Should I invest in Motilal Oswal Flexi Cap Fund Direct?

We don't give personal investment advice. Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.6%. 5-year CAGR: 4.88%.

Motilal Oswal

Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment

Latest NAV

₹31.2807

As of

3 Jun 2026

2,975 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.93%	-0.75%	+1.68	2 / 105	Q1
1W	+0.14%	-1.81%	+1.95	21 / 104	Q1
2W	+2.66%	-1.11%	+3.77	3 / 104	Q1
1M	+2.45%	-1.16%	+3.61	12 / 104	Q1
3M	-4.71%	+1.00%	-5.71	85 / 103	Q4
6M	-14.41%	+1.92%	-16.33	92 / 100	Q4
YTD	-12.03%	-1.23%	-10.79	83 / 98	Q4
1Y	-10.70%	+9.43%	-20.14	79 / 88	Q4
2Y	-1.29%	+5.85%	-7.14	61 / 82	Q3
3Y	+10.92%	+10.05%	+0.87	36 / 71	Q3
4Y	+9.55%	+9.63%	-0.08	22 / 39	Q3
5Y	+4.88%	+8.82%	-3.94	27 / 34	Q4
7Y	+3.27%	+10.71%	-7.44	27 / 27	Q4
10Y	+5.57%	+8.89%	-3.32	15 / 17	Q4
Inception	+9.97%	+8.04%	+1.92	42 / 105	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-12.03%	-6.20%	-5.82	37 / 46
2025	-11.47%	+1.97%	-13.43	43 / 43
2024	+37.17%	+18.83%	+18.34	1 / 42
2023	+22.22%	+26.32%	-4.10	28 / 36
2022	-8.78%	-2.27%	-6.52	29 / 36
2021	-2.35%	+23.11%	-25.47	49 / 50
2020	+4.64%	+11.58%	-6.94	43 / 56
2019	+4.09%	+5.80%	-1.71	45 / 68
2018	-12.60%	-11.53%	-1.06	21 / 33
2017	+41.47%	+29.49%	+11.98	4 / 30
2016	+7.79%	-0.10%	+7.89	3 / 30

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.40%

136 windows

min -33.1% · max 65.4%

63% positive

3-Year rolling

+7.62%

111 windows

min -12.0% · max 31.9%

77% positive

5-Year rolling

+5.42%

87 windows

min -4.0% · max 18.0%

79% positive

7-Year rolling

+5.41%

63 windows

min 2.2% · max 13.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.04%

3-year · annualised

Sharpe ratio

0.31

vs risk-free 6.5%

Sortino ratio

0.43

Downside-only deviation

Max drawdown

-31.61%

Dec 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹85.5390	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹58.6919	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹16.7500	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹17.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹49.6510	3 Jun 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹80.8500	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹224.7300	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹66.6106	3 Jun 2026
Mirae Asset Flexi Cap Fund - Direct Plan - IDCW	Mirae Asset	₹16.1740	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹31.2807
2 Jun 2026	₹31.4192
1 Jun 2026	₹31.1310
29 May 2026	₹31.4718
27 May 2026	₹31.6742
26 May 2026	₹31.3762
25 May 2026	₹31.2458
22 May 2026	₹30.8766
21 May 2026	₹30.7902
20 May 2026	₹30.6913

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment is ₹31.2807. It's a Flexi Cap Fund from Motilal Oswal, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment has NAV history starting from 29 Apr 2014, a track record of about 12 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment is managed by Motilal Oswal. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment has delivered a absolute return of -10.70% — -20.14 pp behind the Flexi Cap Fund category average of 9.43%. The fund ranks #79 of 88 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment has delivered a CAGR of 10.92% — +0.87 pp ahead of the Flexi Cap Fund category average of 10.05%. The fund ranks #36 of 71 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment has delivered a CAGR of 4.88% — -3.94 pp behind the Flexi Cap Fund category average of 8.82%. The fund ranks #27 of 34 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment exactly 10 years ago would be worth approximately ₹171,946 today — a multiplier of 1.72×, based on the 10-year CAGR of 5.57%. The category average over the same window would have grown ₹1 lakh to ₹234,455.

A ₹10,000 monthly SIP in Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment over the last 5 years — total invested ₹600,000 — would be worth ₹667,245 today. That's an XIRR (money-weighted annualised return) of 4.19%.

A ₹10,000 monthly SIP for 10 years in Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment = ₹1,200,000 invested. It would currently be worth ₹1,472,060 (multiplier 1.23×). XIRR: 4.00%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment ranks #27 out of 34 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.82%; this fund delivered 4.88%.

The worst peak-to-trough decline Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment has experienced over the last 5-year window is 31.61% — its NAV fell from a high on 16 Dec 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment averaged 5.42% (best 17.99%, worst -3.97%). 79% of rolling windows ended positive. The 5-year Sharpe ratio is -0.00 — negative risk-adjusted performance.

In calendar year 2025, Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment returned -11.47% — lagging the Flexi Cap Fund category average of 1.97% by 13.43 pp. It ranked #43 of 43 in its category that year.

Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.6%. 5-year CAGR: 4.88%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.