranks #23 of 25 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, SBI Small Cap Fund - Direct Plan - Growth has delivered a CAGR of 14.79% — -2.41 pp behind the Small Cap Fund category average of 17.21%. The fund ranks #18 of 22 in its category — the bottom (Q4) quartile.

₹1 lakh invested in SBI Small Cap Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹578,277 today — a multiplier of 5.78×, based on the 10-year CAGR of 19.18%. The category average over the same window would have grown ₹1 lakh to ₹536,108.

A ₹10,000 monthly SIP in SBI Small Cap Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹837,430 today. That's an XIRR (money-weighted annualised return) of 13.30%.

A ₹10,000 monthly SIP for 10 years in SBI Small Cap Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹3,170,707 (multiplier 2.64×). XIRR: 18.47%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI Small Cap Fund - Direct Plan - Growth ranks #18 out of 22 funds in the Small Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 17.21%; this fund delivered 14.79%.

The worst peak-to-trough decline SBI Small Cap Fund - Direct Plan - Growth has experienced over the last 5-year window is 22.42% — its NAV fell from a high on 15 Oct 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Small Cap Fund - Direct Plan - Growth averaged 21.68% (best 33.85%, worst 8.17%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.53 — reasonable risk-adjusted performance.

In calendar year 2025, SBI Small Cap Fund - Direct Plan - Growth returned -5.02% — lagging the Small Cap Fund category average of -4.11% by 0.91 pp. It ranked #21 of 30 in its category that year.

SBI Small Cap Fund - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI Small Cap Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.4%. 5-year CAGR: 14.79%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI Small Cap Fund - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Small Cap Fund

Recent NAVs

Frequently asked questions

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