Should I invest in Franklin India Flexi Cap Fund - Direct?

We don't give personal investment advice. Franklin India Flexi Cap Fund - Direct - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.1%. 5-year CAGR: 6.36%.

Franklin India

Franklin India Flexi Cap Fund - Direct - IDCW

Latest NAV

₹66.6106

As of

3 Jun 2026

3,301 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.15%	-0.75%	+0.61	94 / 105	Q4
1W	-1.99%	-1.81%	-0.18	90 / 104	Q4
2W	-0.10%	-1.11%	+1.02	56 / 104	Q3
1M	-2.09%	-1.16%	-0.93	88 / 104	Q4
3M	-2.76%	+1.00%	-3.76	76 / 103	Q3
6M	-13.93%	+1.92%	-15.85	90 / 100	Q4
YTD	-14.36%	-1.23%	-13.12	90 / 98	Q4
1Y	-10.94%	+9.43%	-20.37	81 / 88	Q4
2Y	-5.41%	+5.85%	-11.26	76 / 82	Q4
3Y	+7.24%	+10.05%	-2.81	48 / 71	Q3
4Y	+7.32%	+9.63%	-2.31	29 / 39	Q3
5Y	+6.36%	+8.82%	-2.46	21 / 34	Q3
7Y	+7.69%	+10.71%	-3.01	21 / 27	Q4
10Y	+6.29%	+8.89%	-2.60	13 / 17	Q4
Inception	+6.80%	+8.04%	-1.24	61 / 105	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-14.36%	-6.20%	-8.15	43 / 46
2025	-3.45%	+1.97%	-5.42	36 / 43
2024	+15.73%	+18.83%	-3.11	22 / 42
2023	+22.00%	+26.32%	-4.33	29 / 36
2022	-0.68%	-2.27%	+1.59	20 / 36
2021	+32.75%	+23.11%	+9.63	14 / 50
2020	+8.48%	+11.58%	-3.10	35 / 56
2019	-3.15%	+5.80%	-8.94	63 / 68
2018	-10.47%	-11.53%	+1.06	16 / 33
2017	+23.05%	+29.49%	-6.44	22 / 30
2016	-2.26%	-0.10%	-2.16	22 / 30

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.19%

152 windows

min -38.6% · max 75.9%

63% positive

3-Year rolling

+8.80%

128 windows

min -14.7% · max 24.1%

88% positive

5-Year rolling

+8.04%

103 windows

min -8.5% · max 21.2%

91% positive

7-Year rolling

+7.14%

79 windows

min 1.0% · max 10.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.34%

3-year · annualised

Sharpe ratio

0.13

vs risk-free 6.5%

Sortino ratio

0.17

Downside-only deviation

Max drawdown

-26.10%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹85.5390	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹58.6919	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹16.7500	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹17.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹49.6510	3 Jun 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹80.8500	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹224.7300	3 Jun 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹31.2807	3 Jun 2026
Mirae Asset Flexi Cap Fund - Direct Plan - IDCW	Mirae Asset	₹16.1740	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹66.6106
2 Jun 2026	₹66.7081
1 Jun 2026	₹66.5484
29 May 2026	₹67.1366
27 May 2026	₹67.9643
26 May 2026	₹67.7379
25 May 2026	₹67.9636
22 May 2026	₹67.0427
21 May 2026	₹66.8011
20 May 2026	₹66.6749

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Franklin India Flexi Cap Fund - Direct - IDCW is ₹66.6106. It's a Flexi Cap Fund from Franklin India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Franklin India Flexi Cap Fund - Direct - IDCW has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin India Flexi Cap Fund - Direct - IDCW is managed by Franklin India. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Flexi Cap Fund - Direct - IDCW has delivered a absolute return of -10.94% — -20.37 pp behind the Flexi Cap Fund category average of 9.43%. The fund ranks #81 of 88 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Flexi Cap Fund - Direct - IDCW has delivered a CAGR of 7.24% — -2.81 pp behind the Flexi Cap Fund category average of 10.05%. The fund ranks #48 of 71 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Franklin India Flexi Cap Fund - Direct - IDCW has delivered a CAGR of 6.36% — -2.46 pp behind the Flexi Cap Fund category average of 8.82%. The fund ranks #21 of 34 in its category — the third (Q3) quartile.

₹1 lakh invested in Franklin India Flexi Cap Fund - Direct - IDCW exactly 10 years ago would be worth approximately ₹184,073 today — a multiplier of 1.84×, based on the 10-year CAGR of 6.29%. The category average over the same window would have grown ₹1 lakh to ₹234,455.

A ₹10,000 monthly SIP in Franklin India Flexi Cap Fund - Direct - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹637,646 today. That's an XIRR (money-weighted annualised return) of 2.40%.

A ₹10,000 monthly SIP for 10 years in Franklin India Flexi Cap Fund - Direct - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,671,891 (multiplier 1.39×). XIRR: 6.45%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Flexi Cap Fund - Direct - IDCW ranks #21 out of 34 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.82%; this fund delivered 6.36%.

The worst peak-to-trough decline Franklin India Flexi Cap Fund - Direct - IDCW has experienced over the last 5-year window is 26.10% — its NAV fell from a high on 23 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Flexi Cap Fund - Direct - IDCW averaged 8.04% (best 21.20%, worst -8.55%). 91% of rolling windows ended positive. The 5-year Sharpe ratio is 0.07 — weak risk-adjusted performance.

In calendar year 2025, Franklin India Flexi Cap Fund - Direct - IDCW returned -3.45% — lagging the Flexi Cap Fund category average of 1.97% by 5.42 pp. It ranked #36 of 43 in its category that year.

Franklin India Flexi Cap Fund - Direct - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Flexi Cap Fund - Direct - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.1%. 5-year CAGR: 6.36%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.