Should I invest in WhiteOak Capital Flexi Cap Fund Direct Plan?

We don't give personal investment advice. WhiteOak Capital Flexi Cap Fund Direct Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

WhiteOak Capital

WhiteOak Capital Flexi Cap Fund Direct Plan-Growth

Latest NAV

₹17.8230

As of

3 Jun 2026

940 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.41%	+0.11%	+0.30	17 / 104	Q1
1W	-1.34%	-0.67%	-0.67	68 / 103	Q3
2W	+0.28%	+0.04%	+0.24	42 / 102	Q2
1M	-0.51%	+0.32%	-0.83	56 / 101	Q3
3M	+0.63%	+3.68%	-3.05	62 / 100	Q3
6M	-5.56%	+6.18%	-11.73	82 / 99	Q4
YTD	-4.49%	+2.47%	-6.96	72 / 99	Q3
1Y	+1.01%	+17.47%	-16.46	63 / 89	Q3
2Y	+7.06%	+10.45%	-3.39	46 / 84	Q3
3Y	+17.03%	+13.44%	+3.59	17 / 74	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+16.25%	+11.11%	+5.14	17 / 104	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.49%	-4.10%	-0.39	20 / 44
2025	+5.24%	+3.69%	+1.55	19 / 39
2024	+25.32%	+20.93%	+4.39	11 / 40
2023	+32.83%	+29.96%	+2.86	9 / 34
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.99%

35 windows

min 1.0% · max 44.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+19.78%

11 windows

min 17.0% · max 21.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.22%

3-year · annualised

Sharpe ratio

0.77

vs risk-free 6.5%

Sortino ratio

1.23

Downside-only deviation

Max drawdown

-15.59%

Dec 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,115.5350	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹117.4238	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹19.8000	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹19.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹222.6510	3 Jun 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹118.9418	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,064.0200	3 Jun 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹63.2311	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,722.7007	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹17.8230
2 Jun 2026	₹17.8340
1 Jun 2026	₹17.7620
29 May 2026	₹17.9080
27 May 2026	₹18.0680
26 May 2026	₹18.0770
25 May 2026	₹18.0850
22 May 2026	₹17.8950
21 May 2026	₹17.8390
20 May 2026	₹17.8030

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of WhiteOak Capital Flexi Cap Fund Direct Plan-Growth is ₹17.8230. It's a Flexi Cap Fund from WhiteOak Capital, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

WhiteOak Capital Flexi Cap Fund Direct Plan-Growth has NAV history starting from 03 Aug 2022, a track record of about 3 years 10 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

WhiteOak Capital Flexi Cap Fund Direct Plan-Growth is managed by WhiteOak Capital. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, WhiteOak Capital Flexi Cap Fund Direct Plan-Growth has delivered a absolute return of 1.01% — -16.46 pp behind the Flexi Cap Fund category average of 17.47%. The fund ranks #63 of 89 in its category — the third (Q3) quartile.

Over the trailing 3-year window, WhiteOak Capital Flexi Cap Fund Direct Plan-Growth has delivered a CAGR of 17.03% — +3.59 pp ahead of the Flexi Cap Fund category average of 13.44%. The fund ranks #17 of 74 in its category — the top (Q1) quartile.

WhiteOak Capital Flexi Cap Fund Direct Plan-Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in WhiteOak Capital Flexi Cap Fund Direct Plan-Growth exactly 3 years ago would be worth approximately ₹160,291 today — a multiplier of 1.60×, based on the 3-year CAGR of 17.03%. The category average over the same window would have grown ₹1 lakh to ₹145,991.

A ₹10,000 monthly SIP in WhiteOak Capital Flexi Cap Fund Direct Plan-Growth over the last 3 years — total invested ₹360,000 — would be worth ₹409,934 today. That's an XIRR (money-weighted annualised return) of 8.61%.

WhiteOak Capital Flexi Cap Fund Direct Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹409,934 — XIRR 8.61%.

On a 3-year basis, WhiteOak Capital Flexi Cap Fund Direct Plan-Growth ranks #17 out of 74 funds in the Flexi Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 13.44%; this fund delivered 17.03%.

The worst peak-to-trough decline WhiteOak Capital Flexi Cap Fund Direct Plan-Growth has experienced over the last 3-year window is 15.59% — its NAV fell from a high on 16 Dec 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, WhiteOak Capital Flexi Cap Fund Direct Plan-Growth averaged 19.78% (best 21.53%, worst 17.03%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.77 — reasonable risk-adjusted performance.

In calendar year 2025, WhiteOak Capital Flexi Cap Fund Direct Plan-Growth returned 5.24% — beating the Flexi Cap Fund category average of 3.69% by 1.55 pp. It ranked #19 of 39 in its category that year.

WhiteOak Capital Flexi Cap Fund Direct Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. WhiteOak Capital Flexi Cap Fund Direct Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.