Should I invest in ITI Flexi Cap Fund?

We don't give personal investment advice. ITI Flexi Cap Fund- Direct Plan- Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

ITI

ITI Flexi Cap Fund- Direct Plan- Growth

Latest NAV

₹19.3014

As of

3 Jun 2026

802 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.55%	+0.11%	+0.44	8 / 104	Q1
1W	-0.12%	-0.67%	+0.55	38 / 103	Q2
2W	+1.98%	+0.04%	+1.94	8 / 102	Q1
1M	+0.53%	+0.32%	+0.22	38 / 101	Q2
3M	+2.95%	+3.68%	-0.73	40 / 100	Q2
6M	+0.55%	+6.18%	-5.62	50 / 99	Q3
YTD	+0.03%	+2.47%	-2.44	42 / 99	Q2
1Y	+5.71%	+17.47%	-11.76	48 / 89	Q3
2Y	+5.67%	+10.45%	-4.78	56 / 84	Q3
3Y	+20.00%	+13.44%	+6.56	6 / 74	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+22.45%	+11.11%	+11.34	3 / 104	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.03%	-4.10%	+4.12	4 / 44
2025	+4.21%	+3.69%	+0.52	20 / 39
2024	+27.94%	+20.93%	+7.01	9 / 40
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.48%

28 windows

min -2.8% · max 55.1%

89% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+21.01%

4 windows

min 20.0% · max 22.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.03%

3-year · annualised

Sharpe ratio

0.82

vs risk-free 6.5%

Sortino ratio

1.31

Downside-only deviation

Max drawdown

-21.44%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,115.5350	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹117.4238	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹19.8000	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹19.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹222.6510	3 Jun 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹118.9418	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,064.0200	3 Jun 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹63.2311	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,722.7007	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹19.3014
2 Jun 2026	₹19.2749
1 Jun 2026	₹19.1702
29 May 2026	₹19.2121
27 May 2026	₹19.3891
26 May 2026	₹19.2987
25 May 2026	₹19.2497
22 May 2026	₹18.9878
21 May 2026	₹18.9490
20 May 2026	₹18.9301

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ITI Flexi Cap Fund- Direct Plan- Growth is ₹19.3014. It's a Flexi Cap Fund from ITI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ITI Flexi Cap Fund- Direct Plan- Growth has NAV history starting from 22 Feb 2023, a track record of about 3 years 3 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

ITI Flexi Cap Fund- Direct Plan- Growth is managed by ITI. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Flexi Cap Fund- Direct Plan- Growth has delivered a absolute return of 5.71% — -11.76 pp behind the Flexi Cap Fund category average of 17.47%. The fund ranks #48 of 89 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ITI Flexi Cap Fund- Direct Plan- Growth has delivered a CAGR of 20.00% — +6.56 pp ahead of the Flexi Cap Fund category average of 13.44%. The fund ranks #6 of 74 in its category — the top (Q1) quartile.

ITI Flexi Cap Fund- Direct Plan- Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in ITI Flexi Cap Fund- Direct Plan- Growth exactly 3 years ago would be worth approximately ₹172,812 today — a multiplier of 1.73×, based on the 3-year CAGR of 20.00%. The category average over the same window would have grown ₹1 lakh to ₹145,991.

A ₹10,000 monthly SIP in ITI Flexi Cap Fund- Direct Plan- Growth over the last 3 years — total invested ₹360,000 — would be worth ₹427,371 today. That's an XIRR (money-weighted annualised return) of 11.45%.

ITI Flexi Cap Fund- Direct Plan- Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹427,371 — XIRR 11.45%.

On a 3-year basis, ITI Flexi Cap Fund- Direct Plan- Growth ranks #6 out of 74 funds in the Flexi Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 13.44%; this fund delivered 20.00%.

The worst peak-to-trough decline ITI Flexi Cap Fund- Direct Plan- Growth has experienced over the last 3-year window is 21.44% — its NAV fell from a high on 23 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, ITI Flexi Cap Fund- Direct Plan- Growth averaged 21.01% (best 22.36%, worst 19.96%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.82 — reasonable risk-adjusted performance.

In calendar year 2025, ITI Flexi Cap Fund- Direct Plan- Growth returned 4.21% — beating the Flexi Cap Fund category average of 3.69% by 0.52 pp. It ranked #20 of 39 in its category that year.

ITI Flexi Cap Fund- Direct Plan- Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ITI Flexi Cap Fund- Direct Plan- Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.