Should I invest in NIPPON INDIA FOCUSED FUND?

We don't give personal investment advice. NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.0%. 5-year CAGR: 5.29%.

Nippon India

NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option

Latest NAV

₹43.8442

As of

3 Jun 2026

3,299 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.34%	+0.16%	+0.18	9 / 29	Q2
1W	-1.12%	-1.72%	+0.59	6 / 29	Q1
2W	+0.67%	+0.08%	+0.60	5 / 29	Q1
1M	-0.50%	-0.57%	+0.07	13 / 29	Q2
3M	-0.15%	-1.41%	+1.26	9 / 29	Q2
6M	-11.30%	-6.75%	-4.55	22 / 29	Q4
YTD	-11.41%	-7.04%	-4.38	23 / 29	Q4
1Y	-7.10%	-2.89%	-4.21	20 / 29	Q3
2Y	-3.29%	+0.38%	-3.67	23 / 29	Q4
3Y	+5.30%	+10.13%	-4.83	22 / 28	Q4
4Y	+5.23%	+10.02%	-4.78	20 / 25	Q4
5Y	+5.29%	+8.83%	-3.54	17 / 22	Q4
7Y	+8.08%	+9.68%	-1.60	8 / 15	Q3
10Y	+7.15%	+9.17%	-2.02	9 / 13	Q3
Inception	+8.62%	+10.95%	-2.32	21 / 29	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.41%	-7.04%	-4.38	23 / 29
2025	+0.54%	+1.64%	-1.10	18 / 29
2024	+3.91%	+16.89%	-12.98	28 / 28
2023	+19.05%	+23.20%	-4.15	18 / 26
2022	+4.78%	-1.34%	+6.12	6 / 24
2021	+36.46%	+29.51%	+6.94	6 / 21
2020	+8.82%	+13.97%	-5.15	15 / 18
2019	-0.03%	+8.17%	-8.20	11 / 13
2018	-19.46%	-10.01%	-9.46	12 / 13
2017	+30.47%	+30.76%	-0.28	6 / 13
2016	-2.90%	+0.70%	-3.60	8 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.06%

152 windows

min -39.4% · max 108.9%

64% positive

3-Year rolling

+9.77%

127 windows

min -15.6% · max 29.6%

86% positive

5-Year rolling

+9.26%

103 windows

min -8.3% · max 20.7%

89% positive

7-Year rolling

+8.33%

79 windows

min 3.0% · max 13.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.39%

3-year · annualised

Sharpe ratio

0.00

vs risk-free 6.5%

Sortino ratio

0.00

Downside-only deviation

Max drawdown

-27.01%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Focused Fund - IDCW Option - Direct Plan	HDFC	₹29.8120	3 Jun 2026
SBI Focused Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹104.9539	2 Jun 2026
ICICI Prudential Focused Equity Fund - Direct Plan - IDCW	ICICI Prudential	₹59.6800	3 Jun 2026
Invesco India Focused Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹20.9000	3 Jun 2026
Bandhan Focused Fund - Direct Plan - IDCW	Bandhan	₹32.5340	3 Jun 2026
quant Focused Fund - IDCW Option - Direct Plan	Quant	₹58.6219	3 Jun 2026
Aditya Birla Sun Life Focused Fund -Direct - IDCW	Aditya Birla Sun Life	₹56.5255	3 Jun 2026
Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹22.5878	3 Jun 2026
Franklin India Focused Equity Fund - Direct - IDCW	Franklin India	₹38.6908	3 Jun 2026
Mirae Asset Focused Fund Direct IDCW	Mirae Asset	₹23.4190	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹43.8442
2 Jun 2026	₹43.9377
1 Jun 2026	₹43.7892
29 May 2026	₹44.1208
27 May 2026	₹44.5815
26 May 2026	₹44.4370
25 May 2026	₹44.6602
22 May 2026	₹44.2173
21 May 2026	₹44.0429
20 May 2026	₹43.8154

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option is ₹43.8442. It's a Focused Fund from Nippon India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option has NAV history starting from 03 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option has delivered a absolute return of -7.10% — -4.21 pp behind the Focused Fund category average of -2.89%. The fund ranks #20 of 29 in its category — the third (Q3) quartile.

Over the trailing 3-year window, NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option has delivered a CAGR of 5.30% — -4.83 pp behind the Focused Fund category average of 10.13%. The fund ranks #22 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option has delivered a CAGR of 5.29% — -3.54 pp behind the Focused Fund category average of 8.83%. The fund ranks #17 of 22 in its category — the bottom (Q4) quartile.

₹1 lakh invested in NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option exactly 10 years ago would be worth approximately ₹199,431 today — a multiplier of 1.99×, based on the 10-year CAGR of 7.15%. The category average over the same window would have grown ₹1 lakh to ₹240,404.

A ₹10,000 monthly SIP in NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹628,953 today. That's an XIRR (money-weighted annualised return) of 1.86%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,694,423 (multiplier 1.41×). XIRR: 6.71%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option ranks #17 out of 22 funds in the Focused Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.83%; this fund delivered 5.29%.

The worst peak-to-trough decline NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option has experienced over the last 5-year window is 27.01% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option averaged 9.26% (best 20.71%, worst -8.26%). 89% of rolling windows ended positive. The 5-year Sharpe ratio is 0.01 — weak risk-adjusted performance.

In calendar year 2025, NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option returned 0.54% — lagging the Focused Fund category average of 1.64% by 1.10 pp. It ranked #18 of 29 in its category that year.

NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.0%. 5-year CAGR: 5.29%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.