Should I invest in Tata Flexi Cap Fund?

We don't give personal investment advice. Tata Flexi Cap Fund-Direct Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.1%. 5-year CAGR: 11.49%.

Tata

Tata Flexi Cap Fund-Direct Plan-Growth

Latest NAV

₹25.8319

As of

3 Jun 2026

1,900 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.15%	+0.11%	+0.04	30 / 104	Q2
1W	-2.04%	-0.67%	-1.37	96 / 103	Q4
2W	-0.78%	+0.04%	-0.82	85 / 102	Q4
1M	-1.62%	+0.32%	-1.93	84 / 101	Q4
3M	-3.00%	+3.68%	-6.68	90 / 100	Q4
6M	-6.55%	+6.18%	-12.72	90 / 99	Q4
YTD	-7.09%	+2.47%	-9.56	92 / 99	Q4
1Y	-2.13%	+17.47%	-19.60	80 / 89	Q4
2Y	+4.87%	+10.45%	-5.58	59 / 84	Q3
3Y	+13.63%	+13.44%	+0.19	38 / 74	Q3
4Y	+13.07%	+14.31%	-1.25	23 / 38	Q3
5Y	+11.49%	+14.05%	-2.55	24 / 32	Q3
7Y	+13.33%	+14.35%	-1.02	14 / 23	Q3
10Y	—	—	—	—	—
Inception	+13.14%	+11.11%	+2.03	45 / 104	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.09%	-4.10%	-3.00	39 / 44
2025	+11.37%	+3.69%	+7.68	3 / 39
2024	+13.74%	+20.93%	-7.19	36 / 40
2023	+29.40%	+29.96%	-0.57	18 / 34
2022	-2.15%	+1.56%	-3.71	27 / 34
2021	+27.65%	+25.89%	+1.77	27 / 52
2020	+16.53%	+15.92%	+0.61	22 / 58
2019	+12.58%	+7.18%	+5.40	12 / 69
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.23%

83 windows

min -19.5% · max 65.2%

86% positive

3-Year rolling

+16.85%

58 windows

min 11.7% · max 23.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+17.19%

34 windows

min 11.5% · max 21.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+14.88%

10 windows

min 12.9% · max 16.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.40%

3-year · annualised

Sharpe ratio

0.57

vs risk-free 6.5%

Sortino ratio

0.93

Downside-only deviation

Max drawdown

-14.58%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,115.5350	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹117.4238	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹19.8000	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹19.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹222.6510	3 Jun 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹118.9418	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,064.0200	3 Jun 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹63.2311	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,722.7007	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹25.8319
2 Jun 2026	₹25.9486
1 Jun 2026	₹25.9098
29 May 2026	₹26.1999
27 May 2026	₹26.5101
26 May 2026	₹26.4891
25 May 2026	₹26.5358
22 May 2026	₹26.2663
21 May 2026	₹26.1761
20 May 2026	₹26.1353

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Tata Flexi Cap Fund-Direct Plan-Growth is ₹25.8319. It's a Flexi Cap Fund from Tata, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Flexi Cap Fund-Direct Plan-Growth has NAV history starting from 10 Sep 2018, a track record of about 7 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Flexi Cap Fund-Direct Plan-Growth is managed by Tata. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Flexi Cap Fund-Direct Plan-Growth has delivered a absolute return of -2.13% — -19.6 pp behind the Flexi Cap Fund category average of 17.47%. The fund ranks #80 of 89 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Flexi Cap Fund-Direct Plan-Growth has delivered a CAGR of 13.63% — +0.19 pp ahead of the Flexi Cap Fund category average of 13.44%. The fund ranks #38 of 74 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Tata Flexi Cap Fund-Direct Plan-Growth has delivered a CAGR of 11.49% — -2.55 pp behind the Flexi Cap Fund category average of 14.05%. The fund ranks #24 of 32 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Flexi Cap Fund-Direct Plan-Growth exactly 5 years ago would be worth approximately ₹172,287 today — a multiplier of 1.72×, based on the 5-year CAGR of 11.49%. The category average over the same window would have grown ₹1 lakh to ₹192,952.

A ₹10,000 monthly SIP in Tata Flexi Cap Fund-Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹771,433 today. That's an XIRR (money-weighted annualised return) of 9.98%.

Tata Flexi Cap Fund-Direct Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,320,082 — XIRR 12.68%.

On a 5-year basis, Tata Flexi Cap Fund-Direct Plan-Growth ranks #24 out of 32 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.05%; this fund delivered 11.49%.

The worst peak-to-trough decline Tata Flexi Cap Fund-Direct Plan-Growth has experienced over the last 5-year window is 18.08% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Flexi Cap Fund-Direct Plan-Growth averaged 17.19% (best 21.72%, worst 11.49%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.42 — weak risk-adjusted performance.

In calendar year 2025, Tata Flexi Cap Fund-Direct Plan-Growth returned 11.37% — beating the Flexi Cap Fund category average of 3.69% by 7.68 pp. It ranked #3 of 39 in its category that year.

Tata Flexi Cap Fund-Direct Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Flexi Cap Fund-Direct Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.1%. 5-year CAGR: 11.49%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata Flexi Cap Fund-Direct Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Flexi Cap Fund

Recent NAVs

Frequently asked questions

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