Should I invest in PGIM India Liquid Fund?

We don't give personal investment advice. PGIM India Liquid Fund - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 6.05%.

PGIM India

PGIM India Liquid Fund - Growth

Latest NAV

₹359.2242

As of

3 Jun 2026

3,258 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-4.00%	+4.01	2 / 13	Q1
1W	+0.14%	-3.91%	+4.05	3 / 13	Q1
2W	+0.25%	-3.82%	+4.07	4 / 13	Q2
1M	+0.49%	-3.62%	+4.11	4 / 13	Q2
3M	+1.67%	-2.73%	+4.41	2 / 13	Q1
6M	+3.15%	-1.51%	+4.67	4 / 13	Q2
YTD	+2.65%	-0.95%	+3.60	6 / 13	Q2
1Y	+6.15%	+0.96%	+5.19	5 / 13	Q2
2Y	+6.70%	+3.28%	+3.42	4 / 13	Q2
3Y	+6.87%	+4.09%	+2.78	5 / 13	Q2
4Y	+6.71%	+4.17%	+2.54	4 / 12	Q2
5Y	+6.05%	+3.76%	+2.29	4 / 11	Q2
7Y	+5.61%	+5.57%	+0.04	4 / 5	Q4
10Y	+6.07%	+5.73%	+0.34	1 / 3	Q2
Inception	+6.13%	+4.16%	+1.97	3 / 13	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.65%	+1.98%	+0.68	3 / 8
2025	+6.50%	+0.56%	+5.93	3 / 12
2024	+7.28%	+6.10%	+1.18	9 / 12
2023	+7.00%	+5.83%	+1.16	6 / 12
2022	+4.79%	+3.97%	+0.82	9 / 12
2021	+3.26%	+2.96%	+0.29	8 / 11
2020	+4.17%	+2.92%	+1.25	4 / 7
2019	+6.70%	+6.05%	+0.65	1 / 6
2018	+7.42%	+6.11%	+1.31	1 / 6
2017	+6.67%	+5.93%	+0.73	1 / 6
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.04%

113 windows

min 3.2% · max 7.7%

100% positive

3-Year rolling

+5.81%

89 windows

min 4.0% · max 7.2%

100% positive

5-Year rolling

+5.48%

64 windows

min 5.2% · max 6.3%

100% positive

7-Year rolling

+5.74%

40 windows

min 5.6% · max 5.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.21%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Mar 2026 → Mar 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
Franklin India Liquid Fund - Unclaimed IDCW Investor Education Plan - Growth	Franklin India	₹10.0000	3 Jun 2026
HSBC Liquid Fund - Growth	HSBC	₹3,967.8162	3 Jun 2026
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Growth Option	Sundaram	₹2,430.6722	3 Jun 2026
Union Liquid Fund - Growth Option	Union	₹2,654.9591	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹359.2242
2 Jun 2026	₹359.1736
1 Jun 2026	₹359.1195
31 May 2026	₹359.0354
29 May 2026	₹358.9114
28 May 2026	₹358.7858
26 May 2026	₹358.6616
25 May 2026	₹358.6112
24 May 2026	₹358.5581
22 May 2026	₹358.4400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of PGIM India Liquid Fund - Growth is ₹359.2242. It's a Liquid Fund from PGIM India, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

PGIM India Liquid Fund - Growth has NAV history starting from 08 Mar 2016, a track record of about 10 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

PGIM India Liquid Fund - Growth is managed by PGIM India. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, PGIM India Liquid Fund - Growth has delivered a absolute return of 6.15% — +5.19 pp ahead of the Liquid Fund category average of 0.96%. The fund ranks #5 of 13 in its category — the second (Q2) quartile.

Over the trailing 3-year window, PGIM India Liquid Fund - Growth has delivered a CAGR of 6.87% — +2.78 pp ahead of the Liquid Fund category average of 4.09%. The fund ranks #5 of 13 in its category — the second (Q2) quartile.

Over the trailing 5-year window, PGIM India Liquid Fund - Growth has delivered a CAGR of 6.05% — +2.29 pp ahead of the Liquid Fund category average of 3.76%. The fund ranks #4 of 11 in its category — the second (Q2) quartile.

₹1 lakh invested in PGIM India Liquid Fund - Growth exactly 10 years ago would be worth approximately ₹180,337 today — a multiplier of 1.80×, based on the 10-year CAGR of 6.07%. The category average over the same window would have grown ₹1 lakh to ₹174,611.

A ₹10,000 monthly SIP in PGIM India Liquid Fund - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹708,690 today. That's an XIRR (money-weighted annualised return) of 6.59%.

A ₹10,000 monthly SIP for 10 years in PGIM India Liquid Fund - Growth = ₹1,200,000 invested. It would currently be worth ₹1,632,717 (multiplier 1.36×). XIRR: 6.00%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, PGIM India Liquid Fund - Growth ranks #4 out of 11 funds in the Liquid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.76%; this fund delivered 6.05%.

The worst peak-to-trough decline PGIM India Liquid Fund - Growth has experienced over the last 5-year window is 0.03% — its NAV fell from a high on 03 May 2022 to a low on 05 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, PGIM India Liquid Fund - Growth averaged 5.48% (best 6.27%, worst 5.17%). 100% of rolling windows ended positive.

In calendar year 2025, PGIM India Liquid Fund - Growth returned 6.50% — beating the Liquid Fund category average of 0.56% by 5.93 pp. It ranked #3 of 12 in its category that year.

PGIM India Liquid Fund - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. PGIM India Liquid Fund - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 6.05%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

PGIM India Liquid Fund - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Liquid Fund

Recent NAVs

Frequently asked questions

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