Should I invest in HDFC Focused Fund?

We don't give personal investment advice. HDFC Focused Fund - IDCW Option - Direct Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.6%. 5-year CAGR: 9.97%.

HDFC

HDFC Focused Fund - IDCW Option - Direct Plan

Latest NAV

₹29.8120

As of

3 Jun 2026

3,301 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.16%	+0.16%	+0.01	17 / 29	Q3
1W	-1.69%	-1.72%	+0.03	11 / 29	Q2
2W	-0.19%	+0.08%	-0.27	18 / 29	Q3
1M	-1.66%	-0.57%	-1.09	18 / 29	Q3
3M	-6.51%	-1.41%	-5.10	27 / 29	Q4
6M	-13.76%	-6.75%	-7.01	26 / 29	Q4
YTD	-14.13%	-7.04%	-7.09	26 / 29	Q4
1Y	-8.10%	-2.89%	-5.22	24 / 29	Q4
2Y	-1.37%	+0.38%	-1.75	20 / 29	Q3
3Y	+9.26%	+10.13%	-0.87	17 / 28	Q3
4Y	+10.12%	+10.02%	+0.10	15 / 25	Q3
5Y	+9.97%	+8.83%	+1.14	11 / 22	Q2
7Y	+6.90%	+9.68%	-2.78	10 / 15	Q3
10Y	+4.88%	+9.17%	-4.29	11 / 13	Q4
Inception	+3.52%	+10.95%	-7.43	27 / 29	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-14.13%	-7.04%	-7.09	26 / 29
2025	+3.81%	+1.64%	+2.18	11 / 29
2024	+16.01%	+16.89%	-0.88	14 / 28
2023	+19.83%	+23.20%	-3.37	17 / 26
2022	+8.98%	-1.34%	+10.31	2 / 24
2021	+28.11%	+29.51%	-1.40	14 / 21
2020	-6.93%	+13.97%	-20.91	18 / 18
2019	-6.99%	+8.17%	-15.15	13 / 13
2018	-21.90%	-10.01%	-11.89	13 / 13
2017	+25.98%	+30.76%	-4.77	11 / 13
2016	-9.01%	+0.70%	-9.71	13 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.65%

152 windows

min -41.5% · max 74.7%

63% positive

3-Year rolling

+5.56%

128 windows

min -19.6% · max 25.9%

70% positive

5-Year rolling

+4.38%

103 windows

min -12.0% · max 22.0%

66% positive

7-Year rolling

+3.01%

79 windows

min -4.3% · max 9.3%

75% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.98%

3-year · annualised

Sharpe ratio

0.24

vs risk-free 6.5%

Sortino ratio

0.34

Downside-only deviation

Max drawdown

-19.54%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option	Nippon India	₹43.8442	3 Jun 2026
SBI Focused Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹104.9539	2 Jun 2026
ICICI Prudential Focused Equity Fund - Direct Plan - IDCW	ICICI Prudential	₹59.6800	3 Jun 2026
Invesco India Focused Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹20.9000	3 Jun 2026
Bandhan Focused Fund - Direct Plan - IDCW	Bandhan	₹32.5340	3 Jun 2026
quant Focused Fund - IDCW Option - Direct Plan	Quant	₹58.6219	3 Jun 2026
Aditya Birla Sun Life Focused Fund -Direct - IDCW	Aditya Birla Sun Life	₹56.5255	3 Jun 2026
Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹22.5878	3 Jun 2026
Franklin India Focused Equity Fund - Direct - IDCW	Franklin India	₹38.6908	3 Jun 2026
Mirae Asset Focused Fund Direct IDCW	Mirae Asset	₹23.4190	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹29.8120
2 Jun 2026	₹29.8050
1 Jun 2026	₹29.7560
29 May 2026	₹29.9930
27 May 2026	₹30.3680
26 May 2026	₹30.3180
25 May 2026	₹30.4690
22 May 2026	₹30.0220
21 May 2026	₹29.8980
20 May 2026	₹29.8290

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Focused Fund - IDCW Option - Direct Plan is ₹29.8120. It's a Focused Fund from HDFC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Focused Fund - IDCW Option - Direct Plan has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Focused Fund - IDCW Option - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Focused Fund - IDCW Option - Direct Plan has delivered a absolute return of -8.10% — -5.22 pp behind the Focused Fund category average of -2.89%. The fund ranks #24 of 29 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Focused Fund - IDCW Option - Direct Plan has delivered a CAGR of 9.26% — -0.87 pp behind the Focused Fund category average of 10.13%. The fund ranks #17 of 28 in its category — the third (Q3) quartile.

Over the trailing 5-year window, HDFC Focused Fund - IDCW Option - Direct Plan has delivered a CAGR of 9.97% — +1.14 pp ahead of the Focused Fund category average of 8.83%. The fund ranks #11 of 22 in its category — the second (Q2) quartile.

₹1 lakh invested in HDFC Focused Fund - IDCW Option - Direct Plan exactly 10 years ago would be worth approximately ₹161,013 today — a multiplier of 1.61×, based on the 10-year CAGR of 4.88%. The category average over the same window would have grown ₹1 lakh to ₹240,404.

A ₹10,000 monthly SIP in HDFC Focused Fund - IDCW Option - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹692,880 today. That's an XIRR (money-weighted annualised return) of 5.69%.

A ₹10,000 monthly SIP for 10 years in HDFC Focused Fund - IDCW Option - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹1,683,158 (multiplier 1.40×). XIRR: 6.58%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Focused Fund - IDCW Option - Direct Plan ranks #11 out of 22 funds in the Focused Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.83%; this fund delivered 9.97%.

The worst peak-to-trough decline HDFC Focused Fund - IDCW Option - Direct Plan has experienced over the last 5-year window is 19.59% — its NAV fell from a high on 17 Jan 2022 to a low on 07 Mar 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Focused Fund - IDCW Option - Direct Plan averaged 4.38% (best 22.01%, worst -12.03%). 66% of rolling windows ended positive. The 5-year Sharpe ratio is 0.28 — weak risk-adjusted performance.

In calendar year 2025, HDFC Focused Fund - IDCW Option - Direct Plan returned 3.81% — beating the Focused Fund category average of 1.64% by 2.18 pp. It ranked #11 of 29 in its category that year.

HDFC Focused Fund - IDCW Option - Direct Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Focused Fund - IDCW Option - Direct Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.6%. 5-year CAGR: 9.97%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.