Should I invest in Motilal Oswal Flexi Cap Fund Direct?

We don't give personal investment advice. Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.6%. 5-year CAGR: 5.72%.

Motilal Oswal

Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment

Latest NAV

₹33.4858

As of

17 Jul 2026

3,006 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.16%	-0.75%	+0.91	33 / 105	Q2
1W	+1.30%	-1.14%	+2.44	5 / 104	Q1
2W	+3.17%	-1.11%	+4.28	1 / 104	Q1
1M	+4.38%	-0.05%	+4.43	6 / 104	Q1
3M	+7.06%	+3.22%	+3.84	27 / 103	Q2
6M	-5.31%	+4.88%	-10.19	79 / 100	Q4
YTD	-6.24%	+0.89%	-7.13	75 / 98	Q4
1Y	-9.43%	+10.06%	-19.49	81 / 88	Q4
2Y	-2.98%	+5.19%	-8.18	66 / 82	Q4
3Y	+11.18%	+9.89%	+1.29	35 / 73	Q2
4Y	+11.37%	+10.57%	+0.80	23 / 43	Q3
5Y	+5.72%	+9.11%	-3.39	29 / 36	Q4
7Y	+5.14%	+12.20%	-7.06	27 / 27	Q4
10Y	+5.76%	+8.87%	-3.11	15 / 17	Q4
Inception	+10.44%	+8.47%	+1.96	44 / 105	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.24%	-1.68%	-4.56	31 / 46
2025	-11.47%	+1.97%	-13.43	43 / 43
2024	+37.17%	+18.83%	+18.34	1 / 42
2023	+22.22%	+26.32%	-4.10	28 / 36
2022	-8.78%	-2.27%	-6.52	29 / 36
2021	-2.35%	+23.11%	-25.47	49 / 50
2020	+4.64%	+11.58%	-6.94	43 / 56
2019	+4.09%	+5.80%	-1.71	45 / 68
2018	-12.60%	-11.53%	-1.06	21 / 33
2017	+41.47%	+29.49%	+11.98	4 / 30
2016	+7.79%	-0.10%	+7.89	3 / 30

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.24%

137 windows

min -28.8% · max 63.6%

63% positive

3-Year rolling

+8.05%

113 windows

min -10.2% · max 33.9%

80% positive

5-Year rolling

+5.64%

89 windows

min -4.3% · max 19.1%

80% positive

7-Year rolling

+5.35%

64 windows

min 2.6% · max 12.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.04%

3-year · annualised

Sharpe ratio

0.33

vs risk-free 6.5%

Sortino ratio

0.55

Downside-only deviation

Max drawdown

-31.61%

Dec 2024 → Mar 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹90.9250	17 Jul 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.9459	17 Jul 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹60.6918	17 Jul 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹17.8600	17 Jul 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹18.4500	17 Jul 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹51.9180	17 Jul 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹83.0629	17 Jul 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹235.7300	17 Jul 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹69.9344	17 Jul 2026
Mirae Asset Flexi Cap Fund - Direct Plan - IDCW	Mirae Asset	₹16.9450	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹33.4858
16 Jul 2026	₹33.4329
15 Jul 2026	₹33.5917
14 Jul 2026	₹33.1485
13 Jul 2026	₹33.1679
10 Jul 2026	₹33.0559
9 Jul 2026	₹32.6157
8 Jul 2026	₹31.8746
7 Jul 2026	₹32.2807
6 Jul 2026	₹32.5627

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment is ₹33.4858. It's a Flexi Cap Fund from Motilal Oswal, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment has NAV history starting from 29 Apr 2014, a track record of about 12 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment is managed by Motilal Oswal. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment has delivered a absolute return of -9.43% — -19.49 pp behind the Flexi Cap Fund category average of 10.06%. The fund ranks #81 of 88 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment has delivered a CAGR of 11.18% — +1.29 pp ahead of the Flexi Cap Fund category average of 9.89%. The fund ranks #35 of 73 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment has delivered a CAGR of 5.72% — -3.39 pp behind the Flexi Cap Fund category average of 9.11%. The fund ranks #29 of 36 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment exactly 10 years ago would be worth approximately ₹175,076 today — a multiplier of 1.75×, based on the 10-year CAGR of 5.76%. The category average over the same window would have grown ₹1 lakh to ₹233,919.

A ₹10,000 monthly SIP in Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment over the last 5 years — total invested ₹600,000 — would be worth ₹703,564 today. That's an XIRR (money-weighted annualised return) of 6.30%.

A ₹10,000 monthly SIP for 10 years in Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment = ₹1,200,000 invested. It would currently be worth ₹1,553,657 (multiplier 1.29×). XIRR: 5.05%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment ranks #29 out of 36 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.11%; this fund delivered 5.72%.

The worst peak-to-trough decline Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment has experienced over the last 5-year window is 31.61% — its NAV fell from a high on 16 Dec 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment averaged 5.64% (best 19.13%, worst -4.26%). 80% of rolling windows ended positive. The 5-year Sharpe ratio is 0.01 — weak risk-adjusted performance.

In calendar year 2025, Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment returned -11.47% — lagging the Flexi Cap Fund category average of 1.97% by 13.43 pp. It ranked #43 of 43 in its category that year.

Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.6%. 5-year CAGR: 5.72%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.