Should I invest in Bandhan Focused Fund?

We don't give personal investment advice. Bandhan Focused Fund - Direct Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.4%. 5-year CAGR: 5.23%.

Bandhan

Bandhan Focused Fund - Direct Plan - IDCW

Latest NAV

₹32.5340

As of

3 Jun 2026

3,309 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.34%	+0.16%	+0.18	8 / 29	Q2
1W	-2.17%	-1.72%	-0.45	24 / 29	Q4
2W	-0.84%	+0.08%	-0.92	24 / 29	Q4
1M	-2.50%	-0.57%	-1.93	27 / 29	Q4
3M	-4.27%	-1.41%	-2.86	22 / 29	Q4
6M	-9.50%	-6.75%	-2.74	20 / 29	Q3
YTD	-7.80%	-7.04%	-0.76	16 / 29	Q3
1Y	-4.51%	-2.89%	-1.63	19 / 29	Q3
2Y	+1.79%	+0.38%	+1.41	12 / 29	Q2
3Y	+6.55%	+10.13%	-3.58	20 / 28	Q3
4Y	+7.53%	+10.02%	-2.48	16 / 25	Q3
5Y	+5.23%	+8.83%	-3.60	18 / 22	Q4
7Y	+8.01%	+9.68%	-1.67	9 / 15	Q3
10Y	+9.08%	+9.17%	-0.09	6 / 13	Q2
Inception	+7.02%	+10.95%	-3.92	25 / 29	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.80%	-7.04%	-0.76	16 / 29
2025	-7.62%	+1.64%	-9.25	28 / 29
2024	+22.41%	+16.89%	+5.52	8 / 28
2023	+25.33%	+23.20%	+2.13	10 / 26
2022	-8.38%	-1.34%	-7.04	21 / 24
2021	+19.13%	+29.51%	-10.38	18 / 21
2020	+16.55%	+13.97%	+2.58	6 / 18
2019	+10.12%	+8.17%	+1.95	6 / 13
2018	-12.17%	-10.01%	-2.16	8 / 13
2017	+43.40%	+30.76%	+12.65	2 / 13
2016	-4.52%	+0.70%	-5.22	10 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.76%

152 windows

min -26.0% · max 67.3%

67% positive

3-Year rolling

+8.38%

127 windows

min -3.1% · max 19.8%

98% positive

5-Year rolling

+8.84%

103 windows

min -2.8% · max 16.5%

99% positive

7-Year rolling

+8.47%

79 windows

min 2.0% · max 12.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.96%

3-year · annualised

Sharpe ratio

0.08

vs risk-free 6.5%

Sortino ratio

0.11

Downside-only deviation

Max drawdown

-25.44%

Dec 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Focused Fund - IDCW Option - Direct Plan	HDFC	₹29.8120	3 Jun 2026
NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option	Nippon India	₹43.8442	3 Jun 2026
SBI Focused Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹104.9539	2 Jun 2026
ICICI Prudential Focused Equity Fund - Direct Plan - IDCW	ICICI Prudential	₹59.6800	3 Jun 2026
Invesco India Focused Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹20.9000	3 Jun 2026
quant Focused Fund - IDCW Option - Direct Plan	Quant	₹58.6219	3 Jun 2026
Aditya Birla Sun Life Focused Fund -Direct - IDCW	Aditya Birla Sun Life	₹56.5255	3 Jun 2026
Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹22.5878	3 Jun 2026
Franklin India Focused Equity Fund - Direct - IDCW	Franklin India	₹38.6908	3 Jun 2026
Mirae Asset Focused Fund Direct IDCW	Mirae Asset	₹23.4190	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹32.5340
2 Jun 2026	₹32.7460
1 Jun 2026	₹32.6350
31 May 2026	₹32.9570
29 May 2026	₹32.9580
27 May 2026	₹33.3440
26 May 2026	₹33.4720
25 May 2026	₹33.4300
22 May 2026	₹33.0520
21 May 2026	₹33.1190

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Bandhan Focused Fund - Direct Plan - IDCW is ₹32.5340. It's a Focused Fund from Bandhan, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bandhan Focused Fund - Direct Plan - IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Bandhan Focused Fund - Direct Plan - IDCW is managed by Bandhan. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bandhan Focused Fund - Direct Plan - IDCW has delivered a absolute return of -4.51% — -1.63 pp behind the Focused Fund category average of -2.89%. The fund ranks #19 of 29 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Bandhan Focused Fund - Direct Plan - IDCW has delivered a CAGR of 6.55% — -3.58 pp behind the Focused Fund category average of 10.13%. The fund ranks #20 of 28 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Bandhan Focused Fund - Direct Plan - IDCW has delivered a CAGR of 5.23% — -3.6 pp behind the Focused Fund category average of 8.83%. The fund ranks #18 of 22 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Bandhan Focused Fund - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹238,515 today — a multiplier of 2.39×, based on the 10-year CAGR of 9.08%. The category average over the same window would have grown ₹1 lakh to ₹240,404.

A ₹10,000 monthly SIP in Bandhan Focused Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹669,396 today. That's an XIRR (money-weighted annualised return) of 4.32%.

A ₹10,000 monthly SIP for 10 years in Bandhan Focused Fund - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,771,914 (multiplier 1.48×). XIRR: 7.56%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bandhan Focused Fund - Direct Plan - IDCW ranks #18 out of 22 funds in the Focused Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.83%; this fund delivered 5.23%.

The worst peak-to-trough decline Bandhan Focused Fund - Direct Plan - IDCW has experienced over the last 5-year window is 25.44% — its NAV fell from a high on 11 Dec 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bandhan Focused Fund - Direct Plan - IDCW averaged 8.84% (best 16.53%, worst -2.82%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.00 — weak risk-adjusted performance.

In calendar year 2025, Bandhan Focused Fund - Direct Plan - IDCW returned -7.62% — lagging the Focused Fund category average of 1.64% by 9.25 pp. It ranked #28 of 29 in its category that year.

Bandhan Focused Fund - Direct Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Bandhan Focused Fund - Direct Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.4%. 5-year CAGR: 5.23%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.