Should I invest in Shriram Flexi Cap Fund - Direct Growth?

We don't give personal investment advice. Shriram Flexi Cap Fund - Direct Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.9%. 5-year CAGR: 9.67%.

Shriram

Shriram Flexi Cap Fund - Direct Growth

Latest NAV

₹21.9114

As of

3 Jun 2026

1,882 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.29%	+0.11%	+0.18	25 / 104	Q1
1W	-1.30%	-0.67%	-0.63	66 / 103	Q3
2W	+0.58%	+0.04%	+0.54	28 / 102	Q2
1M	-0.56%	+0.32%	-0.87	57 / 101	Q3
3M	-1.94%	+3.68%	-5.61	84 / 100	Q4
6M	-6.14%	+6.18%	-12.32	86 / 99	Q4
YTD	-6.41%	+2.47%	-8.88	88 / 99	Q4
1Y	-0.86%	+17.47%	-18.33	72 / 89	Q4
2Y	-5.51%	+10.45%	-15.96	83 / 84	Q4
3Y	+10.09%	+13.44%	-3.35	57 / 74	Q4
4Y	+10.87%	+14.31%	-3.45	29 / 38	Q4
5Y	+9.67%	+14.05%	-4.38	30 / 32	Q4
7Y	+10.36%	+14.35%	-4.00	22 / 23	Q4
10Y	—	—	—	—	—
Inception	+11.05%	+11.11%	-0.06	60 / 104	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.41%	-4.10%	-2.32	35 / 44
2025	-5.19%	+3.69%	-8.88	36 / 39
2024	+17.76%	+20.93%	-3.17	24 / 40
2023	+28.49%	+29.96%	-1.47	21 / 34
2022	+4.23%	+1.56%	+2.67	10 / 34
2021	+22.24%	+25.89%	-3.65	33 / 52
2020	+14.29%	+15.92%	-1.63	26 / 58
2019	+8.21%	+7.18%	+1.04	35 / 69
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.80%

82 windows

min -23.4% · max 59.5%

73% positive

3-Year rolling

+15.38%

57 windows

min 8.6% · max 23.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+15.72%

33 windows

min 9.7% · max 20.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+11.82%

9 windows

min 9.9% · max 12.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.56%

3-year · annualised

Sharpe ratio

0.28

vs risk-free 6.5%

Sortino ratio

0.40

Downside-only deviation

Max drawdown

-23.88%

Jul 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,115.5350	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹117.4238	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹19.8000	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹19.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹222.6510	3 Jun 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹118.9418	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,064.0200	3 Jun 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹63.2311	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,722.7007	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹21.9114
2 Jun 2026	₹21.9609
1 Jun 2026	₹21.8968
29 May 2026	₹22.0258
27 May 2026	₹22.2661
26 May 2026	₹22.2500
22 May 2026	₹21.9475
21 May 2026	₹21.8948
20 May 2026	₹21.8706
19 May 2026	₹21.8332

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Shriram Flexi Cap Fund - Direct Growth is ₹21.9114. It's a Flexi Cap Fund from Shriram, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Shriram Flexi Cap Fund - Direct Growth has NAV history starting from 08 Oct 2018, a track record of about 7 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Shriram Flexi Cap Fund - Direct Growth is managed by Shriram. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Shriram Flexi Cap Fund - Direct Growth has delivered a absolute return of -0.86% — -18.33 pp behind the Flexi Cap Fund category average of 17.47%. The fund ranks #72 of 89 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Shriram Flexi Cap Fund - Direct Growth has delivered a CAGR of 10.09% — -3.35 pp behind the Flexi Cap Fund category average of 13.44%. The fund ranks #57 of 74 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Shriram Flexi Cap Fund - Direct Growth has delivered a CAGR of 9.67% — -4.38 pp behind the Flexi Cap Fund category average of 14.05%. The fund ranks #30 of 32 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Shriram Flexi Cap Fund - Direct Growth exactly 5 years ago would be worth approximately ₹158,630 today — a multiplier of 1.59×, based on the 5-year CAGR of 9.67%. The category average over the same window would have grown ₹1 lakh to ₹192,952.

A ₹10,000 monthly SIP in Shriram Flexi Cap Fund - Direct Growth over the last 5 years — total invested ₹600,000 — would be worth ₹707,924 today. That's an XIRR (money-weighted annualised return) of 6.55%.

Shriram Flexi Cap Fund - Direct Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,192,798 — XIRR 9.85%.

On a 5-year basis, Shriram Flexi Cap Fund - Direct Growth ranks #30 out of 32 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.05%; this fund delivered 9.67%.

The worst peak-to-trough decline Shriram Flexi Cap Fund - Direct Growth has experienced over the last 5-year window is 23.88% — its NAV fell from a high on 15 Jul 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Shriram Flexi Cap Fund - Direct Growth averaged 15.72% (best 20.25%, worst 9.67%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.27 — weak risk-adjusted performance.

In calendar year 2025, Shriram Flexi Cap Fund - Direct Growth returned -5.19% — lagging the Flexi Cap Fund category average of 3.69% by 8.88 pp. It ranked #36 of 39 in its category that year.

Shriram Flexi Cap Fund - Direct Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Shriram Flexi Cap Fund - Direct Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.9%. 5-year CAGR: 9.67%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Shriram Flexi Cap Fund - Direct Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Flexi Cap Fund

Recent NAVs

Frequently asked questions

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