HSBC
HSBC Liquid Fund - Direct Monthly IDCW
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.03% | -0.03% | +0.06 | 42 / 139 | Q2 |
| 1W | +0.11% | -0.02% | +0.13 | 38 / 139 | Q2 |
| 2W | +0.20% | +0.01% | +0.19 | 33 / 139 | Q1 |
| 1M | -0.10% | +0.02% | -0.13 | 121 / 139 | Q4 |
| 3M | -0.26% | +0.19% | -0.45 | 131 / 138 | Q4 |
| 6M | +0.08% | +0.51% | -0.43 | 48 / 136 | Q2 |
| YTD | +0.32% | +0.50% | -0.18 | 42 / 135 | Q2 |
| 1Y | +0.05% | +1.02% | -0.97 | 61 / 128 | Q2 |
| 2Y | -0.02% | +1.17% | -1.20 | 111 / 127 | Q4 |
| 3Y | -0.01% | +1.38% | -1.38 | 100 / 122 | Q4 |
| 4Y | +0.03% | +1.27% | -1.24 | 50 / 114 | Q2 |
| 5Y | +0.04% | +1.20% | -1.15 | 43 / 113 | Q2 |
| 7Y | -0.01% | +0.83% | -0.83 | 92 / 107 | Q4 |
| 10Y | +0.36% | +0.66% | -0.30 | 19 / 73 | Q2 |
| Inception | +0.30% | +1.25% | -0.95 | 57 / 139 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | +0.32% | +0.37% | -0.05 | 30 / 120 |
| 2025 | -0.06% | +1.10% | -1.16 | 108 / 115 |
| 2024 | -0.01% | +1.42% | -1.43 | 91 / 118 |
| 2023 | -0.01% | +1.63% | -1.63 | 96 / 112 |
| 2022 | +0.05% | +1.11% | -1.06 | 73 / 116 |
| 2021 | +0.00% | +0.45% | -0.44 | 46 / 107 |
| 2020 | -0.05% | +0.35% | -0.40 | 96 / 110 |
| 2019 | -0.05% | +1.19% | -1.24 | 86 / 99 |
| 2018 | +2.89% | +1.03% | +1.86 | 14 / 91 |
| 2017 | +0.79% | +1.12% | -0.33 | 18 / 87 |
| 2016 | +0.02% | +1.02% | -1.00 | 23 / 73 |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Liquid Fund
Recent NAVs
| Date | NAV |
|---|---|
| 19 Jul 2026 | ₹1,042.4225 |
| 17 Jul 2026 | ₹1,042.0758 |
| 16 Jul 2026 | ₹1,041.7719 |
| 15 Jul 2026 | ₹1,041.5567 |
| 14 Jul 2026 | ₹1,041.4317 |
| 13 Jul 2026 | ₹1,041.4142 |
| 12 Jul 2026 | ₹1,041.2588 |
| 10 Jul 2026 | ₹1,040.9166 |
| 9 Jul 2026 | ₹1,040.5908 |
| 8 Jul 2026 | ₹1,040.3453 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.