Should I invest in ITI Flexi Cap Fund?

We don't give personal investment advice. ITI Flexi Cap Fund- Direct Plan- IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

ITI

ITI Flexi Cap Fund- Direct Plan- IDCW

Latest NAV

₹19.9632

As of

17 Jul 2026

833 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.07%	-0.75%	+0.68	97 / 105	Q4
1W	-0.14%	-1.14%	+0.99	66 / 104	Q3
2W	+0.23%	-1.11%	+1.34	45 / 104	Q2
1M	+2.43%	-0.05%	+2.48	23 / 104	Q1
3M	+9.11%	+3.22%	+5.88	14 / 103	Q1
6M	+5.46%	+4.88%	+0.59	40 / 100	Q2
YTD	+3.60%	+0.89%	+2.71	32 / 98	Q2
1Y	+5.91%	+10.06%	-4.14	41 / 88	Q2
2Y	+4.15%	+5.19%	-1.04	39 / 82	Q2
3Y	+18.81%	+9.89%	+8.92	5 / 73	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+22.81%	+8.47%	+14.34	2 / 105	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.60%	-1.68%	+5.28	12 / 46
2025	+4.21%	+1.97%	+2.24	16 / 43
2024	+27.94%	+18.83%	+9.11	9 / 42
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+22.13%

30 windows

min -2.1% · max 57.3%

97% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+20.21%

6 windows

min 18.8% · max 23.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.83%

3-year · annualised

Sharpe ratio

0.77

vs risk-free 6.5%

Sortino ratio

1.31

Downside-only deviation

Max drawdown

-21.44%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹90.9250	17 Jul 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.9459	17 Jul 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹60.6918	17 Jul 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹17.8600	17 Jul 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹18.4500	17 Jul 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹51.9180	17 Jul 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹83.0629	17 Jul 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹235.7300	17 Jul 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹33.4858	17 Jul 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹69.9344	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹19.9632
16 Jul 2026	₹19.9773
15 Jul 2026	₹19.9961
14 Jul 2026	₹19.8694
13 Jul 2026	₹19.9965
10 Jul 2026	₹19.9919
9 Jul 2026	₹19.7795
8 Jul 2026	₹19.5143
7 Jul 2026	₹19.8652
6 Jul 2026	₹19.9890

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ITI Flexi Cap Fund- Direct Plan- IDCW is ₹19.9632. It's a Flexi Cap Fund from ITI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ITI Flexi Cap Fund- Direct Plan- IDCW has NAV history starting from 22 Feb 2023, a track record of about 3 years 4 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

ITI Flexi Cap Fund- Direct Plan- IDCW is managed by ITI. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Flexi Cap Fund- Direct Plan- IDCW has delivered a absolute return of 5.91% — -4.14 pp behind the Flexi Cap Fund category average of 10.06%. The fund ranks #41 of 88 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ITI Flexi Cap Fund- Direct Plan- IDCW has delivered a CAGR of 18.81% — +8.92 pp ahead of the Flexi Cap Fund category average of 9.89%. The fund ranks #5 of 73 in its category — the top (Q1) quartile.

ITI Flexi Cap Fund- Direct Plan- IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in ITI Flexi Cap Fund- Direct Plan- IDCW exactly 3 years ago would be worth approximately ₹167,728 today — a multiplier of 1.68×, based on the 3-year CAGR of 18.81%. The category average over the same window would have grown ₹1 lakh to ₹132,712.

A ₹10,000 monthly SIP in ITI Flexi Cap Fund- Direct Plan- IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹432,803 today. That's an XIRR (money-weighted annualised return) of 12.33%.

ITI Flexi Cap Fund- Direct Plan- IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹432,803 — XIRR 12.33%.

On a 3-year basis, ITI Flexi Cap Fund- Direct Plan- IDCW ranks #5 out of 73 funds in the Flexi Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 9.89%; this fund delivered 18.81%.

The worst peak-to-trough decline ITI Flexi Cap Fund- Direct Plan- IDCW has experienced over the last 3-year window is 21.44% — its NAV fell from a high on 23 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, ITI Flexi Cap Fund- Direct Plan- IDCW averaged 20.21% (best 23.08%, worst 18.81%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.77 — reasonable risk-adjusted performance.

In calendar year 2025, ITI Flexi Cap Fund- Direct Plan- IDCW returned 4.21% — beating the Flexi Cap Fund category average of 1.97% by 2.24 pp. It ranked #16 of 43 in its category that year.

ITI Flexi Cap Fund- Direct Plan- IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ITI Flexi Cap Fund- Direct Plan- IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.