Should I invest in Shriram Flexi Cap Fund - Direct?

We don't give personal investment advice. Shriram Flexi Cap Fund - Direct-IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 9.53%.

Shriram

Shriram Flexi Cap Fund - Direct-IDCW

Latest NAV

₹21.6922

As of

3 Jun 2026

1,882 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.29%	-0.75%	+1.05	25 / 105	Q1
1W	-1.30%	-1.81%	+0.51	64 / 104	Q3
2W	+0.58%	-1.11%	+1.70	29 / 104	Q2
1M	-0.56%	-1.16%	+0.60	56 / 104	Q3
3M	-1.95%	+1.00%	-2.95	73 / 103	Q3
6M	-6.16%	+1.92%	-8.07	72 / 100	Q3
YTD	-6.43%	-1.23%	-5.20	71 / 98	Q3
1Y	-0.93%	+9.43%	-10.37	59 / 88	Q3
2Y	-5.62%	+5.85%	-11.47	77 / 82	Q4
3Y	+9.95%	+10.05%	-0.10	41 / 71	Q3
4Y	+10.72%	+9.63%	+1.09	21 / 39	Q3
5Y	+9.53%	+8.82%	+0.71	17 / 34	Q2
7Y	+10.23%	+10.71%	-0.48	14 / 27	Q3
10Y	—	—	—	—	—
Inception	+10.91%	+8.04%	+2.86	38 / 105	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.43%	-6.20%	-0.22	27 / 46
2025	-5.27%	+1.97%	-7.23	39 / 43
2024	+17.53%	+18.83%	-1.30	18 / 42
2023	+28.28%	+26.32%	+1.95	14 / 36
2022	+4.11%	-2.27%	+6.38	7 / 36
2021	+22.11%	+23.11%	-1.00	33 / 50
2020	+14.17%	+11.58%	+2.59	16 / 56
2019	+8.10%	+5.80%	+2.31	26 / 68
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.65%

82 windows

min -23.5% · max 59.3%

73% positive

3-Year rolling

+15.23%

57 windows

min 8.5% · max 22.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+15.57%

33 windows

min 9.5% · max 20.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+11.68%

9 windows

min 9.8% · max 12.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.56%

3-year · annualised

Sharpe ratio

0.27

vs risk-free 6.5%

Sortino ratio

0.38

Downside-only deviation

Max drawdown

-23.99%

Jul 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹85.5390	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹58.6919	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹16.7500	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹17.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹49.6510	3 Jun 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹80.8500	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹224.7300	3 Jun 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹31.2807	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹66.6106	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹21.6922
2 Jun 2026	₹21.7411
1 Jun 2026	₹21.6778
29 May 2026	₹21.8056
27 May 2026	₹22.0435
26 May 2026	₹22.0276
22 May 2026	₹21.7282
21 May 2026	₹21.6761
20 May 2026	₹21.6521
19 May 2026	₹21.6151

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Shriram Flexi Cap Fund - Direct-IDCW is ₹21.6922. It's a Flexi Cap Fund from Shriram, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Shriram Flexi Cap Fund - Direct-IDCW has NAV history starting from 08 Oct 2018, a track record of about 7 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Shriram Flexi Cap Fund - Direct-IDCW is managed by Shriram. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Shriram Flexi Cap Fund - Direct-IDCW has delivered a absolute return of -0.93% — -10.37 pp behind the Flexi Cap Fund category average of 9.43%. The fund ranks #59 of 88 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Shriram Flexi Cap Fund - Direct-IDCW has delivered a CAGR of 9.95% — -0.1 pp behind the Flexi Cap Fund category average of 10.05%. The fund ranks #41 of 71 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Shriram Flexi Cap Fund - Direct-IDCW has delivered a CAGR of 9.53% — +0.71 pp ahead of the Flexi Cap Fund category average of 8.82%. The fund ranks #17 of 34 in its category — the second (Q2) quartile.

₹1 lakh invested in Shriram Flexi Cap Fund - Direct-IDCW exactly 5 years ago would be worth approximately ₹157,635 today — a multiplier of 1.58×, based on the 5-year CAGR of 9.53%. The category average over the same window would have grown ₹1 lakh to ₹152,612.

A ₹10,000 monthly SIP in Shriram Flexi Cap Fund - Direct-IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹705,525 today. That's an XIRR (money-weighted annualised return) of 6.41%.

Shriram Flexi Cap Fund - Direct-IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,186,811 — XIRR 9.70%.

On a 5-year basis, Shriram Flexi Cap Fund - Direct-IDCW ranks #17 out of 34 funds in the Flexi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.82%; this fund delivered 9.53%.

The worst peak-to-trough decline Shriram Flexi Cap Fund - Direct-IDCW has experienced over the last 5-year window is 23.99% — its NAV fell from a high on 15 Jul 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Shriram Flexi Cap Fund - Direct-IDCW averaged 15.57% (best 20.08%, worst 9.53%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.26 — weak risk-adjusted performance.

In calendar year 2025, Shriram Flexi Cap Fund - Direct-IDCW returned -5.27% — lagging the Flexi Cap Fund category average of 1.97% by 7.23 pp. It ranked #39 of 43 in its category that year.

Shriram Flexi Cap Fund - Direct-IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Shriram Flexi Cap Fund - Direct-IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 9.53%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Shriram Flexi Cap Fund - Direct-IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Flexi Cap Fund

Recent NAVs

Frequently asked questions

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