Should I invest in ITI Liquid Fund - Daily IDCW Option?

We don't give personal investment advice. ITI Liquid Fund - Regular Plan - Daily IDCW Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.1%. 5-year CAGR: 0.00%.

ITI

ITI Liquid Fund - Regular Plan - Daily IDCW Option

Latest NAV

₹1,000.9998

As of

3 Jun 2026

2,149 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	0.00%	+0.00	65 / 83	Q4
1W	+0.00%	+0.04%	-0.04	62 / 83	Q3
2W	+0.00%	+0.05%	-0.05	49 / 83	Q3
1M	-0.02%	+0.12%	-0.14	61 / 83	Q3
3M	+0.00%	+0.36%	-0.36	58 / 82	Q3
6M	+0.00%	+0.71%	-0.71	64 / 83	Q4
YTD	+0.00%	+0.66%	-0.66	53 / 82	Q3
1Y	+0.00%	-0.04%	+0.04	53 / 75	Q3
2Y	+0.00%	+1.43%	-1.43	51 / 74	Q3
3Y	+0.00%	+1.64%	-1.64	49 / 72	Q3
4Y	+0.00%	+1.55%	-1.55	45 / 64	Q3
5Y	+0.00%	+1.40%	-1.40	47 / 63	Q3
7Y	+0.00%	+1.05%	-1.05	39 / 57	Q3
10Y	—	—	—	—	—
Inception	+0.01%	+0.33%	-0.32	61 / 82	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.00%	+0.59%	-0.59	49 / 78
2025	+0.00%	+1.30%	-1.30	41 / 71
2024	+0.00%	+1.65%	-1.65	51 / 73
2023	+0.00%	+1.96%	-1.96	45 / 67
2022	+0.00%	+1.26%	-1.26	60 / 67
2021	+0.00%	+0.65%	-0.65	43 / 60
2020	+0.00%	+0.24%	-0.24	36 / 60
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.00%

75 windows

min 0.0% · max 0.1%

7% positive

3-Year rolling

+0.00%

51 windows

min 0.0% · max 0.0%

14% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.00%

26 windows

min 0.0% · max 0.0%

23% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.00%

2 windows

min 0.0% · max 0.0%

50% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.04%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.12%

Apr 2026 → May 2026

% positive months

5.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
BANDHAN LIQUID Fund - Regular Plan - Periodic IDCW	Bandhan	₹1,437.9435	3 Jun 2026
Quantum Liquid Fund - Regular Plan Daily IDCW	Quantum	₹10.0002	3 Jun 2026
Aditya Birla Sun Life Liquid Fund -Regular - IDCW	Aditya Birla Sun Life	₹109.6442	3 Jun 2026
Motilal Oswal Liquid Fund Regular - IDCW Daily Reinvestment	Motilal Oswal	₹10.0055	3 Jun 2026
Templeton India Treasury Management Account-Regular Plan - Daily Dividend	Franklin Templeton	₹1,509.0075	3 Jun 2026
Kotak Liquid Fund - Regular Plan - Weekly - Reinvestment & Payout of Income Distribution cum capital withdrawal option	Kotak	₹1,035.5804	3 Jun 2026
Parag Parikh Liquid Fund- Regular Plan- Daily Reinvestment of IDCW	Parag Parikh	₹1,000.5404	3 Jun 2026
Edelweiss Liquid Fund - Regular Plan - Bonus Option	Edelweiss	₹2,056.0660	3 Jun 2026
HSBC Liquid Fund - Regular Daily IDCW	HSBC	₹1,001.3789	3 Jun 2026
Baroda BNP Paribas LIQUID FUND - Regular Plan - WEEKLY IDCW OPTION	Baroda BNP Paribas	₹1,000.2398	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,000.9998
2 Jun 2026	₹1,001.0000
1 Jun 2026	₹1,001.0000
31 May 2026	₹1,000.9999
29 May 2026	₹1,001.0001
28 May 2026	₹1,001.0000
26 May 2026	₹1,001.0000
25 May 2026	₹1,001.0000
24 May 2026	₹1,000.9999
23 May 2026	₹1,001.0001

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ITI Liquid Fund - Regular Plan - Daily IDCW Option is ₹1,000.9998. It's a Liquid Fund from ITI, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ITI Liquid Fund - Regular Plan - Daily IDCW Option has NAV history starting from 24 Apr 2019, a track record of about 7 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ITI Liquid Fund - Regular Plan - Daily IDCW Option is managed by ITI. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Liquid Fund - Regular Plan - Daily IDCW Option has delivered a absolute return of 0.00% — +0.04 pp ahead of the Liquid Fund category average of -0.04%. The fund ranks #53 of 75 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ITI Liquid Fund - Regular Plan - Daily IDCW Option has delivered a CAGR of 0.00% — -1.64 pp behind the Liquid Fund category average of 1.64%. The fund ranks #49 of 72 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ITI Liquid Fund - Regular Plan - Daily IDCW Option has delivered a CAGR of 0.00% — -1.4 pp behind the Liquid Fund category average of 1.40%. The fund ranks #47 of 63 in its category — the third (Q3) quartile.

₹1 lakh invested in ITI Liquid Fund - Regular Plan - Daily IDCW Option exactly 5 years ago would be worth approximately ₹100,000 today — a multiplier of 1.00×, based on the 5-year CAGR of 0.00%. The category average over the same window would have grown ₹1 lakh to ₹107,211.

A ₹10,000 monthly SIP in ITI Liquid Fund - Regular Plan - Daily IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹599,991 today. That's an XIRR (money-weighted annualised return) of -0.00%.

ITI Liquid Fund - Regular Plan - Daily IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹839,991 — XIRR -0.00%.

On a 5-year basis, ITI Liquid Fund - Regular Plan - Daily IDCW Option ranks #47 out of 63 funds in the Liquid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 1.40%; this fund delivered 0.00%.

The worst peak-to-trough decline ITI Liquid Fund - Regular Plan - Daily IDCW Option has experienced over the last 5-year window is 0.12% — its NAV fell from a high on 16 Apr 2026 to a low on 19 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ITI Liquid Fund - Regular Plan - Daily IDCW Option averaged 0.00% (best 0.01%, worst 0.00%). 23% of rolling windows ended positive.

In calendar year 2025, ITI Liquid Fund - Regular Plan - Daily IDCW Option returned 0.00% — lagging the Liquid Fund category average of 1.30% by 1.30 pp. It ranked #41 of 71 in its category that year.

ITI Liquid Fund - Regular Plan - Daily IDCW Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ITI Liquid Fund - Regular Plan - Daily IDCW Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.1%. 5-year CAGR: 0.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ITI Liquid Fund - Regular Plan - Daily IDCW Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Liquid Fund

Recent NAVs

Frequently asked questions

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