WhiteOak Capital
WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW)
Latest NAV
₹1,001.9025
As of
3 Jun 2026
2,076 NAV records on file
Category
Liquid Fund
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
145969
ISIN (Growth)
—
ISIN (Dividend)
INF03VN01019
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Period
No matches.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.00% | 0.00% | +0.00 | 124 / 139 | Q4 |
| 1W | +0.00% | +0.04% | -0.04 | 121 / 138 | Q4 |
| 2W | +0.00% | +0.05% | -0.05 | 100 / 138 | Q3 |
| 1M | +0.00% | +0.11% | -0.11 | 101 / 138 | Q3 |
| 3M | +0.03% | +0.30% | -0.27 | 72 / 138 | Q3 |
| 6M | +0.03% | +0.41% | -0.38 | 70 / 135 | Q3 |
| YTD | +0.03% | +0.39% | -0.36 | 64 / 135 | Q2 |
| 1Y | +0.03% | +1.00% | -0.97 | 55 / 128 | Q2 |
| 2Y | +0.05% | +1.19% | -1.14 | 49 / 127 | Q2 |
| 3Y | +0.03% | +1.40% | -1.37 | 49 / 122 | Q2 |
| 4Y | +0.02% | +1.28% | -1.26 | 52 / 114 | Q2 |
| 5Y | +0.02% | +1.19% | -1.18 | 52 / 113 | Q2 |
| 7Y | +0.02% | +0.84% | -0.82 | 33 / 107 | Q2 |
| 10Y | — | — | — | — | — |
| Inception | +0.02% | +1.24% | -1.22 | 85 / 139 | Q3 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | +0.03% | +0.25% | -0.22 | 51 / 120 |
| 2025 | +0.06% | +1.10% | -1.04 | 41 / 115 |
| 2024 | +0.00% | +1.42% | -1.42 | 63 / 118 |
| 2023 | +0.00% | +1.63% | -1.62 | 61 / 112 |
| 2022 | +0.00% | +1.11% | -1.11 | 86 / 116 |
| 2021 | +0.00% | +0.45% | -0.45 | 48 / 107 |
| 2020 | +0.02% | +0.35% | -0.33 | 28 / 110 |
| 2019 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+0.01%
78 windows
min 0.0% · max 0.1%
99% positive
3-Year rolling
+0.01%
54 windows
min 0.0% · max 0.0%
100% positive
Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.
5-Year rolling
+0.01%
30 windows
min 0.0% · max 0.0%
100% positive
Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.
7-Year rolling
+0.02%
5 windows
min 0.0% · max 0.0%
100% positive
Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
0.03%
3-year · annualised
Sharpe ratio
—
vs risk-free 6.5%
Sortino ratio
—
Downside-only deviation
Max drawdown
-0.06%
Mar 2024 → Apr 2024
% positive months
69.4%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Liquid Fund
Recent NAVs
| Date | NAV |
|---|---|
| 3 Jun 2026 | ₹1,001.9025 |
| 2 Jun 2026 | ₹1,001.9025 |
| 1 Jun 2026 | ₹1,001.9025 |
| 31 May 2026 | ₹1,001.9025 |
| 29 May 2026 | ₹1,001.9025 |
| 28 May 2026 | ₹1,001.9025 |
| 26 May 2026 | ₹1,001.9025 |
| 25 May 2026 | ₹1,001.9025 |
| 24 May 2026 | ₹1,001.9025 |
| 21 May 2026 | ₹1,001.9025 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
As of 03 Jun 2026, the NAV of WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) is ₹1,001.9025. It's a Liquid Fund from WhiteOak Capital, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.
WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) has NAV history starting from 17 Jan 2019, a track record of about 7 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.
WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) is managed by WhiteOak Capital. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) has delivered a absolute return of 0.03% — -0.97 pp behind the Liquid Fund category average of 1.00%. The fund ranks #55 of 128 in its category — the second (Q2) quartile.
Over the trailing 3-year window, WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) has delivered a CAGR of 0.03% — -1.37 pp behind the Liquid Fund category average of 1.40%. The fund ranks #49 of 122 in its category — the second (Q2) quartile.
Over the trailing 5-year window, WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) has delivered a CAGR of 0.02% — -1.18 pp behind the Liquid Fund category average of 1.19%. The fund ranks #52 of 113 in its category — the second (Q2) quartile.
₹1 lakh invested in WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) exactly 5 years ago would be worth approximately ₹100,096 today — a multiplier of 1.00×, based on the 5-year CAGR of 0.02%. The category average over the same window would have grown ₹1 lakh to ₹106,116.
A ₹10,000 monthly SIP in WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) over the last 5 years — total invested ₹600,000 — would be worth ₹600,468 today. That's an XIRR (money-weighted annualised return) of 0.03%.
WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹840,720 — XIRR 0.02%.
On a 5-year basis, WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) ranks #52 out of 113 funds in the Liquid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 1.19%; this fund delivered 0.02%.
The worst peak-to-trough decline WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) has experienced over the last 5-year window is 0.06% — its NAV fell from a high on 31 Mar 2024 to a low on 01 Apr 2024. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) averaged 0.01% (best 0.02%, worst 0.00%). 100% of rolling windows ended positive.
In calendar year 2025, WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) returned 0.06% — lagging the Liquid Fund category average of 1.10% by 1.04 pp. It ranked #41 of 115 in its category that year.
WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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