Should I invest in PGIM India Flexi Cap Fund?

We don't give personal investment advice. PGIM India Flexi Cap Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.6%. 5-year CAGR: 10.13%.

PGIM India

PGIM India Flexi Cap Fund - Direct Plan - Growth Option

Latest NAV

₹43.2800

As of

17 Jul 2026

2,799 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.42%	+0.10%	+0.32	14 / 104	Q1
1W	+0.09%	-0.02%	+0.12	46 / 103	Q2
2W	+0.46%	+0.10%	+0.37	32 / 102	Q2
1M	+1.74%	+1.52%	+0.22	49 / 101	Q2
3M	+3.74%	+5.34%	-1.60	54 / 100	Q3
6M	+1.48%	+9.00%	-7.52	69 / 99	Q3
YTD	-0.12%	+4.61%	-4.72	63 / 99	Q3
1Y	+1.50%	+18.02%	-16.52	71 / 90	Q4
2Y	+3.61%	+9.96%	-6.36	59 / 84	Q3
3Y	+10.61%	+13.26%	-2.65	56 / 76	Q3
4Y	+13.28%	+15.27%	-1.98	28 / 41	Q3
5Y	+10.13%	+14.07%	-3.95	30 / 34	Q4
7Y	+17.75%	+15.95%	+1.80	5 / 23	Q1
10Y	+15.20%	+14.34%	+0.86	5 / 18	Q2
Inception	+13.78%	+11.59%	+2.19	42 / 104	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.12%	+0.72%	-0.83	23 / 44
2025	+5.43%	+3.69%	+1.74	17 / 39
2024	+17.25%	+20.93%	-3.68	26 / 40
2023	+20.60%	+29.96%	-9.37	34 / 34
2022	-4.92%	+1.56%	-6.48	31 / 34
2021	+45.60%	+25.89%	+19.71	4 / 52
2020	+38.64%	+15.92%	+22.72	4 / 58
2019	+11.75%	+7.18%	+4.57	19 / 69
2018	-5.36%	-5.07%	-0.29	18 / 34
2017	+37.16%	+36.55%	+0.61	17 / 31
2016	-0.78%	+3.36%	-4.14	28 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.85%

127 windows

min -17.2% · max 86.3%

82% positive

3-Year rolling

+16.72%

102 windows

min -0.7% · max 37.5%

98% positive

5-Year rolling

+17.96%

78 windows

min 3.0% · max 29.3%

100% positive

7-Year rolling

+16.95%

54 windows

min 14.2% · max 19.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.76%

3-year · annualised

Sharpe ratio

0.35

vs risk-free 6.5%

Sortino ratio

0.59

Downside-only deviation

Max drawdown

-17.29%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,248.7410	17 Jul 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.9459	17 Jul 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹121.4251	17 Jul 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹21.1200	17 Jul 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹20.6200	17 Jul 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹232.8250	17 Jul 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹122.1976	17 Jul 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,165.0600	17 Jul 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹67.6885	17 Jul 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,808.6718	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹43.2800
16 Jul 2026	₹43.1000
15 Jul 2026	₹43.1900
14 Jul 2026	₹42.9900
13 Jul 2026	₹43.1800
10 Jul 2026	₹43.2400
9 Jul 2026	₹42.8500
8 Jul 2026	₹42.5300
7 Jul 2026	₹43.2000
6 Jul 2026	₹43.3000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of PGIM India Flexi Cap Fund - Direct Plan - Growth Option is ₹43.2800. It's a Flexi Cap Fund from PGIM India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

PGIM India Flexi Cap Fund - Direct Plan - Growth Option has NAV history starting from 09 Mar 2015, a track record of about 11 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

PGIM India Flexi Cap Fund - Direct Plan - Growth Option is managed by PGIM India. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, PGIM India Flexi Cap Fund - Direct Plan - Growth Option has delivered a absolute return of 1.50% — -16.52 pp behind the Flexi Cap Fund category average of 18.02%. The fund ranks #71 of 90 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, PGIM India Flexi Cap Fund - Direct Plan - Growth Option has delivered a CAGR of 10.61% — -2.65 pp behind the Flexi Cap Fund category average of 13.26%. The fund ranks #56 of 76 in its category — the third (Q3) quartile.

Over the trailing 5-year window, PGIM India Flexi Cap Fund - Direct Plan - Growth Option has delivered a CAGR of 10.13% — -3.95 pp behind the Flexi Cap Fund category average of 14.07%. The fund ranks #30 of 34 in its category — the bottom (Q4) quartile.

₹1 lakh invested in PGIM India Flexi Cap Fund - Direct Plan - Growth Option exactly 10 years ago would be worth approximately ₹411,797 today — a multiplier of 4.12×, based on the 10-year CAGR of 15.20%. The category average over the same window would have grown ₹1 lakh to ₹382,055.

A ₹10,000 monthly SIP in PGIM India Flexi Cap Fund - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹768,786 today. That's an XIRR (money-weighted annualised return) of 9.85%.

A ₹10,000 monthly SIP for 10 years in PGIM India Flexi Cap Fund - Direct Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,647,118 (multiplier 2.21×). XIRR: 15.11%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, PGIM India Flexi Cap Fund - Direct Plan - Growth Option ranks #30 out of 34 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.07%; this fund delivered 10.13%.

The worst peak-to-trough decline PGIM India Flexi Cap Fund - Direct Plan - Growth Option has experienced over the last 5-year window is 22.55% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, PGIM India Flexi Cap Fund - Direct Plan - Growth Option averaged 17.96% (best 29.33%, worst 3.00%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.29 — weak risk-adjusted performance.

In calendar year 2025, PGIM India Flexi Cap Fund - Direct Plan - Growth Option returned 5.43% — beating the Flexi Cap Fund category average of 3.69% by 1.74 pp. It ranked #17 of 39 in its category that year.

PGIM India Flexi Cap Fund - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. PGIM India Flexi Cap Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.6%. 5-year CAGR: 10.13%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.