Should I invest in Motilal Oswal Focused Fund Direct?

We don't give personal investment advice. Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.1%. 5-year CAGR: 3.25%.

Motilal Oswal

Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment

Latest NAV

₹24.0610

As of

17 Jul 2026

3,241 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.19%	+0.35%	-0.54	27 / 29	Q4
1W	-0.37%	-0.02%	-0.35	23 / 29	Q4
2W	+1.07%	+0.35%	+0.71	4 / 29	Q1
1M	+3.44%	+1.88%	+1.56	4 / 29	Q1
3M	+12.08%	+3.92%	+8.16	2 / 29	Q1
6M	+6.41%	-1.14%	+7.55	3 / 29	Q1
YTD	+5.23%	-2.65%	+7.88	3 / 29	Q1
1Y	+5.13%	-1.46%	+6.59	6 / 29	Q1
2Y	-3.22%	-0.81%	-2.42	21 / 29	Q3
3Y	+4.99%	+9.65%	-4.66	22 / 28	Q4
4Y	+6.11%	+11.29%	-5.19	21 / 26	Q4
5Y	+3.25%	+9.28%	-6.03	21 / 23	Q4
7Y	+4.98%	+11.75%	-6.77	15 / 16	Q4
10Y	+4.99%	+9.22%	-4.22	13 / 13	Q4
Inception	+6.83%	+11.41%	-4.58	26 / 29	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+5.23%	-2.65%	+7.88	3 / 29
2025	-7.35%	+1.64%	-8.99	27 / 29
2024	+6.53%	+16.89%	-10.36	26 / 28
2023	+11.83%	+23.20%	-11.37	25 / 26
2022	-3.83%	-1.34%	-2.50	15 / 24
2021	-1.61%	+29.51%	-31.12	21 / 21
2020	+10.66%	+13.97%	-3.31	12 / 18
2019	+14.49%	+8.17%	+6.32	4 / 13
2018	-12.15%	-10.01%	-2.15	7 / 13
2017	+28.79%	+30.76%	-1.96	9 / 13
2016	-4.08%	+0.70%	-4.78	9 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.31%

149 windows

min -19.0% · max 50.8%

64% positive

3-Year rolling

+6.15%

125 windows

min -6.5% · max 20.2%

94% positive

5-Year rolling

+5.36%

100 windows

min -1.5% · max 15.8%

96% positive

7-Year rolling

+5.39%

76 windows

min 1.2% · max 12.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.34%

3-year · annualised

Sharpe ratio

-0.02

vs risk-free 6.5%

Sortino ratio

-0.02

Downside-only deviation

Max drawdown

-35.14%

Sep 2024 → Apr 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Focused Fund - IDCW Option - Direct Plan	HDFC	₹31.8880	17 Jul 2026
NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option	Nippon India	₹45.4917	17 Jul 2026
SBI Focused Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹108.5791	17 Jul 2026
ICICI Prudential Focused Equity Fund - Direct Plan - IDCW	ICICI Prudential	₹64.7800	17 Jul 2026
Invesco India Focused Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹23.1300	17 Jul 2026
Bandhan Focused Fund - Direct Plan - IDCW	Bandhan	₹33.7900	17 Jul 2026
quant Focused Fund - IDCW Option - Direct Plan	Quant	₹61.8201	17 Jul 2026
Aditya Birla Sun Life Focused Fund -Direct - IDCW	Aditya Birla Sun Life	₹59.6604	17 Jul 2026
Franklin India Focused Equity Fund - Direct - IDCW	Franklin India	₹40.5792	17 Jul 2026
Mirae Asset Focused Fund Direct IDCW	Mirae Asset	₹24.9030	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹24.0610
16 Jul 2026	₹24.1073
15 Jul 2026	₹24.1537
14 Jul 2026	₹23.9680
13 Jul 2026	₹24.1364
10 Jul 2026	₹24.1504
9 Jul 2026	₹23.9057
8 Jul 2026	₹23.5716
7 Jul 2026	₹23.9206
6 Jul 2026	₹23.9597

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment is ₹24.0610. It's a Focused Fund from Motilal Oswal, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment has NAV history starting from 15 May 2013, a track record of about 13 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment is managed by Motilal Oswal. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment has delivered a absolute return of 5.13% — +6.59 pp ahead of the Focused Fund category average of -1.46%. The fund ranks #6 of 29 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment has delivered a CAGR of 4.99% — -4.66 pp behind the Focused Fund category average of 9.65%. The fund ranks #22 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment has delivered a CAGR of 3.25% — -6.03 pp behind the Focused Fund category average of 9.28%. The fund ranks #21 of 23 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment exactly 10 years ago would be worth approximately ₹162,779 today — a multiplier of 1.63×, based on the 10-year CAGR of 4.99%. The category average over the same window would have grown ₹1 lakh to ₹241,463.

A ₹10,000 monthly SIP in Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment over the last 5 years — total invested ₹600,000 — would be worth ₹665,418 today. That's an XIRR (money-weighted annualised return) of 4.09%.

A ₹10,000 monthly SIP for 10 years in Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment = ₹1,200,000 invested. It would currently be worth ₹1,485,224 (multiplier 1.24×). XIRR: 4.18%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment ranks #21 out of 23 funds in the Focused Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.28%; this fund delivered 3.25%.

The worst peak-to-trough decline Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment has experienced over the last 5-year window is 35.14% — its NAV fell from a high on 13 Sep 2024 to a low on 07 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment averaged 5.36% (best 15.76%, worst -1.54%). 96% of rolling windows ended positive. The 5-year Sharpe ratio is -0.13 — negative risk-adjusted performance.

In calendar year 2025, Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment returned -7.35% — lagging the Focused Fund category average of 1.64% by 8.99 pp. It ranked #27 of 29 in its category that year.

Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.1%. 5-year CAGR: 3.25%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.