Should I invest in Shriram Flexi Cap Fund - Direct?

We don't give personal investment advice. Shriram Flexi Cap Fund - Direct-IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 9.87%.

Shriram

Shriram Flexi Cap Fund - Direct-IDCW

Latest NAV

₹22.6042

As of

17 Jul 2026

1,913 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.40%	-0.75%	+1.15	15 / 105	Q1
1W	-0.20%	-1.14%	+0.94	72 / 104	Q3
2W	-0.02%	-1.11%	+1.10	61 / 104	Q3
1M	+1.44%	-0.05%	+1.49	47 / 104	Q2
3M	+2.29%	+3.22%	-0.93	66 / 103	Q3
6M	-1.15%	+4.88%	-6.03	66 / 100	Q3
YTD	-2.71%	+0.89%	-3.61	68 / 98	Q3
1Y	-1.00%	+10.06%	-11.06	63 / 88	Q3
2Y	-6.53%	+5.19%	-11.73	76 / 82	Q4
3Y	+9.13%	+9.89%	-0.77	44 / 73	Q3
4Y	+11.40%	+10.57%	+0.83	22 / 43	Q3
5Y	+9.87%	+9.11%	+0.76	19 / 36	Q3
7Y	+11.70%	+12.20%	-0.50	15 / 27	Q3
10Y	—	—	—	—	—
Inception	+11.28%	+8.47%	+2.81	36 / 105	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.71%	-1.68%	-1.03	27 / 46
2025	-5.27%	+1.97%	-7.23	39 / 43
2024	+17.53%	+18.83%	-1.30	18 / 42
2023	+28.28%	+26.32%	+1.95	14 / 36
2022	+4.11%	-2.27%	+6.38	7 / 36
2021	+22.11%	+23.11%	-1.00	33 / 50
2020	+14.17%	+11.58%	+2.59	16 / 56
2019	+8.10%	+5.80%	+2.31	26 / 68
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.86%

83 windows

min -20.1% · max 47.9%

77% positive

3-Year rolling

+15.58%

59 windows

min 9.1% · max 23.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+15.52%

34 windows

min 9.7% · max 21.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+11.76%

10 windows

min 10.0% · max 12.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.60%

3-year · annualised

Sharpe ratio

0.22

vs risk-free 6.5%

Sortino ratio

0.33

Downside-only deviation

Max drawdown

-23.99%

Jul 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹90.9250	17 Jul 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.9459	17 Jul 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹60.6918	17 Jul 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹17.8600	17 Jul 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹18.4500	17 Jul 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹51.9180	17 Jul 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹83.0629	17 Jul 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹235.7300	17 Jul 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹33.4858	17 Jul 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹69.9344	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹22.6042
16 Jul 2026	₹22.5137
15 Jul 2026	₹22.5631
14 Jul 2026	₹22.5315
13 Jul 2026	₹22.6870
10 Jul 2026	₹22.6494
9 Jul 2026	₹22.4159
8 Jul 2026	₹22.2111
7 Jul 2026	₹22.6524
6 Jul 2026	₹22.7019

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Shriram Flexi Cap Fund - Direct-IDCW is ₹22.6042. It's a Flexi Cap Fund from Shriram, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Shriram Flexi Cap Fund - Direct-IDCW has NAV history starting from 08 Oct 2018, a track record of about 7 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Shriram Flexi Cap Fund - Direct-IDCW is managed by Shriram. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Shriram Flexi Cap Fund - Direct-IDCW has delivered a absolute return of -1.00% — -11.06 pp behind the Flexi Cap Fund category average of 10.06%. The fund ranks #63 of 88 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Shriram Flexi Cap Fund - Direct-IDCW has delivered a CAGR of 9.13% — -0.77 pp behind the Flexi Cap Fund category average of 9.89%. The fund ranks #44 of 73 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Shriram Flexi Cap Fund - Direct-IDCW has delivered a CAGR of 9.87% — +0.76 pp ahead of the Flexi Cap Fund category average of 9.11%. The fund ranks #19 of 36 in its category — the third (Q3) quartile.

₹1 lakh invested in Shriram Flexi Cap Fund - Direct-IDCW exactly 5 years ago would be worth approximately ₹160,092 today — a multiplier of 1.60×, based on the 5-year CAGR of 9.87%. The category average over the same window would have grown ₹1 lakh to ₹154,639.

A ₹10,000 monthly SIP in Shriram Flexi Cap Fund - Direct-IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹723,158 today. That's an XIRR (money-weighted annualised return) of 7.40%.

Shriram Flexi Cap Fund - Direct-IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,218,096 — XIRR 10.44%.

On a 5-year basis, Shriram Flexi Cap Fund - Direct-IDCW ranks #19 out of 36 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.11%; this fund delivered 9.87%.

The worst peak-to-trough decline Shriram Flexi Cap Fund - Direct-IDCW has experienced over the last 5-year window is 23.99% — its NAV fell from a high on 15 Jul 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Shriram Flexi Cap Fund - Direct-IDCW averaged 15.52% (best 21.27%, worst 9.72%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.26 — weak risk-adjusted performance.

In calendar year 2025, Shriram Flexi Cap Fund - Direct-IDCW returned -5.27% — lagging the Flexi Cap Fund category average of 1.97% by 7.23 pp. It ranked #39 of 43 in its category that year.

Shriram Flexi Cap Fund - Direct-IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Shriram Flexi Cap Fund - Direct-IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 9.87%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Shriram Flexi Cap Fund - Direct-IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Flexi Cap Fund

Recent NAVs

Frequently asked questions

More from Shriram