Should I invest in Nippon India Flexi Cap Fund?

We don't give personal investment advice. Nippon India Flexi Cap Fund - Direct Plan - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Nippon India

Nippon India Flexi Cap Fund - Direct Plan - IDCW Option

Latest NAV

₹17.0211

As of

3 Jun 2026

1,178 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	-0.75%	+0.81	42 / 105	Q2
1W	-1.67%	-1.81%	+0.14	74 / 104	Q3
2W	-0.09%	-1.11%	+1.03	55 / 104	Q3
1M	-1.69%	-1.16%	-0.52	83 / 104	Q4
3M	-0.69%	+1.00%	-1.69	64 / 103	Q3
6M	-5.38%	+1.92%	-7.29	69 / 100	Q3
YTD	-5.34%	-1.23%	-4.11	63 / 98	Q3
1Y	-0.91%	+9.43%	-10.34	58 / 88	Q3
2Y	+1.51%	+5.85%	-4.34	54 / 82	Q3
3Y	+13.86%	+10.05%	+3.81	20 / 71	Q2
4Y	+13.57%	+9.63%	+3.94	12 / 39	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+11.58%	+8.04%	+3.53	34 / 105	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.34%	-6.20%	+0.86	20 / 46
2025	+3.52%	+1.97%	+1.55	19 / 43
2024	+16.96%	+18.83%	-1.88	21 / 42
2023	+33.99%	+26.32%	+7.66	4 / 36
2022	+0.74%	-2.27%	+3.01	18 / 36
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.86%

47 windows

min -3.8% · max 44.3%

83% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+16.63%

22 windows

min 11.7% · max 20.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.23%

3-year · annualised

Sharpe ratio

0.53

vs risk-free 6.5%

Sortino ratio

0.82

Downside-only deviation

Max drawdown

-19.80%

Sep 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹85.5390	3 Jun 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹58.6919	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹16.7500	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹17.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹49.6510	3 Jun 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹80.8500	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹224.7300	3 Jun 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹31.2807	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹66.6106	3 Jun 2026
Mirae Asset Flexi Cap Fund - Direct Plan - IDCW	Mirae Asset	₹16.1740	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹17.0211
2 Jun 2026	₹17.0562
1 Jun 2026	₹17.0463
29 May 2026	₹17.2426
27 May 2026	₹17.4272
26 May 2026	₹17.3461
25 May 2026	₹17.3970
22 May 2026	₹17.2046
21 May 2026	₹17.1446
20 May 2026	₹17.1197

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Nippon India Flexi Cap Fund - Direct Plan - IDCW Option is ₹17.0211. It's a Flexi Cap Fund from Nippon India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Nippon India Flexi Cap Fund - Direct Plan - IDCW Option has NAV history starting from 18 Aug 2021, a track record of about 4 years 9 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Nippon India Flexi Cap Fund - Direct Plan - IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Flexi Cap Fund - Direct Plan - IDCW Option has delivered a absolute return of -0.91% — -10.34 pp behind the Flexi Cap Fund category average of 9.43%. The fund ranks #58 of 88 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Nippon India Flexi Cap Fund - Direct Plan - IDCW Option has delivered a CAGR of 13.86% — +3.81 pp ahead of the Flexi Cap Fund category average of 10.05%. The fund ranks #20 of 71 in its category — the second (Q2) quartile.

Nippon India Flexi Cap Fund - Direct Plan - IDCW Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Nippon India Flexi Cap Fund - Direct Plan - IDCW Option exactly 3 years ago would be worth approximately ₹147,623 today — a multiplier of 1.48×, based on the 3-year CAGR of 13.86%. The category average over the same window would have grown ₹1 lakh to ₹133,288.

A ₹10,000 monthly SIP in Nippon India Flexi Cap Fund - Direct Plan - IDCW Option over the last 3 years — total invested ₹360,000 — would be worth ₹388,102 today. That's an XIRR (money-weighted annualised return) of 4.94%.

Nippon India Flexi Cap Fund - Direct Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹388,102 — XIRR 4.94%.

On a 3-year basis, Nippon India Flexi Cap Fund - Direct Plan - IDCW Option ranks #20 out of 71 funds in the Flexi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.05%; this fund delivered 13.86%.

The worst peak-to-trough decline Nippon India Flexi Cap Fund - Direct Plan - IDCW Option has experienced over the last 3-year window is 19.80% — its NAV fell from a high on 23 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Nippon India Flexi Cap Fund - Direct Plan - IDCW Option averaged 16.63% (best 20.50%, worst 11.73%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.53 — reasonable risk-adjusted performance.

In calendar year 2025, Nippon India Flexi Cap Fund - Direct Plan - IDCW Option returned 3.52% — beating the Flexi Cap Fund category average of 1.97% by 1.55 pp. It ranked #19 of 43 in its category that year.

Nippon India Flexi Cap Fund - Direct Plan - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Nippon India Flexi Cap Fund - Direct Plan - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.