Should I invest in ICICI Prudential Technology Fund?

We don't give personal investment advice. ICICI Prudential Technology Fund - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.1%. 5-year CAGR: 6.55%.

ICICI Prudential

ICICI Prudential Technology Fund - Direct Plan - Growth

Latest NAV

₹196.1600

As of

17 Jul 2026

3,330 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.38%	-0.05%	+0.43	66 / 258	Q2
1W	+1.73%	-0.18%	+1.91	6 / 258	Q1
2W	+4.48%	-0.17%	+4.66	7 / 259	Q1
1M	+2.22%	+1.63%	+0.59	119 / 259	Q2
3M	-1.29%	+4.83%	-6.12	242 / 259	Q4
6M	-16.75%	+4.61%	-21.36	248 / 250	Q4
YTD	-16.39%	+2.98%	-19.37	244 / 247	Q4
1Y	-12.11%	+5.46%	-17.56	230 / 235	Q4
2Y	-4.71%	+4.09%	-8.80	174 / 187	Q4
3Y	+6.64%	+15.93%	-9.29	141 / 148	Q4
4Y	+9.10%	+17.58%	-8.49	119 / 121	Q4
5Y	+6.55%	+13.72%	-7.18	108 / 110	Q4
7Y	+17.90%	+17.79%	+0.11	42 / 91	Q2
10Y	+17.00%	+14.89%	+2.11	16 / 76	Q1
Inception	+18.60%	+12.07%	+6.52	46 / 259	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-16.39%	+3.40%	-19.79	242 / 244
2025	-1.52%	+4.41%	-5.93	156 / 208
2024	+26.14%	+23.18%	+2.96	52 / 155
2023	+28.08%	+33.51%	-5.43	81 / 127
2022	-22.28%	+4.32%	-26.61	115 / 116
2021	+76.24%	+34.43%	+41.81	3 / 104
2020	+70.39%	+21.19%	+49.19	4 / 94
2019	+2.99%	+9.30%	-6.31	65 / 85
2018	+20.73%	-5.36%	+26.09	2 / 77
2017	+20.68%	+35.61%	-14.93	63 / 76
2016	-3.19%	+4.98%	-8.18	65 / 76

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+23.11%

153 windows

min -23.3% · max 138.1%

73% positive

3-Year rolling

+19.68%

129 windows

min 2.1% · max 46.2%

100% positive

5-Year rolling

+21.34%

105 windows

min 2.8% · max 36.1%

100% positive

7-Year rolling

+21.00%

80 windows

min 12.5% · max 28.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

20.35%

3-year · annualised

Sharpe ratio

0.12

vs risk-free 6.5%

Sortino ratio

0.17

Downside-only deviation

Max drawdown

-27.98%

Dec 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹19.7420	17 Jul 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹13.0154	17 Jul 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹12.5868	17 Jul 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.8700	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹14.5000	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹22.0723	17 Jul 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹24.7900	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹72.8200	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.5242	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹196.1600
16 Jul 2026	₹195.4100
15 Jul 2026	₹194.5600
14 Jul 2026	₹194.8200
13 Jul 2026	₹196.2200
10 Jul 2026	₹192.8200
9 Jul 2026	₹190.0300
8 Jul 2026	₹187.6800
7 Jul 2026	₹190.7800
6 Jul 2026	₹187.3900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Technology Fund - Direct Plan - Growth is ₹196.1600. It's a Sectoral/Thematic Fund from ICICI Prudential, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Technology Fund - Direct Plan - Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Technology Fund - Direct Plan - Growth is managed by ICICI Prudential. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Technology Fund - Direct Plan - Growth has delivered a absolute return of -12.11% — -17.56 pp behind the Sectoral/Thematic Fund category average of 5.46%. The fund ranks #230 of 235 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Technology Fund - Direct Plan - Growth has delivered a CAGR of 6.64% — -9.29 pp behind the Sectoral/Thematic Fund category average of 15.93%. The fund ranks #141 of 148 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Technology Fund - Direct Plan - Growth has delivered a CAGR of 6.55% — -7.18 pp behind the Sectoral/Thematic Fund category average of 13.72%. The fund ranks #108 of 110 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Technology Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹480,666 today — a multiplier of 4.81×, based on the 10-year CAGR of 17.00%. The category average over the same window would have grown ₹1 lakh to ₹400,745.

A ₹10,000 monthly SIP in ICICI Prudential Technology Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹653,890 today. That's an XIRR (money-weighted annualised return) of 3.40%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Technology Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,750,045 (multiplier 2.29×). XIRR: 15.82%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Technology Fund - Direct Plan - Growth ranks #108 out of 110 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.72%; this fund delivered 6.55%.

The worst peak-to-trough decline ICICI Prudential Technology Fund - Direct Plan - Growth has experienced over the last 5-year window is 29.14% — its NAV fell from a high on 04 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Technology Fund - Direct Plan - Growth averaged 21.34% (best 36.14%, worst 2.76%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.09 — weak risk-adjusted performance.

In calendar year 2025, ICICI Prudential Technology Fund - Direct Plan - Growth returned -1.52% — lagging the Sectoral/Thematic Fund category average of 4.41% by 5.93 pp. It ranked #156 of 208 in its category that year.

ICICI Prudential Technology Fund - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Technology Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.1%. 5-year CAGR: 6.55%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Technology Fund - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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