Should I invest in Nippon India Small Cap Fund Growth Plan - Bonus Option?

We don't give personal investment advice. Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.2%. 5-year CAGR: 21.27%.

Nippon India

Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option

Latest NAV

₹193.7635

As of

3 Jun 2026

3,298 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.52%	+0.48%	+0.05	16 / 36	Q2
1W	-1.43%	-0.81%	-0.62	26 / 36	Q3
2W	+0.27%	+1.36%	-1.09	30 / 36	Q4
1M	-0.18%	+0.94%	-1.12	29 / 36	Q4
3M	+8.04%	+9.95%	-1.91	23 / 34	Q3
6M	+2.80%	+3.30%	-0.51	16 / 33	Q2
YTD	+3.76%	+4.13%	-0.36	15 / 33	Q2
1Y	+3.98%	+5.56%	-1.57	19 / 32	Q3
2Y	+4.59%	+6.66%	-2.08	17 / 29	Q3
3Y	+19.41%	+18.72%	+0.69	10 / 25	Q2
4Y	+21.67%	+19.54%	+2.13	6 / 22	Q2
5Y	+21.27%	+18.15%	+3.12	3 / 22	Q1
7Y	+23.70%	+21.75%	+1.95	4 / 18	Q1
10Y	+21.95%	+18.26%	+3.69	1 / 13	Q1
Inception	+23.83%	+17.38%	+6.46	6 / 36	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.76%	+4.13%	-0.36	15 / 33
2025	-4.70%	-4.11%	-0.59	18 / 30
2024	+26.44%	+27.89%	-1.45	12 / 28
2023	+49.98%	+43.05%	+6.93	5 / 24
2022	+7.53%	+2.92%	+4.61	5 / 22
2021	+74.12%	+63.14%	+10.98	2 / 21
2020	+29.51%	+32.77%	-3.26	9 / 18
2019	-1.80%	+0.57%	-2.37	11 / 16
2018	-15.73%	-16.20%	+0.47	4 / 13
2017	+63.87%	+49.31%	+14.55	2 / 13
2016	+5.77%	+6.15%	-0.39	8 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+31.52%

152 windows

min -34.0% · max 147.5%

80% positive

3-Year rolling

+25.73%

127 windows

min -8.4% · max 52.3%

95% positive

5-Year rolling

+24.46%

103 windows

min 2.6% · max 39.7%

100% positive

7-Year rolling

+22.66%

79 windows

min 17.0% · max 26.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.87%

3-year · annualised

Sharpe ratio

0.73

vs risk-free 6.5%

Sortino ratio

1.20

Downside-only deviation

Max drawdown

-24.21%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
HDFC Small Cap Fund - Growth Option - Direct Plan	HDFC	₹151.9870	3 Jun 2026
Nippon India Small Cap Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹193.7635	3 Jun 2026
SBI Small Cap Fund - Direct Plan - Growth	SBI	₹194.0810	3 Jun 2026
ICICI Prudential Smallcap Fund - Direct Plan - Growth	ICICI Prudential	₹96.4400	3 Jun 2026
Invesco India Smallcap Fund - Direct Plan - Growth	Invesco	₹48.1600	3 Jun 2026
BANDHAN SMALL CAP FUND - DIRECT PLAN GROWTH	Bandhan	₹52.6160	3 Jun 2026
quant Small Cap Fund - Growth Option - Direct Plan	Quant	₹293.2340	3 Jun 2026
QUANTUM SMALL CAP FUND - DIRECT PLAN GROWTH OPTION	Quantum	₹13.3000	3 Jun 2026
Aditya Birla Sun Life Small Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹104.2448	3 Jun 2026
Motilal Oswal Small Cap Fund - Direct - Growth	Motilal Oswal	₹15.5856	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹193.7635
2 Jun 2026	₹193.9414
1 Jun 2026	₹192.9291
29 May 2026	₹195.4582
27 May 2026	₹197.4799
26 May 2026	₹196.7598
25 May 2026	₹196.4549
22 May 2026	₹194.7694
21 May 2026	₹194.7091
20 May 2026	₹193.6539

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option is ₹193.7635. It's a Small Cap Fund from Nippon India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option has NAV history starting from 03 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option is managed by Nippon India. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option has delivered a absolute return of 3.98% — -1.57 pp behind the Small Cap Fund category average of 5.56%. The fund ranks #19 of 32 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option has delivered a CAGR of 19.41% — +0.69 pp ahead of the Small Cap Fund category average of 18.72%. The fund ranks #10 of 25 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option has delivered a CAGR of 21.27% — +3.12 pp ahead of the Small Cap Fund category average of 18.15%. The fund ranks #3 of 22 in its category — the top (Q1) quartile.

₹1 lakh invested in Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option exactly 10 years ago would be worth approximately ₹727,374 today — a multiplier of 7.27×, based on the 10-year CAGR of 21.95%. The category average over the same window would have grown ₹1 lakh to ₹535,049.

A ₹10,000 monthly SIP in Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option over the last 5 years — total invested ₹600,000 — would be worth ₹918,928 today. That's an XIRR (money-weighted annualised return) of 17.06%.

A ₹10,000 monthly SIP for 10 years in Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option = ₹1,200,000 invested. It would currently be worth ₹3,819,992 (multiplier 3.18×). XIRR: 21.91%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option ranks #3 out of 22 funds in the Small Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 18.15%; this fund delivered 21.27%.

The worst peak-to-trough decline Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option has experienced over the last 5-year window is 24.21% — its NAV fell from a high on 24 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option averaged 24.46% (best 39.67%, worst 2.64%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.85 — reasonable risk-adjusted performance.

In calendar year 2025, Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option returned -4.70% — lagging the Small Cap Fund category average of -4.11% by 0.59 pp. It ranked #18 of 30 in its category that year.

Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.2%. 5-year CAGR: 21.27%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.