Should I invest in Franklin India Liquid Fund - Unclaimed Redemption Plan?

We don't give personal investment advice. Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 6.15%.

Franklin India

Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth

Latest NAV

₹17.6864

As of

3 Jun 2026

2,946 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-4.00%	+4.01	8 / 13	Q3
1W	+0.17%	-3.91%	+4.08	2 / 13	Q1
2W	+0.25%	-3.82%	+4.08	2 / 13	Q1
1M	+0.50%	-3.62%	+4.11	3 / 13	Q1
3M	+1.66%	-2.73%	+4.40	4 / 13	Q2
6M	+3.18%	-1.51%	+4.69	3 / 13	Q1
YTD	+2.67%	-0.95%	+3.62	5 / 13	Q2
1Y	+6.24%	+0.96%	+5.28	4 / 13	Q2
2Y	+6.80%	+3.28%	+3.53	3 / 13	Q1
3Y	+6.97%	+4.09%	+2.88	2 / 13	Q1
4Y	+6.81%	+4.17%	+2.64	2 / 12	Q1
5Y	+6.15%	+3.76%	+2.39	2 / 11	Q1
7Y	+5.72%	+5.57%	+0.15	2 / 5	Q2
10Y	—	—	—	—	—
Inception	+6.03%	+4.16%	+1.87	6 / 13	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.67%	+1.98%	+0.69	2 / 8
2025	+6.63%	+0.56%	+6.06	2 / 12
2024	+7.42%	+6.10%	+1.32	2 / 12
2023	+7.01%	+5.83%	+1.18	4 / 12
2022	+4.90%	+3.97%	+0.93	2 / 12
2021	+3.34%	+2.96%	+0.38	6 / 11
2020	+4.39%	+2.92%	+1.47	2 / 7
2019	+6.64%	+6.05%	+0.59	3 / 6
2018	+7.10%	+6.11%	+0.99	3 / 6
2017	+6.38%	+5.93%	+0.45	4 / 6
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.99%

107 windows

min 3.2% · max 7.5%

100% positive

3-Year rolling

+5.75%

83 windows

min 4.2% · max 7.1%

100% positive

5-Year rolling

+5.47%

58 windows

min 5.3% · max 6.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+5.77%

34 windows

min 5.7% · max 5.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.22%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.01%

Mar 2026 → Mar 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
Franklin India Liquid Fund - Unclaimed IDCW Investor Education Plan - Growth	Franklin India	₹10.0000	3 Jun 2026
HSBC Liquid Fund - Growth	HSBC	₹3,967.8162	3 Jun 2026
PGIM India Liquid Fund - Growth	PGIM India	₹359.2242	3 Jun 2026
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Growth Option	Sundaram	₹2,430.6722	3 Jun 2026
Union Liquid Fund - Growth Option	Union	₹2,654.9591	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹17.6864
2 Jun 2026	₹17.6840
1 Jun 2026	₹17.6816
31 May 2026	₹17.6769
29 May 2026	₹17.6705
28 May 2026	₹17.6638
26 May 2026	₹17.6567
25 May 2026	₹17.6545
24 May 2026	₹17.6521
22 May 2026	₹17.6460

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth is ₹17.6864. It's a Liquid Fund from Franklin India, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth has NAV history starting from 06 Sep 2016, a track record of about 9 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth is managed by Franklin India. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth has delivered a absolute return of 6.24% — +5.28 pp ahead of the Liquid Fund category average of 0.96%. The fund ranks #4 of 13 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth has delivered a CAGR of 6.97% — +2.88 pp ahead of the Liquid Fund category average of 4.09%. The fund ranks #2 of 13 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth has delivered a CAGR of 6.15% — +2.39 pp ahead of the Liquid Fund category average of 3.76%. The fund ranks #2 of 11 in its category — the top (Q1) quartile.

₹1 lakh invested in Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth exactly 5 years ago would be worth approximately ₹134,747 today — a multiplier of 1.35×, based on the 5-year CAGR of 6.15%. The category average over the same window would have grown ₹1 lakh to ₹120,255.

A ₹10,000 monthly SIP in Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹710,358 today. That's an XIRR (money-weighted annualised return) of 6.68%.

Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,047,202 — XIRR 6.20%.

On a 5-year basis, Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth ranks #2 out of 11 funds in the Liquid Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.76%; this fund delivered 6.15%.

The worst peak-to-trough decline Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth has experienced over the last 5-year window is 0.04% — its NAV fell from a high on 03 May 2022 to a low on 05 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth averaged 5.47% (best 6.15%, worst 5.25%). 100% of rolling windows ended positive.

In calendar year 2025, Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth returned 6.63% — beating the Liquid Fund category average of 0.56% by 6.06 pp. It ranked #2 of 12 in its category that year.

Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 6.15%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Liquid Fund

Recent NAVs

Frequently asked questions

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