Should I invest in ITI Focused Fund?

We don't give personal investment advice. ITI Focused Fund - Direct Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

ITI

ITI Focused Fund - Direct Plan - IDCW

Latest NAV

₹16.2298

As of

17 Jul 2026

754 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	+0.35%	-0.37	24 / 29	Q4
1W	+0.52%	-0.02%	+0.54	2 / 29	Q1
2W	+0.04%	+0.35%	-0.32	22 / 29	Q4
1M	+0.39%	+1.88%	-1.49	26 / 29	Q4
3M	+3.85%	+3.92%	-0.06	16 / 29	Q3
6M	-2.22%	-1.14%	-1.08	16 / 29	Q3
YTD	-2.47%	-2.65%	+0.19	14 / 29	Q2
1Y	+1.19%	-1.46%	+2.65	10 / 29	Q2
2Y	+3.45%	-0.81%	+4.25	5 / 29	Q1
3Y	+16.99%	+9.65%	+7.34	1 / 28	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+17.17%	+11.41%	+5.76	2 / 29	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.47%	-2.65%	+0.19	14 / 29
2025	+9.28%	+1.64%	+7.64	4 / 29
2024	+26.52%	+16.89%	+9.63	2 / 28
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.39%

26 windows

min 1.2% · max 51.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+17.23%

2 windows

min 17.0% · max 17.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.33%

3-year · annualised

Sharpe ratio

0.72

vs risk-free 6.5%

Sortino ratio

1.20

Downside-only deviation

Max drawdown

-18.83%

Jan 2026 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Focused Fund - IDCW Option - Direct Plan	HDFC	₹31.8880	17 Jul 2026
NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option	Nippon India	₹45.4917	17 Jul 2026
SBI Focused Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹108.5791	17 Jul 2026
ICICI Prudential Focused Equity Fund - Direct Plan - IDCW	ICICI Prudential	₹64.7800	17 Jul 2026
Invesco India Focused Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹23.1300	17 Jul 2026
Bandhan Focused Fund - Direct Plan - IDCW	Bandhan	₹33.7900	17 Jul 2026
quant Focused Fund - IDCW Option - Direct Plan	Quant	₹61.8201	17 Jul 2026
Aditya Birla Sun Life Focused Fund -Direct - IDCW	Aditya Birla Sun Life	₹59.6604	17 Jul 2026
Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹24.0610	17 Jul 2026
Franklin India Focused Equity Fund - Direct - IDCW	Franklin India	₹40.5792	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹16.2298
16 Jul 2026	₹16.2326
15 Jul 2026	₹16.2121
14 Jul 2026	₹16.0982
13 Jul 2026	₹16.1399
10 Jul 2026	₹16.1463
9 Jul 2026	₹15.9332
8 Jul 2026	₹15.8303
7 Jul 2026	₹16.1130
6 Jul 2026	₹16.2634

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ITI Focused Fund - Direct Plan - IDCW is ₹16.2298. It's a Focused Fund from ITI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ITI Focused Fund - Direct Plan - IDCW has NAV history starting from 21 Jun 2023, a track record of about 3 years. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

ITI Focused Fund - Direct Plan - IDCW is managed by ITI. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Focused Fund - Direct Plan - IDCW has delivered a absolute return of 1.19% — +2.65 pp ahead of the Focused Fund category average of -1.46%. The fund ranks #10 of 29 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ITI Focused Fund - Direct Plan - IDCW has delivered a CAGR of 16.99% — +7.34 pp ahead of the Focused Fund category average of 9.65%. The fund ranks #1 of 28 in its category — the top (Q1) quartile.

ITI Focused Fund - Direct Plan - IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in ITI Focused Fund - Direct Plan - IDCW exactly 3 years ago would be worth approximately ₹160,114 today — a multiplier of 1.60×, based on the 3-year CAGR of 16.99%. The category average over the same window would have grown ₹1 lakh to ₹131,837.

A ₹10,000 monthly SIP in ITI Focused Fund - Direct Plan - IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹419,711 today. That's an XIRR (money-weighted annualised return) of 10.22%.

ITI Focused Fund - Direct Plan - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹419,711 — XIRR 10.22%.

On a 3-year basis, ITI Focused Fund - Direct Plan - IDCW ranks #1 out of 28 funds in the Focused Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 9.65%; this fund delivered 16.99%.

The worst peak-to-trough decline ITI Focused Fund - Direct Plan - IDCW has experienced over the last 3-year window is 18.83% — its NAV fell from a high on 07 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, ITI Focused Fund - Direct Plan - IDCW averaged 17.23% (best 17.47%, worst 16.99%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.72 — reasonable risk-adjusted performance.

In calendar year 2025, ITI Focused Fund - Direct Plan - IDCW returned 9.28% — beating the Focused Fund category average of 1.64% by 7.64 pp. It ranked #4 of 29 in its category that year.

ITI Focused Fund - Direct Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ITI Focused Fund - Direct Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.