Should I invest in HSBC Focused Fund - Direct IDCW?

We don't give personal investment advice. HSBC Focused Fund - Direct IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.2%. 5-year CAGR: 9.20%.

HSBC

HSBC Focused Fund - Direct IDCW

Latest NAV

₹22.0391

As of

3 Jun 2026

1,441 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.34%	+0.16%	+0.18	7 / 29	Q1
1W	-3.01%	-1.72%	-1.29	29 / 29	Q4
2W	-1.33%	+0.08%	-1.40	27 / 29	Q4
1M	-2.13%	-0.57%	-1.56	24 / 29	Q4
3M	-0.88%	-1.41%	+0.53	10 / 29	Q2
6M	-1.90%	-6.75%	+4.85	6 / 29	Q1
YTD	-3.67%	-7.04%	+3.36	6 / 29	Q1
1Y	-4.28%	-2.89%	-1.39	17 / 29	Q3
2Y	+1.57%	+0.38%	+1.19	14 / 29	Q2
3Y	+12.19%	+10.13%	+2.06	13 / 28	Q2
4Y	+11.08%	+10.02%	+1.06	13 / 25	Q3
5Y	+9.20%	+8.83%	+0.37	14 / 22	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+14.50%	+10.95%	+3.55	8 / 29	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.67%	-7.04%	+3.36	6 / 29
2025	-6.37%	+1.64%	-8.00	26 / 29
2024	+24.32%	+16.89%	+7.43	6 / 28
2023	+30.26%	+23.20%	+7.06	7 / 26
2022	-7.49%	-1.34%	-6.16	18 / 24
2021	+26.00%	+29.51%	-3.51	15 / 21
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.71%

60 windows

min -10.4% · max 59.8%

65% positive

3-Year rolling

+14.83%

35 windows

min 9.2% · max 18.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+12.74%

11 windows

min 9.0% · max 16.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.70%

3-year · annualised

Sharpe ratio

0.39

vs risk-free 6.5%

Sortino ratio

0.54

Downside-only deviation

Max drawdown

-20.70%

Dec 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Focused Fund - IDCW Option - Direct Plan	HDFC	₹29.8120	3 Jun 2026
NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option	Nippon India	₹43.8442	3 Jun 2026
SBI Focused Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹104.9539	2 Jun 2026
ICICI Prudential Focused Equity Fund - Direct Plan - IDCW	ICICI Prudential	₹59.6800	3 Jun 2026
Invesco India Focused Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹20.9000	3 Jun 2026
Bandhan Focused Fund - Direct Plan - IDCW	Bandhan	₹32.5340	3 Jun 2026
quant Focused Fund - IDCW Option - Direct Plan	Quant	₹58.6219	3 Jun 2026
Aditya Birla Sun Life Focused Fund -Direct - IDCW	Aditya Birla Sun Life	₹56.5255	3 Jun 2026
Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹22.5878	3 Jun 2026
Franklin India Focused Equity Fund - Direct - IDCW	Franklin India	₹38.6908	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹22.0391
2 Jun 2026	₹22.0276
1 Jun 2026	₹21.9528
29 May 2026	₹22.3061
27 May 2026	₹22.6787
26 May 2026	₹22.7107
25 May 2026	₹22.7227
22 May 2026	₹22.5033
21 May 2026	₹22.5128
20 May 2026	₹22.4811

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HSBC Focused Fund - Direct IDCW is ₹22.0391. It's a Focused Fund from HSBC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HSBC Focused Fund - Direct IDCW has NAV history starting from 29 Jul 2020, a track record of about 5 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HSBC Focused Fund - Direct IDCW is managed by HSBC. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Focused Fund - Direct IDCW has delivered a absolute return of -4.28% — -1.39 pp behind the Focused Fund category average of -2.89%. The fund ranks #17 of 29 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HSBC Focused Fund - Direct IDCW has delivered a CAGR of 12.19% — +2.06 pp ahead of the Focused Fund category average of 10.13%. The fund ranks #13 of 28 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HSBC Focused Fund - Direct IDCW has delivered a CAGR of 9.20% — +0.37 pp ahead of the Focused Fund category average of 8.83%. The fund ranks #14 of 22 in its category — the third (Q3) quartile.

₹1 lakh invested in HSBC Focused Fund - Direct IDCW exactly 5 years ago would be worth approximately ₹155,279 today — a multiplier of 1.55×, based on the 5-year CAGR of 9.20%. The category average over the same window would have grown ₹1 lakh to ₹152,674.

A ₹10,000 monthly SIP in HSBC Focused Fund - Direct IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹735,772 today. That's an XIRR (money-weighted annualised return) of 8.09%.

HSBC Focused Fund - Direct IDCW doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹735,772 — XIRR 8.09%.

On a 5-year basis, HSBC Focused Fund - Direct IDCW ranks #14 out of 22 funds in the Focused Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.83%; this fund delivered 9.20%.

The worst peak-to-trough decline HSBC Focused Fund - Direct IDCW has experienced over the last 5-year window is 21.22% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HSBC Focused Fund - Direct IDCW averaged 12.74% (best 16.57%, worst 8.95%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.24 — weak risk-adjusted performance.

In calendar year 2025, HSBC Focused Fund - Direct IDCW returned -6.37% — lagging the Focused Fund category average of 1.64% by 8.00 pp. It ranked #26 of 29 in its category that year.

HSBC Focused Fund - Direct IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HSBC Focused Fund - Direct IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.2%. 5-year CAGR: 9.20%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.