Should I invest in Franklin India Focused Equity Fund - Direct?

We don't give personal investment advice. Franklin India Focused Equity Fund - Direct - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.2%. 5-year CAGR: 3.07%.

Franklin India

Franklin India Focused Equity Fund - Direct - IDCW

Latest NAV

₹38.6908

As of

3 Jun 2026

3,301 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.54%	+0.16%	-0.69	28 / 29	Q4
1W	-2.46%	-1.72%	-0.74	28 / 29	Q4
2W	-1.63%	+0.08%	-1.71	28 / 29	Q4
1M	-3.13%	-0.57%	-2.56	29 / 29	Q4
3M	-5.18%	-1.41%	-3.77	26 / 29	Q4
6M	-11.42%	-6.75%	-4.67	23 / 29	Q4
YTD	-11.43%	-7.04%	-4.39	24 / 29	Q4
1Y	-13.63%	-2.89%	-10.75	27 / 29	Q4
2Y	-8.64%	+0.38%	-9.02	28 / 29	Q4
3Y	+1.94%	+10.13%	-8.19	27 / 28	Q4
4Y	+3.99%	+10.02%	-6.03	23 / 25	Q4
5Y	+3.07%	+8.83%	-5.76	19 / 22	Q4
7Y	+4.83%	+9.68%	-4.85	13 / 15	Q4
10Y	+5.33%	+9.17%	-3.84	10 / 13	Q4
Inception	+8.20%	+10.95%	-2.75	22 / 29	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.43%	-7.04%	-4.39	24 / 29
2025	-3.15%	+1.64%	-4.79	23 / 29
2024	+11.22%	+16.89%	-5.67	21 / 28
2023	+13.46%	+23.20%	-9.74	24 / 26
2022	+1.34%	-1.34%	+2.68	12 / 24
2021	+31.36%	+29.51%	+1.85	11 / 21
2020	+3.97%	+13.97%	-10.00	17 / 18
2019	+2.97%	+8.17%	-5.20	10 / 13
2018	-14.81%	-10.01%	-4.81	10 / 13
2017	+27.90%	+30.76%	-2.86	10 / 13
2016	-2.82%	+0.70%	-3.52	7 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.30%

152 windows

min -36.3% · max 90.5%

63% positive

3-Year rolling

+8.84%

128 windows

min -13.1% · max 29.8%

88% positive

5-Year rolling

+8.22%

103 windows

min -8.2% · max 18.5%

91% positive

7-Year rolling

+7.35%

79 windows

min 3.3% · max 11.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.49%

3-year · annualised

Sharpe ratio

-0.23

vs risk-free 6.5%

Sortino ratio

-0.31

Downside-only deviation

Max drawdown

-26.25%

Aug 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Focused Fund - IDCW Option - Direct Plan	HDFC	₹29.8120	3 Jun 2026
NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option	Nippon India	₹43.8442	3 Jun 2026
SBI Focused Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹104.9539	2 Jun 2026
ICICI Prudential Focused Equity Fund - Direct Plan - IDCW	ICICI Prudential	₹59.6800	3 Jun 2026
Invesco India Focused Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹20.9000	3 Jun 2026
Bandhan Focused Fund - Direct Plan - IDCW	Bandhan	₹32.5340	3 Jun 2026
quant Focused Fund - IDCW Option - Direct Plan	Quant	₹58.6219	3 Jun 2026
Aditya Birla Sun Life Focused Fund -Direct - IDCW	Aditya Birla Sun Life	₹56.5255	3 Jun 2026
Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹22.5878	3 Jun 2026
Mirae Asset Focused Fund Direct IDCW	Mirae Asset	₹23.4190	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹38.6908
2 Jun 2026	₹38.8994
1 Jun 2026	₹38.7614
29 May 2026	₹38.9870
27 May 2026	₹39.6658
26 May 2026	₹39.6610
25 May 2026	₹39.8290
22 May 2026	₹39.3964
21 May 2026	₹39.3181
20 May 2026	₹39.3332

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Franklin India Focused Equity Fund - Direct - IDCW is ₹38.6908. It's a Focused Fund from Franklin India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Franklin India Focused Equity Fund - Direct - IDCW has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin India Focused Equity Fund - Direct - IDCW is managed by Franklin India. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Focused Equity Fund - Direct - IDCW has delivered a absolute return of -13.63% — -10.75 pp behind the Focused Fund category average of -2.89%. The fund ranks #27 of 29 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Focused Equity Fund - Direct - IDCW has delivered a CAGR of 1.94% — -8.19 pp behind the Focused Fund category average of 10.13%. The fund ranks #27 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Franklin India Focused Equity Fund - Direct - IDCW has delivered a CAGR of 3.07% — -5.76 pp behind the Focused Fund category average of 8.83%. The fund ranks #19 of 22 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Franklin India Focused Equity Fund - Direct - IDCW exactly 10 years ago would be worth approximately ₹168,095 today — a multiplier of 1.68×, based on the 10-year CAGR of 5.33%. The category average over the same window would have grown ₹1 lakh to ₹240,404.

A ₹10,000 monthly SIP in Franklin India Focused Equity Fund - Direct - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹597,999 today. That's an XIRR (money-weighted annualised return) of -0.13%.

A ₹10,000 monthly SIP for 10 years in Franklin India Focused Equity Fund - Direct - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,540,987 (multiplier 1.28×). XIRR: 4.89%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Focused Equity Fund - Direct - IDCW ranks #19 out of 22 funds in the Focused Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.83%; this fund delivered 3.07%.

The worst peak-to-trough decline Franklin India Focused Equity Fund - Direct - IDCW has experienced over the last 5-year window is 26.25% — its NAV fell from a high on 23 Aug 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Focused Equity Fund - Direct - IDCW averaged 8.22% (best 18.51%, worst -8.20%). 91% of rolling windows ended positive. The 5-year Sharpe ratio is -0.16 — negative risk-adjusted performance.

In calendar year 2025, Franklin India Focused Equity Fund - Direct - IDCW returned -3.15% — lagging the Focused Fund category average of 1.64% by 4.79 pp. It ranked #23 of 29 in its category that year.

Franklin India Focused Equity Fund - Direct - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Focused Equity Fund - Direct - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.2%. 5-year CAGR: 3.07%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.