Should I invest in Shriram Flexi Cap Fund - Direct Growth?

We don't give personal investment advice. Shriram Flexi Cap Fund - Direct Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.9%. 5-year CAGR: 10.01%.

Shriram

Shriram Flexi Cap Fund - Direct Growth

Latest NAV

₹22.8338

As of

17 Jul 2026

1,913 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.40%	+0.10%	+0.30	15 / 104	Q1
1W	-0.20%	-0.02%	-0.18	76 / 103	Q3
2W	-0.01%	+0.10%	-0.11	68 / 102	Q3
1M	+1.45%	+1.52%	-0.07	57 / 101	Q3
3M	+2.30%	+5.34%	-3.04	67 / 100	Q3
6M	-1.13%	+9.00%	-10.13	81 / 99	Q4
YTD	-2.69%	+4.61%	-7.30	85 / 99	Q4
1Y	-0.94%	+18.02%	-18.96	79 / 90	Q4
2Y	-6.47%	+9.96%	-16.43	83 / 84	Q4
3Y	+9.26%	+13.26%	-4.00	62 / 76	Q4
4Y	+11.54%	+15.27%	-3.73	31 / 41	Q4
5Y	+10.01%	+14.07%	-4.07	31 / 34	Q4
7Y	+11.83%	+15.95%	-4.12	22 / 23	Q4
10Y	—	—	—	—	—
Inception	+11.42%	+11.59%	-0.17	60 / 104	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.69%	+0.72%	-3.41	37 / 44
2025	-5.19%	+3.69%	-8.88	36 / 39
2024	+17.76%	+20.93%	-3.17	24 / 40
2023	+28.49%	+29.96%	-1.47	21 / 34
2022	+4.23%	+1.56%	+2.67	10 / 34
2021	+22.24%	+25.89%	-3.65	33 / 52
2020	+14.29%	+15.92%	-1.63	26 / 58
2019	+8.21%	+7.18%	+1.04	35 / 69
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.00%

83 windows

min -20.0% · max 48.1%

77% positive

3-Year rolling

+15.73%

59 windows

min 9.3% · max 24.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+15.67%

34 windows

min 9.9% · max 21.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+11.90%

10 windows

min 10.2% · max 13.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.62%

3-year · annualised

Sharpe ratio

0.23

vs risk-free 6.5%

Sortino ratio

0.35

Downside-only deviation

Max drawdown

-23.88%

Jul 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,248.7410	17 Jul 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.9459	17 Jul 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹121.4251	17 Jul 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹21.1200	17 Jul 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹20.6200	17 Jul 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹232.8250	17 Jul 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹122.1976	17 Jul 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,165.0600	17 Jul 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹67.6885	17 Jul 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,808.6718	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹22.8338
16 Jul 2026	₹22.7424
15 Jul 2026	₹22.7922
14 Jul 2026	₹22.7603
13 Jul 2026	₹22.9174
10 Jul 2026	₹22.8792
9 Jul 2026	₹22.6433
8 Jul 2026	₹22.4365
7 Jul 2026	₹22.8823
6 Jul 2026	₹22.9322

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Shriram Flexi Cap Fund - Direct Growth is ₹22.8338. It's a Flexi Cap Fund from Shriram, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Shriram Flexi Cap Fund - Direct Growth has NAV history starting from 08 Oct 2018, a track record of about 7 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Shriram Flexi Cap Fund - Direct Growth is managed by Shriram. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Shriram Flexi Cap Fund - Direct Growth has delivered a absolute return of -0.94% — -18.96 pp behind the Flexi Cap Fund category average of 18.02%. The fund ranks #79 of 90 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Shriram Flexi Cap Fund - Direct Growth has delivered a CAGR of 9.26% — -4 pp behind the Flexi Cap Fund category average of 13.26%. The fund ranks #62 of 76 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Shriram Flexi Cap Fund - Direct Growth has delivered a CAGR of 10.01% — -4.07 pp behind the Flexi Cap Fund category average of 14.07%. The fund ranks #31 of 34 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Shriram Flexi Cap Fund - Direct Growth exactly 5 years ago would be worth approximately ₹161,088 today — a multiplier of 1.61×, based on the 5-year CAGR of 10.01%. The category average over the same window would have grown ₹1 lakh to ₹193,154.

A ₹10,000 monthly SIP in Shriram Flexi Cap Fund - Direct Growth over the last 5 years — total invested ₹600,000 — would be worth ₹725,526 today. That's an XIRR (money-weighted annualised return) of 7.53%.

Shriram Flexi Cap Fund - Direct Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,224,121 — XIRR 10.57%.

On a 5-year basis, Shriram Flexi Cap Fund - Direct Growth ranks #31 out of 34 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.07%; this fund delivered 10.01%.

The worst peak-to-trough decline Shriram Flexi Cap Fund - Direct Growth has experienced over the last 5-year window is 23.88% — its NAV fell from a high on 15 Jul 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Shriram Flexi Cap Fund - Direct Growth averaged 15.67% (best 21.43%, worst 9.87%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.26 — weak risk-adjusted performance.

In calendar year 2025, Shriram Flexi Cap Fund - Direct Growth returned -5.19% — lagging the Flexi Cap Fund category average of 3.69% by 8.88 pp. It ranked #36 of 39 in its category that year.

Shriram Flexi Cap Fund - Direct Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Shriram Flexi Cap Fund - Direct Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.9%. 5-year CAGR: 10.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Shriram Flexi Cap Fund - Direct Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Flexi Cap Fund

Recent NAVs

Frequently asked questions

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