Should I invest in Aditya Birla Sun Life Flexi Cap Fund -DIRECT?

We don't give personal investment advice. Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.7%. 5-year CAGR: 6.24%.

Aditya Birla Sun Life

Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW

Latest NAV

₹224.7300

As of

3 Jun 2026

3,299 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.43%	-0.75%	+1.18	16 / 105	Q1
1W	-1.09%	-1.81%	+0.72	54 / 104	Q3
2W	+0.62%	-1.11%	+1.74	28 / 104	Q2
1M	+0.04%	-1.16%	+1.20	46 / 104	Q2
3M	+0.91%	+1.00%	-0.10	54 / 103	Q3
6M	-1.78%	+1.92%	-3.69	50 / 100	Q2
YTD	-2.80%	-1.23%	-1.57	54 / 98	Q3
1Y	-1.29%	+9.43%	-10.72	61 / 88	Q3
2Y	+1.38%	+5.85%	-4.46	55 / 82	Q3
3Y	+9.19%	+10.05%	-0.86	42 / 71	Q3
4Y	+8.65%	+9.63%	-0.98	25 / 39	Q3
5Y	+6.24%	+8.82%	-2.58	24 / 34	Q3
7Y	+8.44%	+10.71%	-2.26	17 / 27	Q3
10Y	+8.63%	+8.89%	-0.27	8 / 17	Q2
Inception	+9.43%	+8.04%	+1.38	47 / 105	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.80%	-6.20%	+3.41	13 / 46
2025	+4.98%	+1.97%	+3.01	15 / 43
2024	+11.10%	+18.83%	-7.74	36 / 42
2023	+17.67%	+26.32%	-8.65	33 / 36
2022	-6.16%	-2.27%	-3.89	28 / 36
2021	+23.32%	+23.11%	+0.20	31 / 50
2020	+17.15%	+11.58%	+5.57	10 / 56
2019	+1.78%	+5.80%	-4.01	50 / 68
2018	-10.01%	-11.53%	+1.52	13 / 33
2017	+21.33%	+29.49%	-8.16	26 / 30
2016	+15.95%	-0.10%	+16.04	1 / 30

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.09%

152 windows

min -34.8% · max 81.9%

67% positive

3-Year rolling

+9.69%

127 windows

min -13.3% · max 24.9%

92% positive

5-Year rolling

+9.14%

103 windows

min -5.0% · max 18.4%

98% positive

7-Year rolling

+8.43%

79 windows

min 4.6% · max 11.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.14%

3-year · annualised

Sharpe ratio

0.24

vs risk-free 6.5%

Sortino ratio

0.35

Downside-only deviation

Max drawdown

-22.69%

Sep 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹85.5390	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹58.6919	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹16.7500	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹17.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹49.6510	3 Jun 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹80.8500	3 Jun 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹31.2807	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹66.6106	3 Jun 2026
Mirae Asset Flexi Cap Fund - Direct Plan - IDCW	Mirae Asset	₹16.1740	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹224.7300
2 Jun 2026	₹225.0400
1 Jun 2026	₹224.0800
29 May 2026	₹226.2700
27 May 2026	₹228.1400
26 May 2026	₹227.5300
25 May 2026	₹227.5700
22 May 2026	₹225.1700
21 May 2026	₹224.4800
20 May 2026	₹224.2400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW is ₹224.7300. It's a Flexi Cap Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW has delivered a absolute return of -1.29% — -10.72 pp behind the Flexi Cap Fund category average of 9.43%. The fund ranks #61 of 88 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW has delivered a CAGR of 9.19% — -0.86 pp behind the Flexi Cap Fund category average of 10.05%. The fund ranks #42 of 71 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW has delivered a CAGR of 6.24% — -2.58 pp behind the Flexi Cap Fund category average of 8.82%. The fund ranks #24 of 34 in its category — the third (Q3) quartile.

₹1 lakh invested in Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW exactly 10 years ago would be worth approximately ₹228,746 today — a multiplier of 2.29×, based on the 10-year CAGR of 8.63%. The category average over the same window would have grown ₹1 lakh to ₹234,455.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹694,160 today. That's an XIRR (money-weighted annualised return) of 5.76%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,793,739 (multiplier 1.49×). XIRR: 7.79%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW ranks #24 out of 34 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.82%; this fund delivered 6.24%.

The worst peak-to-trough decline Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW has experienced over the last 5-year window is 24.66% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW averaged 9.14% (best 18.38%, worst -5.01%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is 0.05 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW returned 4.98% — beating the Flexi Cap Fund category average of 1.97% by 3.01 pp. It ranked #15 of 43 in its category that year.

Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.7%. 5-year CAGR: 6.24%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.