Should I invest in Shriram Unclaimed IDCW Liquid Fund?

We don't give personal investment advice. Shriram Unclaimed IDCW Liquid Fund is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Shriram

Shriram Unclaimed IDCW Liquid Fund

Latest NAV

₹1,074.2790

As of

3 Jun 2026

415 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-0.84%	+0.86	9 / 117	Q1
1W	+0.16%	-1.30%	+1.46	3 / 116	Q1
2W	+0.28%	-1.26%	+1.55	3 / 116	Q1
1M	+0.54%	-1.18%	+1.72	6 / 115	Q1
3M	+1.72%	-0.77%	+2.49	4 / 115	Q1
6M	+3.10%	-0.25%	+3.35	22 / 116	Q1
YTD	+2.67%	-0.28%	+2.95	12 / 116	Q1
1Y	+6.00%	+0.81%	+5.20	25 / 115	Q1
2Y	—	—	—	—	—
3Y	—	—	—	—	—
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.91%	+1.27%	+4.64	29 / 114	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.67%	+1.00%	+1.67	4 / 73
2025	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.94%

4 windows

min 5.8% · max 6.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
HDFC Liquid Fund-Dividend - Daily	HDFC	₹1,019.8200	3 Jun 2026
NIPPON INDIA LIQUID FUND - QUARTERLY IDCW OPTION	Nippon India	₹1,017.6155	3 Jun 2026
ICICI Prudential Liquid Fund - IDCW Others	ICICI Prudential	₹189.7289	3 Jun 2026
Invesco India Liquid Fund - Unclaimed Dividend Plan - Above 3 Years	Invesco	₹1,000.0000	3 Jun 2026
BANDHAN LIQUID Fund - Unclaimed IDCW Less than 3 years	Bandhan	₹1.7935	3 Jun 2026
Quantum Liquid Fund - Unclaimed IDCW Plan Above 3 years	Quantum	₹10.0000	3 Jun 2026
Motilal Oswal Liquid Fund - Unclaimed Dividend - Greater than 3 years	Motilal Oswal	₹10.0000	3 Jun 2026
Templeton India Treasury Management - Institution-Daily	Franklin Templeton	₹1,000.0000	3 Jun 2026
Mirae Asset Cash Management Fund - Daily Dividend	Mirae Asset	₹1,066.4347	3 Jun 2026
HSBC Liquid Fund - IDCW	HSBC	₹1,019.3000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,074.2790
2 Jun 2026	₹1,074.1608
1 Jun 2026	₹1,073.9716
31 May 2026	₹1,073.7352
30 May 2026	₹1,073.5225
29 May 2026	₹1,073.3097
28 May 2026	₹1,072.9078
26 May 2026	₹1,072.4350
24 May 2026	₹1,072.1040
22 May 2026	₹1,071.6785

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Shriram Unclaimed IDCW Liquid Fund is ₹1,074.2790. It's a Liquid Fund from Shriram, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Shriram Unclaimed IDCW Liquid Fund has NAV history starting from 20 Feb 2025, a track record of about 1 year 3 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Shriram Unclaimed IDCW Liquid Fund is managed by Shriram. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Shriram Unclaimed IDCW Liquid Fund has delivered a absolute return of 6.00% — +5.2 pp ahead of the Liquid Fund category average of 0.81%. The fund ranks #25 of 115 in its category — the top (Q1) quartile.

Shriram Unclaimed IDCW Liquid Fund doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.

Shriram Unclaimed IDCW Liquid Fund doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

Shriram Unclaimed IDCW Liquid Fund doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.

A ₹10,000 monthly SIP in Shriram Unclaimed IDCW Liquid Fund over the last 1 year — total invested ₹120,000 — would be worth ₹123,986 today. That's an XIRR (money-weighted annualised return) of 6.20%.

Shriram Unclaimed IDCW Liquid Fund doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹123,986 — XIRR 6.20%.

Shriram Unclaimed IDCW Liquid Fund doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.

Shriram Unclaimed IDCW Liquid Fund doesn't have a computed drawdown figure yet.

Consistency stats for Shriram Unclaimed IDCW Liquid Fund need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

We don't yet have a completed calendar-year return for Shriram Unclaimed IDCW Liquid Fund.

Shriram Unclaimed IDCW Liquid Fund is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Shriram Unclaimed IDCW Liquid Fund is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Shriram Unclaimed IDCW Liquid Fund

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Peers in Liquid Fund

Recent NAVs

Frequently asked questions

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