Should I invest in Shriram Liquid Fund Growth Option?

We don't give personal investment advice. Shriram Liquid Fund - Regular Plan Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Shriram

Shriram Liquid Fund - Regular Plan Growth Option

Latest NAV

₹1,108.5984

As of

19 Jul 2026

530 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.03%	+0.00	9 / 19	Q2
1W	+0.11%	+0.11%	0.00	13 / 19	Q3
2W	+0.20%	+0.20%	+0.00	11 / 19	Q3
1M	+0.53%	+0.51%	+0.01	9 / 19	Q2
3M	+1.54%	+1.51%	+0.03	9 / 19	Q2
6M	+3.23%	+3.20%	+0.04	12 / 19	Q3
YTD	+3.47%	+3.43%	+0.04	12 / 19	Q3
1Y	+6.07%	+6.09%	-0.03	10 / 16	Q3
2Y	—	—	—	—	—
3Y	—	—	—	—	—
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.27%	+5.78%	+0.49	6 / 19	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.47%	+3.43%	+0.04	12 / 19
2025	+6.08%	+6.31%	-0.23	12 / 15
2024	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.01%

9 windows

min 5.8% · max 6.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
Quantum Liquid Fund - Regular Plan Growth Option	Quantum	₹37.0950	19 Jul 2026
Motilal Oswal Liquid Fund - Regular Growth	Motilal Oswal	₹14.6458	19 Jul 2026
Parag Parikh Liquid Fund- Regular Plan- Growth	Parag Parikh	₹1,543.1155	19 Jul 2026
Edelweiss Liquid Fund - Regular Plan - Growth Option	Edelweiss	₹3,561.8564	19 Jul 2026
HSBC Liquid Fund - Regular Growth	HSBC	₹2,775.1407	19 Jul 2026
Axis Liquid Fund - Regular Plan - Growth Option	Axis	₹3,101.6270	19 Jul 2026
360 ONE LIQUID FUND REGULAR PLAN GROWTH	360 ONE	₹2,137.9722	19 Jul 2026
Abakkus Liquid Fund - Regular Plan - Growth		₹103.4882	19 Jul 2026
Bajaj Finserv Liquid Fund - Regular Plan - Growth	Bajaj Finserv	₹1,221.7246	19 Jul 2026
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund) - Regular Plan - Growth Option	Groww	₹2,692.0259	19 Jul 2026

Recent NAVs

Date	NAV
19 Jul 2026	₹1,108.5984
17 Jul 2026	₹1,108.2430
16 Jul 2026	₹1,107.9259
15 Jul 2026	₹1,107.6993
14 Jul 2026	₹1,107.5702
13 Jul 2026	₹1,107.5789
12 Jul 2026	₹1,107.4184
10 Jul 2026	₹1,107.0675
9 Jul 2026	₹1,106.7136
8 Jul 2026	₹1,106.4461

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 19 Jul 2026, the NAV of Shriram Liquid Fund - Regular Plan Growth Option is ₹1,108.5984. It's a Liquid Fund from Shriram, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Shriram Liquid Fund - Regular Plan Growth Option has NAV history starting from 20 Nov 2024, a track record of about 1 year 7 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Shriram Liquid Fund - Regular Plan Growth Option is managed by Shriram. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Shriram Liquid Fund - Regular Plan Growth Option has delivered a absolute return of 6.07% — -0.03 pp behind the Liquid Fund category average of 6.09%. The fund ranks #10 of 16 in its category — the third (Q3) quartile.

Shriram Liquid Fund - Regular Plan Growth Option doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.

Shriram Liquid Fund - Regular Plan Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

Shriram Liquid Fund - Regular Plan Growth Option doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.

A ₹10,000 monthly SIP in Shriram Liquid Fund - Regular Plan Growth Option over the last 1 year — total invested ₹120,000 — would be worth ₹124,067 today. That's an XIRR (money-weighted annualised return) of 6.34%.

Shriram Liquid Fund - Regular Plan Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹124,067 — XIRR 6.34%.

Shriram Liquid Fund - Regular Plan Growth Option doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.

Shriram Liquid Fund - Regular Plan Growth Option doesn't have a computed drawdown figure yet.

Consistency stats for Shriram Liquid Fund - Regular Plan Growth Option need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2025, Shriram Liquid Fund - Regular Plan Growth Option returned 6.08% — lagging the Liquid Fund category average of 6.31% by 0.23 pp. It ranked #12 of 15 in its category that year.

Shriram Liquid Fund - Regular Plan Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Shriram Liquid Fund - Regular Plan Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Shriram Liquid Fund - Regular Plan Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Peers in Liquid Fund

Recent NAVs

Frequently asked questions

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